To think the age of leaving home is getting higher and higher

[Fatcat00]

Sparked by a comment I’ve just read on a tiktok video “we can’t afford to leave home”

I know many people late 20s still living at home. The norm as I understand it is you’d leave home at around 19/20 years ago. Now I know everyone can’t afford a deposit for a mortgage (also read something about 0 deposit mortgages being a thing recently?) but do people just not move out because they don’t want to rent?

I’m trying to have a better understanding on what is the norm now. And how people do things. Purely out of interest but also because I fell on very fortunate circumstances where this is not something I’ve ever had to deal with or think about. There seems to be a divide of people saying kids should move out by X age by any means even if it’s a house hard, and another half saying no. What do you believe to be the case generally?

A few of my sons friends have had homes gifted to them in wills or had a huge chunk of money given towards deposits.
Some people have made more money from bricks and mortar than ever before via relatives etc. It certainly increases the divide in society, but looking after your own is just how it is I guess, whatever the rights or wrongs.
Those who made a small fortune via council homes from the 80s sell offs are less likely to want to live in those areas now too.

I’d be very surprised if any young person is renting a place by themselves. Everyone I know starts in a house share.

I think you are more likely to stay in your hometown and at your parents' if you don't go to university. All the young people I know go to university and then jobs in London or another big city so aren't going to be living with their parents. You go where the work is.

Do you live in a house OP or a cave? Because this is an old and very well known situation and you seem to act like it’s brand new information.

House prices are crazy. My house price increased by £100K in just one year. To the point I probably couldn’t afford to buy it again. There’s no big mystery about why people are moving out later.

I don't understand your objection to a house share - it's perfectly normal for young people to share a house/flat in second/third year at university (halls are only guaranteed for the first year at most places), and then carry on housesharing when they are early career or in postgraduate study. It's great fun sharing a flat with your friends (I think they made a TV series about it...)

My 26 year old went to uni miles away. She came back home again and is still here 5 years later. Saving up for a house deposit, may still be a few years later.

Young ones 😂

Renting is extortionate - even house shares cost a fortune. I'm 34 and didn't move out for good until I was 29. I couldn't afford it on my own.

I did move out for periods, though. I was away at university for four years, then back home to the SE for a bit. Then I shared with a boyfriend and flatmates for a few years, but when that relationship ended I couldn't afford anywhere on my own, so I moved back with my parents (who were now in the NW) and I stayed there until I met DH and we bought a house together.

Is there any graduate work where you are though? Where I am it's basically only agricultural and service jobs, so young people with degrees don't come back - most seem to spend a few years in London establishing their careers.

I'm almost 27 and still live with my mum.

I live here mainly because I'm single. I did an online mortgage calculator recently and it basically laughed in my face. As a single person early on in my career, I just cannot afford to get a mortgage. I wouldn't get one agreed.

I could of course rent. But to rent on my own I'm looking at £800pcm before bills - I'd be left with nothing after all outgoings. I could of course house share, but all my friends are settled down so id have to live with strangers. One bedroom in a cramped flat - for around £600pcm before bills.

The housing / rental market is an absolute snake pit. If you've only one income, unless you're incredibly fortunate (through inheritance or similar) or on very high wages compared to the rest of your age group, moving out is basically impossible at the moment. It's depressing

@vodkaredbullgirl I stayed in a house that was not far off that (complete with the psycho landlord) in my 2nd year...

When I was 19 or 20 no one expected to go straight from living at home to mortgage paying homeowner or renting alone. A room in a shared house or a bedsit was the norm

My dd was in a house share for 2 years at uni and hated it. It was an old mining house and was cold as hell.

My mum left home at 24 when she moved to another country for work. (1970)

My dad left home when he moved in with my mum, he was 30. (1974)

They both lived in London.

I left home at 18 for uni and didn't come back. (Not London)

My 27 yo can't AFFORD to rent, not that he doesn't want to. And we live in what is described as a deprived area!

We will be able to provide our two children with a deposit to buy their own homes.

However, I will not be forcing them out. If they want to stay at home until they're 30, fine. I would prefer them at home rather than wasting money on rent - but the key thing here is they have their own floor in our home with their own bathroom, and we have two living rooms. We have a 5 bed house and will keep it until they are firmly settled.

Appreciate not everyone is in our position.

Your norm is 19/20? Where did you get that from?

My sister still lives with my mum and she's 42. It's an expensive area, mum rents. D sis has been saving for a deposit for years but every time she gets near to be able to buy the goal.posts move and she only has her income.

I moved away for uni, met someone, had a baby and stayed. We rent and will likely never own. I cannot imagine how my dc will be able to move out, ds20 works full time and still couldn't afford to rent, never-ending buy. He is saving whilst he is still at home. We have 4 dc so setting any of them up financially is not possible beyond everyone still living here. It's all a bit of a worry!

Didn’t offspring stay in the family home until marriage and setting off in life as a pair (most often not dual income but still a couple) there were often boarding houses for single (men mostly), and some jobs came with housing (nursing accomodations).
swings and roundabouts, maybe the question should be when it changed to young single people being able to leave and live independently?

Where my dd is, a room in a house share now costs nearly the same as what the entire house would have cost 10 years ago.
Of course more and more are choosing (being forced to) live with their parents

I didn't leave home until I was 24 in 1988. My eldest DB had only left a couple of years before (he's 8 years older than me).
My DS went to Uni and came back home after - now 26. He can't currently afford to buy a house by himself and although he could rent it would be wasted money which could be put towards a larger deposit with the hope he can buy in the next few years. So for now he's still here!

In my world leaving home at 19/20 was never the norm, mid to late 20s was about average. I moved out 30+ years ago when I got married at 23, my siblings were a bit older, as were my friends and colleagues. My adult dc are living at home while they save for a house, it just makes sense with rents so extortionate.

One of my dc moved out and to another town at eighteen, and rented (£600 per month, house share). The other is still here at twenty one.

it seems that people move away at eighteen for uni and never return, or leave home when rent with partner, late twenties.

wouldn’t know how to pay a utility bill or how to even register to pay one for that matter, I run businesses but have someone that does all that kind of stuff for me and quite honestly wing it through life.

I honestly don't understand how you could possible be an adult who doesn't know how to register for a utilities. Who on earth does it for you? Unless it is a spouse but how have you never done it in your entire adult life?
It sounds like you're the one who actually needs some independence.

With my own extended family, people I know with adult children and younger colleagues in their 20s and 30s - if the parents live in London where the adult children have their own bedroom and the adult children work in London/SE then they continue living there until they can afford to buy their own home.

I however know people who are older, so 40+, and due to relationship breakdown they have moved in with their OAP parents or other older relations. In some cases they end up being a carer for a parent/relation so they don't move out.

However I know adult children who due to going to university and getting jobs in another city/country, have not returned to London so rent where they are.