Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Don’t have more kids if you can’t afford them!

1000 replies

SportMum1982 · 31/01/2024 12:43

I’m not a raving Tory! But honestly I would have loved more children!!! I would have loved 4 kids but I know we cannot afford 4 kids.

Why do people expect the state to pay for their children? Bar education though! If I’m being really cruel tell me, but I feel I did want more kids but stopped.

https://www.bbc.co.uk/news/uk-67999028

Sophie with her children

Two-child benefit cap: ‘Every month is a struggle’

Half a million households are now affected by either the two-child limit, the benefit cap or both.

https://www.bbc.co.uk/news/uk-67999028

OP posts:
Thread gallery
10
fonfusedm · 01/02/2024 07:07

OK if you aren't interested why take part in a debate? Why are you here? Don't bother respond back. You clearly don't like what I have put... it's my opinion and it was directly aimed at you. If you join a discussion it isn't fair to shut it down and say your not interested. You're ignorant. Good day! Perhaps your part of the problem...

Er @Talk66talk are you actually ok? your behaviour is a little bizarre but maybe your just sleep deprived.

Why am I here? Why are you? I’ve posted quite a lot on the thread before I responded to you. Is that ok? As you said it’s a debate 😁. I don’t have to agree with everything you posted nor do I have to reply to every point you made. Disagreeing is not challenging you & it’s quite normal during a debate... And responding to one point but not having an option on your other points is not shutting things down!

Vettrianofan · 01/02/2024 07:11

Beezknees · 01/02/2024 07:02

You cannot choose not to work if you are able to though. This is a myth.

I don't work. I study with the OU part time and in receipt of UC. It will take me six years to complete my course part time and I have no intention of working during this time as I have a busy family life too.

Perhapsanorhertimewouldbebetter · 01/02/2024 07:20

Vettrianofan · 01/02/2024 07:11

I don't work. I study with the OU part time and in receipt of UC. It will take me six years to complete my course part time and I have no intention of working during this time as I have a busy family life too.

You aren't 'choosing not to work' as a blanket choice though, you're choosing to study and hopefully will then be working? If you don't plan to work then you will need some other means of supporting yourself, e.g. a partner. Good luck with Uni.

Wadermellone · 01/02/2024 07:23

Busted2006 · 01/02/2024 07:00

I don’t understand why anyone would agree with putting children in poverty? Because that is what the two child policy does.

We have 5 children but both DH and I are in high earning jobs (higher tax bracket) so although we have had more children than what Mumsnet deem as acceptable, I guess we are paying to support other people’s children.

I agree that people should consider finances etc before they have children and see if they can afford them, it is irresponsible not to but why should the children suffer for their parents poor choices?

Plus it’s also unrealistic to start policing the amount of children someone can/should have. Am I okay because I can afford them?

I know this is a money related thread but I also want to add that there has been a lot of stereotypical comments thrown around making out like no-one can manage 5+ children l, fyi…

We go on holiday every year
My children do swimming lessons
All do clubs
Have hobbies

Yes we have life insurance.

Just because you may not be able to manage 5 children financially/emotionally/physically etc doesn’t mean that others can’t, I do it very well and bloody love it.

It depends on your view.

Is the 2 child cap putting kids into poverty. Or are parents poor decisions putting kids into poverty.

I think it’s both depending on the situation. And I think there’s never a guarantee that money actually changes things for the kids.

The cap has been in place for years. No one is having kids now and completely unaware. The information is available. And if they are having kids assuming they can claim more, that’s again bad planning.

Having more than 2 kids, is a risk. And people are aware of the risk.

I genuinely don’t know what the answer is. I don’t think feckless parents who never worked and who pretend their partner doesn’t live with them and so on, should be given more and more money to continue doing so. It’s not going to improve the outcomes for the children either. I live in a poor area and know people who do these things.

I also don’t, however, think most people on benefits fall into this category. Nor do I think not being on benefits is proof you aren’t a feckless parent.

But I do think you should consider worst case when planning your kids. But that’s because I was a child of a ‘worst case’. So I planned that way. Worst case hit and it wasn’t anywhere near as bad as it could have been.

newnamethanks · 01/02/2024 07:27

Ooh, contraceptive advice from an expert, thanks OP. Everyone very grateful for this, it works so well.

Yeahrightyouarethen · 01/02/2024 07:39

Vettrianofan · 01/02/2024 07:11

I don't work. I study with the OU part time and in receipt of UC. It will take me six years to complete my course part time and I have no intention of working during this time as I have a busy family life too.

If you don't work you can do the OU degree full time.

