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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What standard of living do you think should be the minimum everyone can afford?

331 replies

MondayAgainnn · 01/05/2023 16:35

What do you think the absolute basic minimum should be?

I think everybody should be able to afford:

Decent food
Safe housing
Any extra medical things needed, including dentistry
Internet package as it is completely necessary nowadays
Enough clothes to stay warm, dry, appropriate trainers for exercising etc
Enough for some discretionary spending - obviously this is harder to quantify, but things like Netflix, a coffee, cinema tickets I feel should be a normal attainable part of life for everyone
Enough to save a bit

Whether it is through work or through benefits I feel everyone in society should be able to have a lifestyle that is dignified, basically comfortable and with room for treats. Not just subsistence level.

What do you think the minimum should be?

OP posts:
Dishwashersaurous · 01/05/2023 19:38

And absolutely some form of legal enforcement that both parents must always provide for any children. No mechanism for avoiding it.

Maybe a contract before birth?

So no father can say, I can't cope, and then leave and not pay

Thesharkradar · 01/05/2023 19:39

Ariela · 01/05/2023 19:24

Interesting how 'the basics' have changed over the years.

sure, but if they didn't we'd all be happy with a mud hut & some firewood, shouldn't we all be able to share in the fruits of human progress?

Blueisthecolour1 · 01/05/2023 19:39

Food, clothes, a safe roof over your head, & warmth when you need it. These are the basics; everything else is an addendum but in an ideal world this would be extended to include:

one holiday a year - children DO need escapism, it’s very very important for their mental health & development.

Safe, reliable & accessible transport

Access to minimum wage jobs for everybody

Thesharkradar · 01/05/2023 19:41

Florenz · 01/05/2023 19:25

The point is that money is earned by working. People on benefits and not working are just expecting someone else to work so they don't have to.

yes, but many things which count as work are not remunerated, many things which people get paid for are harmful to society.

Beezknees · 01/05/2023 19:41

Dishwashersaurous · 01/05/2023 18:00

Isn't the question, to what extent should people take responsibility for their own lives and plan for the multiple scenarios which might happen to them?

No one would argue that an 18 year old leaving school should be able to have their home, car and holidays.

Everyone should say that an adult working full time at a job they are qualified for after a period of time, maybe five to ten years should.

No one should bring children into the world without working out how they are going to pay and support them. Including if circumstances change.

That would mean every individual person would have to plan on being a single parent in case their relationship broke down. It would mean earning enough to pay mortgage or rent on their own, all bills, and 1 or 2 lots of childcare which is over £1000 a month per child in most cases. That is not realistic.

Thesharkradar · 01/05/2023 19:42

vivainsomnia · 01/05/2023 19:17

This. I'd love to know how much of the "benefit bill" ends up in the pockets of private landlords
If it us so lucrative, why are so many selling? Because there isn't much profit to me made for all those who have pay income tax on the rental which for many will be up to 40% or 50%.

because the BTL business model relies on low interest rates, and those days appear to be over

Thesharkradar · 01/05/2023 19:45

Florenz · 01/05/2023 18:33

I don't see a problem with the birth rate plummeting as only about 20% of people contribute more than they take during their lifetime anyway. All you have to do is make sure that the kids that aren't being born are from the 80% and the kids that are being born are from the 20%,

you dont see a problem with depopulation? With a demographic shift whereby we have large numbers of elderly people and very few working younger people?

JamSandle · 01/05/2023 19:47

Housing, food, education, hobbies. The ability to self-actualise.

Florenz · 01/05/2023 19:49

Thesharkradar · 01/05/2023 19:45

you dont see a problem with depopulation? With a demographic shift whereby we have large numbers of elderly people and very few working younger people?

It has to happen at some point. The world is a finite space with finite resources. As is this country, we are already one of the most densely populated countries. It's time to deal with it instead of being selfish and kicking the can down the road for future generations to deal with.

3BSHKATS · 01/05/2023 19:53

Thesharkradar · 01/05/2023 19:45

you dont see a problem with depopulation? With a demographic shift whereby we have large numbers of elderly people and very few working younger people?

The elderly will have to work until they are closer to the age they will die or we'll need to stop keeping people needlessly alive for the sake of it. Heart surgery at 80 etc. Too many old people is not a good reason to diminish the quality of the lives of the young.

