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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Benefits reduction

1000 replies

Bonsaitreepic · 22/09/2023 08:49

I got my UC payment today. Just checked and it’s almost £300 less than usual. This is because my oldest is now classed as an adult as he’s left ft education. He’s not currently in work.
I have 3 other children but now I seemingly only get support for 2 of them due to the child cap.
Im freaking out. I only get maintenance for one of the children as I have the other 2 50/50 with their dad. I cannot afford to lose this much money every month. I was already struggling as it was. I’m unable to work just yet as one of the children has complex needs. I already get some DLA for them.
im quite sure there’s nothing I can do about this but I’m so worried

OP posts:
Thread gallery
5
jessycake · 22/09/2023 12:27

First jobs are difficult but he needs to be proactive as his work coach could expect him to do a job that is impractical eg miles away , awkward shifts and not on a public transport route . Even if he is immature and young for his age and lacks confidence as far as the DWP is concerned he is an adult . A difficult period for you all , hopefully it wiill be a short one x

OvertakenByLego · 22/09/2023 12:28

AliOlis · 22/09/2023 12:25

Her son presumably has no barriers to work?

I haven’t mentioned the 18 year old son’s ability to work, have I?

CultsRbad · 22/09/2023 12:28

OvertakenByLego · 22/09/2023 12:22

Complex needs means exactly that. She has a disabled child in receipt of DLA who has complex needs. Said child clearly has needs significant enough (at MRC or HRC DLA) that she could claim carer’s allowance as she said she doesn’t claim it as she wouldn’t receive any more money (as it is taken £ for £). Even the government recognise someone providing this level of care may not be able to work and therefore don’t give them work commitments. It is ignorant of people to think OP can work right now when she has posted she is unable to.

May not be is the crucial element there. Not can't. So it isn't unreasonable of people to have queried whether she could? Even if not ideal.

And that got jumped on with posters assuming the OP was an overworked carer of a seriously disabled child.

When OP hasn't clarified much at all and her DC with complex needs could be the one she doesn’t receive CM for as shares 50/50 custody and care with her ex.

So in that case, the scenario is very different.

We don't know. So it's not unreasonable for posters to ask questions or hypothesise.

ginandtonicwithlimes · 22/09/2023 12:29

I believe now the eldest is an adult you can claim for the next child who you weren't able to claim before.

It is well known that once they leave education you lose all benefits for them. Might sound harsh but you should have started planning for this.

SchadenfreudeIstMeinMittelname · 22/09/2023 12:30

Working out what he really wants to do is perfectly compatible with having a job. It isn't a full time occupation. And actually having a job may help him narrow down what he does, or doesn't, want to do for the next few decades.

OvertakenByLego · 22/09/2023 12:30

RiderofRohan · 22/09/2023 12:25

Honestly I think it is ignorant of you to not know that many young people care for others with complex needs. Not sure what you consider an appropriate age, but this isn't the reality for many. Some families don't have a choice.

Can you please quote where I have posted young people don’t care for people with complex needs? You can’t, because I haven’t.

What I have done it point out that it isn’t safe, suitable or appropriate for many others (it isn’t) and if OP says she is unable to work users should accept that rather than be ignorant enough to think they know otherwise when they don’t even know her or her situation.

CultsRbad · 22/09/2023 12:31

ginandtonicwithlimes · 22/09/2023 12:29

I believe now the eldest is an adult you can claim for the next child who you weren't able to claim before.

It is well known that once they leave education you lose all benefits for them. Might sound harsh but you should have started planning for this.

RTFT.

OP has 4 DC. She's already claiming for the DC she can claim for.

OvertakenByLego · 22/09/2023 12:32

CultsRbad · 22/09/2023 12:28

May not be is the crucial element there. Not can't. So it isn't unreasonable of people to have queried whether she could? Even if not ideal.

And that got jumped on with posters assuming the OP was an overworked carer of a seriously disabled child.

When OP hasn't clarified much at all and her DC with complex needs could be the one she doesn’t receive CM for as shares 50/50 custody and care with her ex.

So in that case, the scenario is very different.

We don't know. So it's not unreasonable for posters to ask questions or hypothesise.

FFS, OP says she is unable to work right now. Why do you and others think you know better when you don’t even know her? It is ignorant and unreasonable.

ginandtonicwithlimes · 22/09/2023 12:32

SofiYol · 22/09/2023 09:28

The op was claiming for 3 children, including her eldest, because she was claiming before the cap came into force.

Now there is a cap, she will only be able to continue to claim for the two children she is already claiming for, it won’t transfer to another child. She has four children in total.

I didn't see this. OP I sympathise but you must have been aware this was coming?

Secondwindplease · 22/09/2023 12:33

@OvertakenByLego you keep posting the same thing over and over. We’ve heard you. You cannot demand that people agree.

uncomfortablydumb53 · 22/09/2023 12:34

Carers allowance is deducted from UC, but if your child gets DLA you are entitled I believe to carers premium which offsets it.
It's obvious at 18 your DS is an adult and like it or not he has to get a job now
Not knowing what he wants to do isn't an option!
Bar restaurants etc are always needing staff and factory/ supermarket pays well for his age

Throwncrumbs · 22/09/2023 12:34

Thing is people who have never worked don’t want to actually get up and fend for themselves, the government/ tax payer has always done it for them. I think the caps are a good thing, lazy ikes need to get off their backsides and get a job. My sister has never worked, bad back, etc, and her three kids are the same, and the theyve had kids so it goes on. One claims carers for the partner and the partner claim cares for them. Ludicrous situation and ways of getting the maximum from benefits with little to no effort. They manage to smoke and drink and enjoy their jobless lives though. Oldest grandchild now been diagnosed with additional needs, no he’s just a little shit who has never heard the word no and won’t go to school and is disruptive… will end up being the same or worse, but who wouldn’t be when mum and dad sit on their arse day after day waiting for ‘pay day’ benefits…waiting to hear that the grand daughters are pregnant and on the council waiting for a house! Government are not doing enough to stop this shit!