Beezknees · 01/02/2024 07:41

Vettrianofan · 01/02/2024 07:11

I don't work. I study with the OU part time and in receipt of UC. It will take me six years to complete my course part time and I have no intention of working during this time as I have a busy family life too.

You're studying though. You can't choose not to work and do nothing and claim benefits, to be more specific.

fonfusedm · 01/02/2024 07:43

Does anyone have statistics for how many people actually don’t work at all & have lots of dc?

I know there is about 3.5m one child families & 3.4 2 child families. 3 or more dc represent 1.25m & I assume the majority of them will have 3 as opposed to 6.

Perhapsanorhertimewouldbebetter · 01/02/2024 07:45

Yeahrightyouarethen · 01/02/2024 07:39

If you don't work you can do the OU degree full time.

PP may have other commitments/personal reasons to do it part time.

Busted2006 · 01/02/2024 07:45

I agree that the parents not being able to afford their children puts them in poverty from the get go, however surely we have a duty of care to ensure no child goes hungry etc etc. what I find surprising is the same people on here saying “tough shit, if people are struggling, parents should of made better life choices” are the same ones devastated when we hear stories on the news of children being extremely impacted by poverty.

I don’t have the answer, no one does but seeing a child go hungry, not clothed appropriately, living in poor conditions doesn’t sit well with me. I doubt many parents have lots of children just to “play the system” I think they are extreme and rare cases. Let’s be honest who wants to live on the breadline?

Do I think people should have children they can’t afford on purpose absolutely not but life isn’t blank and white. I also think this sort of thread, plus the two child policy puts the responsibility solely on the woman. It is based on the amount of children a woman has, not the father, why? Ultimately forcing the woman into poverty if she has more than two children, if her circumstances change etc not the father if he decides to up and leave surely this is just another case of gender in equality? As usually it’s the woman who is the main carer

Ohdeardddddeardear · 01/02/2024 07:57

Busted2006 · 01/02/2024 07:45

I agree that the parents not being able to afford their children puts them in poverty from the get go, however surely we have a duty of care to ensure no child goes hungry etc etc. what I find surprising is the same people on here saying “tough shit, if people are struggling, parents should of made better life choices” are the same ones devastated when we hear stories on the news of children being extremely impacted by poverty.

I don’t have the answer, no one does but seeing a child go hungry, not clothed appropriately, living in poor conditions doesn’t sit well with me. I doubt many parents have lots of children just to “play the system” I think they are extreme and rare cases. Let’s be honest who wants to live on the breadline?

Do I think people should have children they can’t afford on purpose absolutely not but life isn’t blank and white. I also think this sort of thread, plus the two child policy puts the responsibility solely on the woman. It is based on the amount of children a woman has, not the father, why? Ultimately forcing the woman into poverty if she has more than two children, if her circumstances change etc not the father if he decides to up and leave surely this is just another case of gender in equality? As usually it’s the woman who is the main carer

I agree. It’s women and children that suffer the most.

I also agree about double standards. I recognise at least one username from another thread moaning about a potential 20% VAT on private school fees.

One thing I would add though is that this idea of people having children only if they can afford it is just NEVER going to happen. It goes against one of the most powerful human instincts there is. Mix that with any number of a multitude of individual, psychological, social and economic factors and it’s highly unlikely people aren’t going to procreate unless they can afford it.

It’s pretty abhorrent to knowingly allow children to grow up like this and actually not good for anyone if we have a generation of kids growing up in abject poverty. It will add financial strain further down the road even if you take out the human suffering.

Vettrianofan · 01/02/2024 08:07

Perhapsanorhertimewouldbebetter · 01/02/2024 07:20

You aren't 'choosing not to work' as a blanket choice though, you're choosing to study and hopefully will then be working? If you don't plan to work then you will need some other means of supporting yourself, e.g. a partner. Good luck with Uni.

Thank you😊 Yes I want to work after I gain my qualification, the point being to improve my chances of being considered for a job in the future after years being out of paid employment. It is ideal as it fits around the school day and I am being productive with my time. Studying keeps the brain cells active 💪

Vettrianofan · 01/02/2024 08:09

Perhapsanorhertimewouldbebetter · 01/02/2024 07:45

PP may have other commitments/personal reasons to do it part time.

Unfortunately I can't do the qualification full time, the funding of the tuition fees are only applicable for part time study. I also need to work around a busy family.

Perhapsanorhertimewouldbebetter · 01/02/2024 08:14

Vettrianofan · 01/02/2024 08:09

Unfortunately I can't do the qualification full time, the funding of the tuition fees are only applicable for part time study. I also need to work around a busy family.

