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AIBU?

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Where could money be going

3 replies

Peachan · 09/08/2023 21:18

I have had two faster payments paid into my account about two hours ago and neither are showing. There is no pending transactions or anything. Where could the money have gone? Both were definitely made to the right account details

OP posts:
MereDintofPandiculation · 09/08/2023 21:21

From google

”Where both the sending and receiving bank or building society are direct participants of the Faster Payment System, funds are usually available almost immediately, although they can sometimes take up to two hours. These timescales can still apply if either the sending or receiving bank is not a direct participant. Some payments will take longer, especially outside of normal working hours. As a minimum, all financial institutions in the UK must abide by the Payment Services Directive (PSD) – this states that any payments made by mobile, internet or phone banking (including standing orders) must arrive by the end of the following business day at the latest”

Merryoldgoat · 09/08/2023 21:22

The only time this has happened to me the transaction was flagged as potentially fraudulent.

Who is it from? Business or Person?

Peachan · 09/08/2023 21:33

Thank you. It was a person and they have made a payment to me before and it’s come in straight away but these two payments are missing. It wasn’t for a large amounts so not sure what has happened

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