OvertakenByLego · 22/09/2023 12:34

Secondwindplease · 22/09/2023 12:33

@OvertakenByLego you keep posting the same thing over and over. We’ve heard you. You cannot demand that people agree.

I am not demanding people agree. I am challenging ignorant comments.

Miyagi99 · 22/09/2023 12:34

Willyoujustbequiet · 22/09/2023 11:36

Ableist crap

What's with the quotation marks around complex needs?

Caring for a disabled child is a full time job 24/7. No one decides to have a disabled child and you can't plan for it. The fact that you would tell a parent of a child with complex needs to find a way to get a job shows how utterly clueless you are.

I personally know lots of people with severely disabled children, some with life limiting illnesses. They all work.

Taketurn · 22/09/2023 12:34

Secondwindplease · 22/09/2023 12:12

Who is to say that the child is severely disabled? It’s possible but not inevitable. The OP says herself she’s not able to work ‘just yet’ which implies she expects to be able to at some point in the not too distant future.

You took the words right out of my mouth. People are just making up things on this thread.

CultsRbad · 22/09/2023 12:34

OvertakenByLego · 22/09/2023 12:32

FFS, OP says she is unable to work right now. Why do you and others think you know better when you don’t even know her? It is ignorant and unreasonable.

Dunno. But also you don't know her? So why are you convinced she's right and everyone else are ignorant?

Just wondering why the OP either just joined or N/C today to start a highly contentious thread, gave very limited information then disappeared so the obvious bun fight occurred.

MrsSlocombesCat · 22/09/2023 12:35

Bonsaitreepic · 22/09/2023 09:14

He only gets about £250 a month so feel bad taking more than £50 off him

He needs to contribute more. The UC is for living costs, disposable income isn’t factored in. It should be the other way round, he gives YOU £200 and keeps £50. You are covering ALL his living costs except perhaps a mobile phone. I bet you even buy his toiletries.

OvertakenByLego · 22/09/2023 12:36

CultsRbad · 22/09/2023 12:34

Dunno. But also you don't know her? So why are you convinced she's right and everyone else are ignorant?

Just wondering why the OP either just joined or N/C today to start a highly contentious thread, gave very limited information then disappeared so the obvious bun fight occurred.

No, I don’t know her, but I am taking the OP at face value and believing what she has posted. Do you accuse all OP’s of lying or only those with disabled DC?

CultsRbad · 22/09/2023 12:38

OvertakenByLego · 22/09/2023 12:36

No, I don’t know her, but I am taking the OP at face value and believing what she has posted. Do you accuse all OP’s of lying or only those with disabled DC?

Do you assume every poster is telling the truth and get her up about it? Or just the ones that claim to have DC with complex needs?

See how it works both ways?

Secondwindplease · 22/09/2023 12:40

OvertakenByLego · 22/09/2023 12:36

No, I don’t know her, but I am taking the OP at face value and believing what she has posted. Do you accuse all OP’s of lying or only those with disabled DC?

Do you always deploy an accusation of discrimination as trump card to win an argument?

RiderofRohan · 22/09/2023 12:40

OvertakenByLego · 22/09/2023 12:30

Can you please quote where I have posted young people don’t care for people with complex needs? You can’t, because I haven’t.

What I have done it point out that it isn’t safe, suitable or appropriate for many others (it isn’t) and if OP says she is unable to work users should accept that rather than be ignorant enough to think they know otherwise when they don’t even know her or her situation.

Yes but you seem to have forgotten that my initial comment suggested this as a possible solution, not a definite solution. It's still a possibile solution depending on their circumstances. The OP may very well come back and say this is not possible because x, y and z. Or maybe it is. Your indignation in the case of a mere suggestion is bizarre.

Babyroobs · 22/09/2023 12:40

ginandtonicwithlimes · 22/09/2023 12:29

I believe now the eldest is an adult you can claim for the next child who you weren't able to claim before.

It is well known that once they leave education you lose all benefits for them. Might sound harsh but you should have started planning for this.

Not if the youngest two were born after April 2017 as op had those kids after the two child cut off.

honeyandfizz · 22/09/2023 12:40

You only have to look on Indeed to see hundreds of jobs especially in hospitality and leisure. My DS is taking a year out of Uni as he is also undecided what he wants to do with his life but it would never ever occur to us for him to claim benefits. For a start it is not good for him to be sitting around doing nothing whilst struggling for money, yet alone claiming when he is capable of working. I also cannot believe that you weren't aware that the benefits would reduce when he left school? I have just lost £425 a month from my exh in maintenance for DS so now he pays board and I have to work extra, such is life.

OvertakenByLego · 22/09/2023 12:41

CultsRbad · 22/09/2023 12:38

Do you assume every poster is telling the truth and get her up about it? Or just the ones that claim to have DC with complex needs?

See how it works both ways?

I generally believe what people say unless it is clear they are lying. Why would you go around thinking everyone was lying? Challenging ignorant posters is not getting het up about it.

OvertakenByLego · 22/09/2023 12:42

Secondwindplease · 22/09/2023 12:40

Do you always deploy an accusation of discrimination as trump card to win an argument?

No, only when it is clear many posters are lacking in understanding of disability.

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