Yep, I appreciate that, I was replying to the poster telling you how you should do things! 😀

Beezknees · 01/02/2024 08:16

fonfusedm · 01/02/2024 07:43

Does anyone have statistics for how many people actually don’t work at all & have lots of dc?

I know there is about 3.5m one child families & 3.4 2 child families. 3 or more dc represent 1.25m & I assume the majority of them will have 3 as opposed to 6.

I'd imagine it's very few nowadays.

People seem to be stuck in the past and think we're still in the days of tax credits. There's been a 2 child benefit cap for a long time, a PP upthread said they thought single parents didn't have to work until their children were 12 until "very recently" when that hasn't been the case for about 20 years. People seem to have very little knowledge and understanding of how much the system has tightened up nowadays.

Beezknees · 01/02/2024 08:20

Another person upthread was saying about a woman she was speaking to who lived in a council property and was going to ask to be moved to a bungalow in a specific area as well. Again, clearly no understanding of how it works - as a HA tenant myself it's actually laughable that people think you can just ask to be moved and pick and choose the property!

Vettrianofan · 01/02/2024 08:21

Perhapsanorhertimewouldbebetter · 01/02/2024 07:45

PP may have other commitments/personal reasons to do it part time.

Sorry meant to add it's the Part Time Study Grant (PTSG) in Scotland which allows me the chance to study for free.

OriginalUsername2 · 01/02/2024 08:23

winewine · 31/01/2024 22:18

@SummerFeverVenice
It would be interesting to see the statistics of those who found themselves on benefits whose circumstances changed after having children vs those who kept having children whilst already in receipt of benefits.

The former should get help due to circumstances out of their control.

I’d love to see it too. I think these people are made out to be far more common than they actually are because it helps everyone to have this apparently huge amount of the population to blame for everything.

Thats why they made Benefits Street and why the media constantly hold up the rare examples for people to look at and get angry about.

mydogisthebest · 01/02/2024 08:50

Beezknees · 01/02/2024 07:02

You cannot choose not to work if you are able to though. This is a myth.

You can if you lie about health problems. Say you are depressed and so anxious you can't leave the house so unable to work and how can they disprove it?

My neighbour has said this and been claiming for months. He does leave the house though to work cash in hand 5 days a week

Beezknees · 01/02/2024 08:55

mydogisthebest · 01/02/2024 08:50

You can if you lie about health problems. Say you are depressed and so anxious you can't leave the house so unable to work and how can they disprove it?

My neighbour has said this and been claiming for months. He does leave the house though to work cash in hand 5 days a week

Hardly an enviable lifestyle. He'll be living on a pittance. Benefits for a single man are not generous. I'd rather be working. The envy of those on benefits is just pathetic to me.

Beezknees · 01/02/2024 08:56

mydogisthebest · 01/02/2024 08:50

You can if you lie about health problems. Say you are depressed and so anxious you can't leave the house so unable to work and how can they disprove it?

My neighbour has said this and been claiming for months. He does leave the house though to work cash in hand 5 days a week

And of course, he told you all about it and the exact ins and outs. Very believable.

LemonShirts · 01/02/2024 08:58

You have to invest if you want people to prioritise work over babies - actual working public transport, properly subsidised childcare, schools offering wraparound care and overall making sure girls are educated and believe they are worth more than popping out babies for some feckless bloke.
You have to invest to break the cycle of mums having children who follow the same pattern as them. I’ve seen ex-students outside schools with their prams at 16/17 destined to follow the same life as their mums. In one town loads of the staff knew loads of the mums from when they were at school.

Also there are people who know how to play the system and not work. There were plenty in DDs primary. Didn’t work, never worked. One of DDs best friends mum briefly had a cleaning job years ago and that was it, she’ll be 50 now. I don’t know how she manages with the COL increase. She told me she won’t work as ‘she doesn’t like people telling her what to do’.
Luckily her eldest isn’t the same and is at uni, which she was not happy about, she wanted her to stay home.

Boomer55 · 01/02/2024 09:00

SummerFeverVenice · 31/01/2024 22:15

Can’t be true. It is more than the highest benefit cap for Greater London.
https://www.gov.uk/benefit-cap/benefit-cap-amounts

Edited

A lot depends on whether any disability benefits are being claimed, for child or adult. Disability benefits can provide exemption from caps.

AccidentallyWesAnderson · 01/02/2024 09:02

Hardly an enviable lifestyle. He'll be living on a pittance. Benefits for a single man are not generous. I'd rather be working. The envy of those on benefits is just pathetic to me.

Has anyone said they envied them?

AccidentallyWesAnderson · 01/02/2024 09:03

And benefits and a 5 day cash in hand sideline for a single bloke? Hardly a pittance.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.