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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Higher earner should pay more of the bills?

117 replies

TTM123 · 24/01/2024 22:47

What are peoples opinion on this? If your partner earned more than you, would you expect them to pay more towards the bills?

OP posts:
Sususudio · 25/01/2024 12:21

Britpop123 · 25/01/2024 12:20

Women posting on this thread that they earn more but make their partners pay more than the proportionate share seem to be getting responses like “each to their own” or “well that works for you”

pretty sure if they were men it wouldn’t be “whatever works for you”

Well, women have always been and will be more vulnerable then men. It is not an equal playing field.

JadziaD · 25/01/2024 12:23

Britpop123 · 25/01/2024 12:20

Women posting on this thread that they earn more but make their partners pay more than the proportionate share seem to be getting responses like “each to their own” or “well that works for you”

pretty sure if they were men it wouldn’t be “whatever works for you”

I feel like you're on a different thread to me. Most people have agreed that the higher earner pays more. And the few that arent in that situation have been challenged.

There HAS been discussion about the importance of equal contribution. As a rule, I think it's pretty clear that the reason the term cocklodger exists is because the issue of one party sitting around doing fuck all, while earning fuck all, is too often a man. In the case of a woman earning nothing, she's usually the one doing everything else.

SouthLondonMum22 · 25/01/2024 12:27

Britpop123 · 25/01/2024 12:20

Women posting on this thread that they earn more but make their partners pay more than the proportionate share seem to be getting responses like “each to their own” or “well that works for you”

pretty sure if they were men it wouldn’t be “whatever works for you”

First of all, I don't ''make'' my husband do anything. It is something that we agreed on because if he wants to earn more money for himself, he can.

When it is the other way around it is usually a different scenario such as it is common for a woman to go part time and sacrifice her earning potential to take on more childcare responsibility. In that case, I would agree that the higher earner needs to pay more.

Drosera · 25/01/2024 14:12

RatatouillePie · 25/01/2024 11:13

If you both work full time (no kids) and earn different amounts then yes, the higher earner should be paying more.

If one works part time and looks after kids then yes the higher earner should pay more and you should have roughly equal amounts left over.

The only exception would be if one of a couple was deliberately not earning as much as they could, then I think I'd begrudge paying more!

DH earns twice what I do. I work part time and do most the childcare. He pays far more into the joint account, but as his hobbies are more expensive than mine he has more left over too which I'm fine with.

This is what I was getting at.

Finances should be joint but it's a bit cheeky to sit back and take it easy and expect your OH to pick up the slack.

Drosera · 25/01/2024 14:17

JadziaD · 25/01/2024 12:23

I feel like you're on a different thread to me. Most people have agreed that the higher earner pays more. And the few that arent in that situation have been challenged.

There HAS been discussion about the importance of equal contribution. As a rule, I think it's pretty clear that the reason the term cocklodger exists is because the issue of one party sitting around doing fuck all, while earning fuck all, is too often a man. In the case of a woman earning nothing, she's usually the one doing everything else.

Not sure I agree with this.

I think it's just much more acceptable for women to cocklodge. Loads of women never return to FT work or really try and push the career once the kids are at school and their husband is earning the big £££, and often they have cleaners etc so it's not like they're cleaning the house all day.

There's no such thing as a 'lad that lunches'. 😂

kitsuneghost · 25/01/2024 14:17

Life doesn't work like that
You pay for what you use no matter your income
You wouldn't expect to pay less for a pack of fags cause you earn less
Why would you then expect to pay less for energy, water, sky, council tax etc..

Mumaway · 25/01/2024 14:19

It should be proportional

Spacecowboys · 25/01/2024 14:31

I earn more so I pay more. I would feel differently if we didn’t have dc’s because then it would feel like I was simply subsidising an adult.

stargirl1701 · 25/01/2024 14:36

We are married so all money of family money.

We calculate the net income, subtract the bills and split the remaining money equally so we each have same disposable each month.

DH pays a far higher proportion than me at the moment. However, I earned more than him at the beginning and my pension will be higher at the end.