Beezknees · 01/05/2023 19:56

3BSHKATS · 01/05/2023 19:53

The elderly will have to work until they are closer to the age they will die or we'll need to stop keeping people needlessly alive for the sake of it. Heart surgery at 80 etc. Too many old people is not a good reason to diminish the quality of the lives of the young.

They already are aren't they, state pension age keeps increasing

Blueisthecolour1 · 01/05/2023 20:01

Actually I think the measure of success is in children - are they educated well, are they healthy & stimulated, & have enough food/clothing/warmth. Is their mental health good? Are they exposed to equal opportunities to be socially involved, to pursue an interest, to develop?

Perhaps we should start with the outcomes & work backwards from there

Thebestwaytoscareatory · 01/05/2023 20:03

sst1234 · 01/05/2023 18:35

By the way, would anyone care to explain how all these freebies are being paid for? How are you planning to find this wishlist of free holidays, Netflix, coffees cinema trips?

All the chest beating by everyone to lock down the economy and wanting to be on furlough ranked out already ailing economy. And now everyone’s squealing about inflation, with no one, not one person owning up to screaming about wanting harder, longer lockdowns.

In the same vain, all the progressives wanted to tax the corporation. Well, now their tax rate has gone up to 25%, and guess what they are leaving. Astra Zeneca anyone? Tax big oil they said - British oil companies pay an effective tax rate of 70% - have your bills come down? Didn’t think so.

Oh well, the magic money tree, sorry the printing presses have been printing non stop for years now. I’m sure they can go a little longer. To bankrupt the country, a la Greece. But hey, at least you get your Netflix.

Here's a selection of counties whose corporate tax rates are equal to or higher than the UKs.

India 34.94%
Brazil 34%
Japan 30.62%
Australia 30%
German 30%
Mexico 30%
Nigeria 30%
Pakistan 29%
New Zealand 28%
South Korea 27.5%
South Africa 27%
Canada 26.5%
Netherlands 25.8%
Spain 25%
France 25%
China 25%

Care to explain why we've not seen an influx of corporations based in those counties to the UK, where they could not only access the 5/6th largest economy in the world but also save up to 9.5% on their corporate tax bill? Could it be because corporation tax isn't really that much of a consideration....

Oh and our bills haven't come down because of privatisation and the government using tax payers money to protect oil industry profits.

Thebestwaytoscareatory · 01/05/2023 20:06

3BSHKATS · 01/05/2023 19:01

Not as much as you might think given most of them won't accept DHSS as it always seems to say in the adverts

Between £9,000,000,000 and £27,000,000,000 a year depending on how you count it.

MooseAndSquirrelLoveFlannel · 01/05/2023 20:12

Heating
Food
Sufficient Housing
Dental
Medical
Suitable clothing/shoes
A bit spare for treats
Means to access the Internet. Whether that is more free access at libraries etc, or a cheap smartphone/broadband. Doesn't need to be a contract iPhone.

Holidays, nope. Luxury. But if treat money is saved towards a holiday, fine. Car, nope, again a luxury for the majority.

Having grown up extremely poor, I appreciate the basics and am glad we worked hard to afford some luxuries (no abroad Holidays affordable, sadly) but nice cars and a nice house.

twinkletoesimnot · 01/05/2023 20:15

This is an interesting thread.
I think wages need to rise for a lot of jobs.
Minimum wage keeps increasing- which is great but the jobs higher up the pay scale don't to the same degree.
I'm a teacher ( for the last 4 years) and dh works too. We rent as we have never been able to save enough for a deposit and as both lots of parents do we will never have an inheritance either. Our rent for a modest 3 bed (2 children sharing) is half of my wages.
My car is nearly 20 years old but still runs so will keep until it dies.
Dh' sis 10 years old - he does more miles than me.
We eat well (healthily) but rarely eat out. We have a take away maybe once a month.
We have had a couple of Uk breaks over the years but never been abroad.
My children do a hobby/ club each and we can afford a treat in the school holidays.
Birthdays and Christmas require budgeting.
I very rarely have more than £500 in a savings account.
Every time we start to feel better off, something happens like the electric increase, or an appliance breakdown, vet bill or similar.
Standards of living are going to decrease for many more people when the debt they have taken on to carry on as usual catches up with them ( saw an article from Citizens advice on bbc yesterday)
My older children will be better off than we are as we have supported them to be able to save money to establish themselves much better than we were able to.
The state of our country is dire - all public services have been depleted to the point that they are struggling to function.
My work is more difficult because of our (lack of) budget.
I have no TA anymore.
I haven't been on strike as I simply cannot afford to as I'm the main wage earner.
It's a perennial issue that some benefit claimants take the piss, but those in need should not have to suffer.
I live in fear that my landlord will want to sell.
I don't know the answer but I suspect if we get rid of this feckless gov it would be a step in the right direction, although I'm not sure the rest are any better!

