Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Don’t have more kids if you can’t afford them!

1000 replies

SportMum1982 · 31/01/2024 12:43

I’m not a raving Tory! But honestly I would have loved more children!!! I would have loved 4 kids but I know we cannot afford 4 kids.

Why do people expect the state to pay for their children? Bar education though! If I’m being really cruel tell me, but I feel I did want more kids but stopped.

https://www.bbc.co.uk/news/uk-67999028

Sophie with her children

Two-child benefit cap: ‘Every month is a struggle’

Half a million households are now affected by either the two-child limit, the benefit cap or both.

https://www.bbc.co.uk/news/uk-67999028

OP posts:
Thread gallery
10
Daphnis156 · 31/01/2024 18:29

There could be an intelligence and income/accommodation test before having a child is allowed.
It would weed out the profligate and undeserving.

IncompleteSenten · 31/01/2024 18:29

Daphnis156 · 31/01/2024 18:29

There could be an intelligence and income/accommodation test before having a child is allowed.
It would weed out the profligate and undeserving.

That's sarcasm, right?

malificent7 · 31/01/2024 18:30

Benegits aren't really enough to affotd a decent quality of life though are they...for a child especially. People who do it just for benefits aren't very clever really.

fonfusedm · 31/01/2024 18:30

@Dacadactyl the vast majority of people do not have critical illness cover that would clear a mortgage or provide a substantial amount for a decade etc. And as I said not everyone can get it due to bad luck when younger or not everything is covered. So I ask again should those people not have children?

Yeahrightyouarethen · 31/01/2024 18:30

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

malificent7 · 31/01/2024 18:31

I was a single mum btw...i definately didn't do it for benefits. I did stop at one though.

fonfusedm · 31/01/2024 18:32

We get taxes from it through regulating it and letting it become a saleable commodity.

The creators of this Ai are going to be akin to the the social media moguls of today. They don't love paying tax!

eatdrinkandbemerry · 31/01/2024 18:33

I had a surprise baby after being told I wouldn't ever be able to conceive again naturally after having my first two children.
A few years later I had to give up my well paid job to care for my second child (severely autistic and learning disability) because there's no childcare for a challenging 12 year old.
Iwe really struggled financially but what would you suggest I do with the third one that still needs feed and clothing!
Shit happens sometimes despite the best plans 🤷‍♀️

LadyKenya · 31/01/2024 18:33

Daphnis156 · 31/01/2024 18:29

There could be an intelligence and income/accommodation test before having a child is allowed.
It would weed out the profligate and undeserving.

What a strange thing to say.

Dacadactyl · 31/01/2024 18:34

fonfusedm · 31/01/2024 18:30

@Dacadactyl the vast majority of people do not have critical illness cover that would clear a mortgage or provide a substantial amount for a decade etc. And as I said not everyone can get it due to bad luck when younger or not everything is covered. So I ask again should those people not have children?

I'm not saying they shouldn't have children if they don't have critical illness cover HOWEVER, I'd hazard a guess that the sorts of people with 4 or 5 kids complaining they can't afford them "because benefits aren't enough" aren't the sorts with mortgages anyway.

fonfusedm · 31/01/2024 18:35

@SockieSockie I think you are confused. Who is advocating for a population boom? We need a softer landing though. There were around 5 workers to 1 pensioner in the 60s, now it's 3:1 & soon to be 2:1. That's expensive & already impacting the economy
What has lead you to believe the government are kern to reduce immigration?

Yeahrightyouarethen · 31/01/2024 18:35

fonfusedm · 31/01/2024 18:32

We get taxes from it through regulating it and letting it become a saleable commodity.

The creators of this Ai are going to be akin to the the social media moguls of today. They don't love paying tax!

Yet a lot of the big tech companies want it regulated (cynically I suspect to profit off it) because they can see where it will end up if left unregulated.

SockieSockie · 31/01/2024 18:35

fonfusedm · 31/01/2024 18:35

@SockieSockie I think you are confused. Who is advocating for a population boom? We need a softer landing though. There were around 5 workers to 1 pensioner in the 60s, now it's 3:1 & soon to be 2:1. That's expensive & already impacting the economy
What has lead you to believe the government are kern to reduce immigration?