It works out over a lifetime.

FlatSnuffy · 25/01/2024 14:36

I am the higher earner and all money is family money. I can't imagine a situation where one spouse has more money to spend on clothes, hobbies, holidays, etc. and the other is going without or on the cheap. It helps that neither of us are big spenders and we try to ensure equal time and opportunity for hobbies etc. If one costs more than the other it doesn't matter, we don't keep count. So long as we can afford it in our budget we support each other to make good decisions on how we spend our money. If we need to save, then we agree how we cut back.

sixthvestibule · 25/01/2024 14:39

I’ll be damned if I work way harder than my lazy DH and pay more for the privilege.

justteanbiscuits · 25/01/2024 14:40

if you're living an entirely shared life, then yes, especially if you have children.

We worked out monthly outgoings +15%, then we each put a share of our salary into the joint account for all "family" outgoings (so bills, kids, food etc etc), leaving us both with the same amount left over in our personal accounts.

Mnetcurious · 25/01/2024 14:48

FlatSnuffy · 25/01/2024 14:36

I am the higher earner and all money is family money. I can't imagine a situation where one spouse has more money to spend on clothes, hobbies, holidays, etc. and the other is going without or on the cheap. It helps that neither of us are big spenders and we try to ensure equal time and opportunity for hobbies etc. If one costs more than the other it doesn't matter, we don't keep count. So long as we can afford it in our budget we support each other to make good decisions on how we spend our money. If we need to save, then we agree how we cut back.

I could have written this word for word. Can’t imagine living any other way, it’s how a good relationship should be.

RatatouillePie · 25/01/2024 14:52

Drosera · 25/01/2024 14:12

This is what I was getting at.

Finances should be joint but it's a bit cheeky to sit back and take it easy and expect your OH to pick up the slack.

Yes, absolutely! Me and my ex split everything 50/50 but he earned a lot more than me.

But... he'd taken the initiative to career ladder climb and worked really hard for that extra money so I wouldn't expect him to share it. I wasn't lazy, but I was more plodding in my career at the time. I could have gone for promotions but preferred the less stressful life!

Drosera · 25/01/2024 15:00

RatatouillePie · 25/01/2024 14:52

Yes, absolutely! Me and my ex split everything 50/50 but he earned a lot more than me.

But... he'd taken the initiative to career ladder climb and worked really hard for that extra money so I wouldn't expect him to share it. I wasn't lazy, but I was more plodding in my career at the time. I could have gone for promotions but preferred the less stressful life!

I'm the same in a way.

I earn about £45-50k, which is a decent salary but I could've been on much more had I stayed in my fast track graduate job. However, it was just so tedious.

I never really wanted kids so between me and my partner (who can't have kids) who earns a similar amount we just don't need the money enough to take on more responsibility/stress.

Sometimes I'll do longish days (get paid decent O/T though) but atm I'm just sitting waiting to pour one last load of concrete and I've been on mumsnet for two hours.

Cosyblankets · 25/01/2024 15:09

myfavouritecolourisnotpink · 25/01/2024 09:00

I know I'm really old fashioned but I get really confused about this... Surely once you get married all money is 'ours' and not 'yours' and 'mine' ??

We have several accounts which we both have access to, I manage the money as I'm the better one with organising online accounts, bills etc... If either of us want something we just buy it, if it's a large purchase we discuss it... (Obviously within our affordability)

Surely if you are a SaHP then surely the other parent covers all the outgoings 🤷‍♀️🤷‍♀️🤷‍♀️

I think if you keep separate finances then you aren't 'thinking forever'

Just me... don't shoot me down ❤️

We met later in life (mid and late 40s) no kids. Used to doing our own thing. He moved in to my house that is mortgage free. All bills in my name because that's just how it was all come out of my account and he just transfers a set amount every month. Works for us.

SouthLondonMum22 · 25/01/2024 15:18

Mnetcurious · 25/01/2024 14:48

I could have written this word for word. Can’t imagine living any other way, it’s how a good relationship should be.

There's more than one way to have a good relationship though.

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