twinkletoesimnot · 01/05/2023 20:18

Blueisthecolour1 · 01/05/2023 20:01

Actually I think the measure of success is in children - are they educated well, are they healthy & stimulated, & have enough food/clothing/warmth. Is their mental health good? Are they exposed to equal opportunities to be socially involved, to pursue an interest, to develop?

Perhaps we should start with the outcomes & work backwards from there

I would agree with this.
Currently far too many children do not have these basics.

Hi01 · 01/05/2023 20:19

Here come the ignorant MC benefit bashers. Fuck off

brunettemic · 01/05/2023 20:20

MondayAgainnn · 01/05/2023 16:50

Do you honestly think people on benefits should never be allowed to have any small treats?

That their kids should not be able to watch a bit of Netflix?

Does that extend to disabled people who are unable to work? I know lots of disabled people are able to work, but plenty cannot. Do you think anyone who cannot work long term should never be allowed anything that could be considered a treat?

Why as the question if you just want everyone to agree with you? Netflix and going to costa are not necessities.

Secondwindplease · 01/05/2023 20:21

Society could increase benefits to allow families to fund these life-enhancing things but it probably wouldn’t bring the outcomes expected. Some people mismanage money, through lack of financial education, inexperience or sheer idiocy. They end up in debt they have to service monthly, depleting their available funds on an ongoing basis. Some people are shit cooks and get takeaway every night. Some people have expensive addictions. Others are massively consumerist, often driven by an instinct to hide the shame of poverty. Some would take it as a green light to have another child.

It is too simplistic to assume that additional investment would be spent in ways that align with middle class values about the modern standard of living (child enrichment activities, good dentistry etc). Lots of people just aren’t raised with those priorities.

Camablanca · 01/05/2023 20:23

I highly doubt that many people find coffee, cinema tickets and Netflix unaffordable in isolation. It's the frequency.

A 'coffee' costs £3. That's £6 twice a week. £24 a month. Netflix is about a tenner. Cinema tickets a fiver, so going twice a month would be £10.

So Op what exactly do you mean? How often are people supposed to be doing these things?

Dishwashersaurous · 01/05/2023 20:24

Actually perhaps the answer is to completely and radically change the whole economy and society.

Millions of people in professional jobs can't afford what is on your list as basics, a holiday, and regular treats.

So surely we need to change something

sleeplessinsouthhampton · 01/05/2023 20:25

rainraingoawaay · 01/05/2023 17:09

I think the absolute basic minimum would be

  • a home
  • heating / electricity / gas
  • food
  • technology to a point (eg. A phone but not necessarily the latest iPhone)
  • healthcare

Holidays / savings / treats / subscriptions are all above the basic minimum imo - the whole idea of basic minimum is the bare essentials surely?

I agree with this list but would add in basic internet access via phone

and enough left to use public transport

Porkandbeans1 · 01/05/2023 20:26

Secondwindplease · 01/05/2023 20:21

Society could increase benefits to allow families to fund these life-enhancing things but it probably wouldn’t bring the outcomes expected. Some people mismanage money, through lack of financial education, inexperience or sheer idiocy. They end up in debt they have to service monthly, depleting their available funds on an ongoing basis. Some people are shit cooks and get takeaway every night. Some people have expensive addictions. Others are massively consumerist, often driven by an instinct to hide the shame of poverty. Some would take it as a green light to have another child.

It is too simplistic to assume that additional investment would be spent in ways that align with middle class values about the modern standard of living (child enrichment activities, good dentistry etc). Lots of people just aren’t raised with those priorities.

That is a good point. It's sad but people don't always use the resources available to them in the best ways.

It's not always money either. I lived on a massive council estate during a time that massive amounts of money were being put into sure start centres. Those who would have most benefitted wouldn't use the facilities.

CoffeeDino · 01/05/2023 20:28

I a

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