No, we need population decrease. We don't an increase of any kind.

Bubble2024 · 31/01/2024 18:37

The issue isn’t women having children they can’t afford it’s men getting away with no contributing.

EasternStandard · 31/01/2024 18:37

Yeahrightyouarethen · 31/01/2024 18:26

We get taxes from it through regulating it and letting it become a saleable commodity.

Yes it just needs to be based where we can tax it

Bubble2024 · 31/01/2024 18:38

SockieSockie · 31/01/2024 18:35

No, we need population decrease. We don't an increase of any kind.

We need a higher birth rate or something to come along and wipe out the oldest.

fonfusedm · 31/01/2024 18:38

@SockieSockie it's like talking to a brick wall 🙄. The natural population is decreasing, any growth is based on immigration.

VeryGoodVeryNice · 31/01/2024 18:38

I know of someone who has a lot (into double digits) of kids, and it’s easy to sit there and think WTF. But knowing something about this woman’s past, which I won’t put details of but involved being in the care system and a lot of rejection - you can maybe understand why she is so desperate to create a big family. There’s always deeper reasons behind things when you scratch the surface. Same as judging a single mum on benefits for smoking, for example. You could see it as someone who is taking tax payers money and spending it unwisely on bad habits. Or maybe those 5 minutes she gets to herself to unwind whilst having a cigarette is the only thing keeping her going throughout the day.

Nothing is ever black and white but one thing that is a fact is that no good ever came from
children growing up in poverty. The greater social problems this causes long term costs the economy far more.

fonfusedm · 31/01/2024 18:39

Yes it just needs to be based where we can tax it

And that's the issue

fonfusedm · 31/01/2024 18:40

@Yeahrightyouarethen I don't think they want that for the good of the people though as you say!

BouncingJAS · 31/01/2024 18:40

@Daphnis156

Thats never going to work.

The only thing you can do is to remove all child benefit (if you have any you get £0 from the state) or make it universal (everybody gets it).

By putting a cut off, you are opening yourself up to exactly these sort of discussions.

But again, the reason we do not do this (universal) is the politics of envy. It really has become the British disease.

converseandjeans · 31/01/2024 18:40

Well people working don't get a pay increase for each child so I don't think it's unreasonable. But most people on MN will say you are being unkind.

I stopped at 2 because we had hardly any money at the time. Also we had 3 bedrooms. I can't see any sense in having so many that they need to squeeze into one tiny bedroom.

I think you can still get child benefit for more than 2. It's just the UC & guess things like FSM?

EasternStandard · 31/01/2024 18:41

fonfusedm · 31/01/2024 18:39

Yes it just needs to be based where we can tax it

And that's the issue

I think it’ll be a massive factor

How can a population thrive if jobs go and we can’t get taxes

I hope someone is thinking about it already

BestBadger · 31/01/2024 18:42

Yeahrightyouarethen · 31/01/2024 18:19

Which is one of the fears people have about AI being unregulated, no industry will be left untouched if AI is truly left to flourish organically.

That said humans are an ingenious bunch and will find a way.

Income tax is what, a quarter of our revenue? Assuming ai will replace jobs rather than create different jobs (and it won't replace skilled manual work) there are options.

You could replace some of the loss in income tax revenue by;raising capital gains tax, join the EU customs Union, build council houses so that rent goes to councils rather than private landlords, invest in job creation and education etc.

There are solutions, evidence based rather than ideological, but neither of our two main parties has any interests in exploring them.

SockieSockie · 31/01/2024 18:43

fonfusedm · 31/01/2024 18:38

@SockieSockie it's like talking to a brick wall 🙄. The natural population is decreasing, any growth is based on immigration.

Sorry but what are you on about now?

You're saying we need to increase the birth rather and I'm telling you why not. If you don't want to listen to rational comments then you go about your day and I'll go about mine.

Please create an account

To comment on this thread you need to create a Mumsnet account.

This thread is not accepting new messages.