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Why might my credit report be completely wrong?

2 replies

TwentyTwenty20 · 01/10/2023 10:05

My Equifax and Trans Union credit reports are up to date and correct. Experian however is all over the place. It has no history at all of my credit balance, just says 0 which is incorrect. I've had one late payment which was a year ago and it has no record. It has 0 on time payments when there should be dozens. It has 0 credit searches, not even sort searches when there should be a handful. 0 new credit accounts, when I actually got a credit card which I've never used a few months ago. Total credit limit is 0 when I've had an Overdraft facility for over a year. Unregistered on electoral roll when I've been on it for 2 years. All of the above is correct with the other two credit agencies.

Anyone know why Experian might have my info so wrong?

OP posts:
ASCCM · 01/10/2023 10:06

No idea , sounds odd. Try credit Karma?

defo worth getting to the bottom of it!

TwentyTwenty20 · 01/10/2023 10:07

ASCCM · 01/10/2023 10:06

No idea , sounds odd. Try credit Karma?

defo worth getting to the bottom of it!

Credit karma is the same as transunion

OP posts:
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