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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Time to break things off with my boyfriend and buy my own house?

81 replies

Benji92 · 11/01/2024 11:06

My boyfriend and I are both 31 and have been together for a year. He still lives in the house he bought with his ex. They broke up in May 2022 and the house was put up on sale shortly after.

A buyer fell through early on in our relationship and they recently refused an offer as if was way below the price they bought it for. Truth is, they won't be able to sell unless they lose money as the house prices fell down since their purchase.

My lease is up at the current place I'm renting in March. A few months ago he told me that he wants me to move in to that house. Ex doesn't contribute to the mortgage since she moved away and I will be paying rent. We discussed then that I'd move in at the year mark, which is now.

2 weeks ago I told him that as it's his house, I'd need him to let me know re the timelines/plans of me moving. He said OK. I think moving in together (without further commitments such as kids, marriage or shared assets) at the year mark in our age isn't rushing things as we're keen to start a family at some point. I checked whether he felt the same way and he said that he agreed, otherwise he wouldn't have wanted me to move in.

Despite the reassurance, there has been no talks about it since. I don't necessarily agree with cliches but in this case I feel like if he wanted, he would. I have enough deposit saved up to buy a house 5+ hours drive away in a more affordable area but neither of us are keen on a long distance relationship so it would mean the end of us.

I love him so much but this whole thing stresses me out. I want to get on with my life. AIBU to want to buy my own house potentially ending it with him? What would you do?

OP posts:
WhereverIlaymycatthatsmyhome · 11/01/2024 19:55

I would feel the same as you OP. I would want him to be excited about me moving in, and making plans.

Obviously this isn’t happening. I wonder if PP is correct and the ex has kicked off about you moving in?

Honestly, I would move up north.

TheQueenMakersDaughter · 11/01/2024 19:56

You just don't sound that into him. And that's fine. Maybe stop pretending his behaviour is what's driving your ambivalence and admit to yourself the relationship has run its course for you. I'm usually on #TeamBreakUpWithHim, though. Go live your best life as a financially independent woman.

polarbearoverthere · 11/01/2024 20:19

Perhaps I’m too romantic but if you love him, why move away and end the relationship for the sake of buying a house? It seems like quite an extreme response to him not organising your move in date.

Is an alternative way forward for you to continue to rent or find a new rental, he sells the house asap, then moves in with you (and splits the rent) before you jointly buy somewhere together with your deposit and his half of the house sale?

Royalbloo · 11/01/2024 20:32

YANBU plough your own furrow

TigerJoy · 11/01/2024 23:01

I would be getting so stressed if I were you.

Time to get together with him and have a chat.

Is he getting cold feet? Just ask him.

It sounds like you have a back up plan ready to go. Presumably because you've been getting vibes from him.

Stay clear on what you really want. It sounds like you don't really want to move into your boyfriend's house at all - and if you did it would very much be a short term thing. Whereas I suspect your boyfriend is hoping he can stay long term in order to ride out the negative equity.

Just another option - you could buy somewhere for yourself and rent it out for now. Not ideal - you'd need to get a buy to let mortgage and then would need to convert if you move in - aside from ethical issues regarding being a landlord - but it is one way of getting on the property ladder and having that security, while living with your boyfriend.

You would need to not be paying market rate rents on your boyfriend's house - presumably he can afford to live there alone anyway?

Gettingbysomehow · 11/01/2024 23:07

What I wish I knew at your age. Always put your own needs first. If it's right for you to uy a house then do it.
How does paying rent to him benefit you in any way.

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