I might be over-reacting here, but..

[mamabear715]

Why do I need to get a code on my phone to pay suppliers if anything's 1p over £200? Tesco, looking at you.. I shop with you at least once a week.. surely your system knows me by now?
I know it's not a huge thing.. but it does niggle me!

It's a safety feature most people welcome.

Its not Tesco, It is the Bank.

Yes definitely the best way to shop

Is this not a check from your own bank not the company?

I don't think Tesco give a shit, do they?

It’s the bank, not Tesco. Take it up with them

Why do you think it’s Tesco?

Assume she has a Tesco credit card. I've got one and yes they are always asking for codes for tiny amounts. I do find it slightly annoying but assume it's for a good reason.

Tesco, looking at you.. I shop with you at least once a week..

They are probably waving and smiling and saying "nothing to do with us Guv"

I used my Tesco credit card for a 6k payment and didn’t have to put in a code. Sometimes my NatWest card asks me to confirm in the app before progressing but not every time.

It's the bank and all about liability. I can't remember exactly but think when chip & pin was introduced the liability went from bank to customer. This is the online equivalent or something like that. The retailer might be in the mix with liability too.

It does it on my Halifax and not just for Tesco 🤷🏻‍♀️

We're responding to customer demand.
We don't really give a shit.
Safety and security of our customers is our paramount concern.
I'm not really an AI.
We don't really give a shit.

🤣

It's the bank, not Tesco. I have to get the code to pay my rent on the council website, the rent for the address the card is linked to.

In the last couple of weeks I have bought a £40 toaster, a £30 kettle, and a £250 used business laptop, and each time I had to supply a code from my bank. It's not Tesco. If it stops some chancer defrauding me I'm happy.