To think a family of 5 can’t survive on 25k take home?

[Backpainagain]

Just that really. We are f**ed.

No one can predict the future for sure! I think sometimes it seems we end up a long way from what we expected .Lots of people have good jobs and a reasonable standard of living .Job loss ,relationship breakdowns etc can change things overnight .

yes really

@Sallyh87 and @MysteryBelle
All females with properly functioning reproductive organs have the ability to reproduce. I think though that if is a right, it is a right that is tied to a responsibility.. Just because I am capable of reproducing does not mean that I should reproduce.

I am capable of driving but that does mean that I should own a car simply because I want one. In order to become licensed, I must first demonstrate to the state the I have mastered the basic rules governing motor vehicle operation and pass a road test proving that I can safely operate a vehicle. To acquire said vehicle, I must then prove that I have the resources to support payment of the vehicle, and finally we are required to have insurance to ensure that we can cover damages caused in our negligent or wrongful operation of the vehicle

Sadly, we live in enlightened society that requires us to make more preparation and assume more responsibility for a piece of metal than many make in the planning and preparation for having a child. It is acceptable to have a child just because I can reproduce and I want a child. No where is there an obligation to be adequately prepared to provide for that child.

I don't see that as s practice to support and celebrate as one of our . Inalienable rights. I see that more as a representation of our indifferent for the welfare and well -being the most vulnerable members of our society.

If I earn minimum wage , and before having a child, that is a situation which I do not attempt to change by means of education , training. relocation, additional skill acquisition. etc , I am making a significant statement about the quality of life that I through my OWN EFFORTS am willing to provide for my child. My want/right (to have a child is far more important than their need/right to be adequately provided for. I have a right but no corresponding responsibility????

Op obv isn't coming back

Those saying "I managed fine a few years ago" - seriously? Have you been under a rock? The cost of living has sky rocketed! What was possible even 2 years ago is irrelevant.

Your maths is out, £25k a year, depending on tax code, is about £1500/£1600 a month take home

No, your maths is out. It’s £2,080 a month take home. The 25k is the take home amount a year.

Well we'll probably never know, seeing as the OP didn't come back and it could be either.

'£25k pa take home' after taxes etc is quite a strange way to describe it, because you'd have to add up all the money coming in each month and multiply by 12 and it's not a figure people usually quote.

They usually either say 'my salary is £25k pa' or 'my income is £1600 pm'

This was probably a thread created to garner offers of money. It hasn't gone the way the op wanted so I doubt they'll be back. There've been a few begging threads lately.

Life would be great if we all had a crystal ball. I mean no family ever decided to have a child and found it was twins or triplets...

No family ever had an unexpected death or serious injury or found out that their partner was an abusive bastard.

I'm glad so many of you are able to predict the future with such accuracy.

I really think some people imagine that the average person just goes about dropping kids and expecting the state to fund it. Sure these people exist but it's an absolute minority and there are far more tax dodging wealthy folks.

@BigBoysDontCry

Does the inability to predict the future negate the obligation to adequately prepare for foreseeable problems and issues?

Most of the situations described on MN are both foreseeable and recurrent. This is not life throwing some rare or unpreventable event. It is usually" he did whatever...and I cannot afford to leave " or " he's gone and won't pay his CM."

If it's £25k before tax, then it ends up at least £39k after tax and benefits, so about £3,250 per month take home.

It is easily doable with a few luxuries.

@Mari9999 you make some reasonable points, but with a fair amount of condescension. You might want to work on your delivery. That level of pompous has probably irked a lot of people.

How do you know that? Are you the OP?

@Fallingthroughclouds
Thank you for the feedback. The work that I do brings me in frequent contact with people who rarely ever take responsibility for their actions. I suppose that has made me less tolerant than I might be otherwise. It has also forced me to try to be more responsible in by own decision making and to own rather than excuse the many poor decisions that I make.

Could be anything, no details and one post

@Backpainagain I have 4 children. I own my home with a mortgage.
My salary is 25k before tax. For the area I live in that is good.
I receive CB for 3 of the children. Tax credits of £31 per week.
It is hard.
So no, it's really not enough. However, I have decided that Only Fans may be my best option going forward!🤣

Myself and husband both work I work part time and him full time and if u add our child benefit on top of our earnings we make less than 25k a year and manage by with 3 kids and 2 cats and a rabbit I think it all depends where u live too as some places are more expensive than others xx

Even so, why have 3 kids if you can't afford them? Its the same kind of self- inflicted dilemma as those moaning about rising mortgage rates in yesterday's "the gummerment has got to do something about it"

Click and bait thread
OP has not returned 🙄

Maybe they had one then twins?

Maybe one of them was working but have been made redundant?

Maybe one of the parents died?

Maybe one is now unable to work due to caring duties?

Maybe one is now unable to work because of health issues?

Who knows what may happen in the future. Sometimes best laid plans don't work out.

(Although most of the thread is a waste of time because the OP didn't come back!)

Family of 6 here with take home of 27k and we do just fine.

@Backpainagain are you saying just over £2083 pcm? Yes it's not a lot if you're paying rent/mortgage out of that.

This current situ is crap - Im so sorry your caught in it :(

I don't want to tell you how to save money, I'm sure you're on it already.

The only way to increase your budget is to work more/change job or save costs.

You might be entitled to help, too

I bet you all had a lovely life before the tories stole every penny from us and let companies profiteer from our suffering. 😡

Sending you good luck to get through it xxx

well it says family of 5 so most probably 3 kids two adults or 1 adult 4 kids. what a awful thing to say "i wouldn't of had 5 kids on 25k personally" you do know people's situations in life do change also is that a reason to abort all your kids be a you're on a low income? disgusting comment

And even if the OP does return there’s plenty of ideas in this post and similar which could be drip fed to create plausible circumstances beyond their control.