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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Stressed about money, affecting relationship

89 replies

2023IHateYou · 20/03/2023 22:37

I’m in a job I don’t particularly like, high stress, long hours. DH is in a low paid career, which he loves. I am the higher earner, by a lot. This was fine when times were good and our outgoings weren’t so high but I’m really starting to resent it. He hasn’t had a pay rise in years. He gets to do his hobby job and clock off at 5 while I get to work long hours to pay our mortgage, holiday, everything. If I decide to take a nicer job in my sector, we would have to sell the house and make significant changes to our lifestyle. He did actually have a higher paid role for about 3 month once but he left it because it was boring and I was secretly gutted. I do wonder if he would still be doing his job if he had to actually try and live on his wage. If we had a baby, I’d have to go back at 3 months, cover most childcare fees and not see my baby Mon-Fri. His job is tied to central London btw so we can’t move to a cheaper area of the country either (funnily, i could).

I don’t know what I want from this post. I don’t want this to affect our relationship, he’s a wonderful man. But I sometimes feel I would be a nicer happier person if I had less pressure on me too.

OP posts:
SmartestGiantInCity · 21/03/2023 08:59

OP, I think you sound horribly dismissive of your DH and I wouldn't want to be in a relationship with someone who thought about me that way.

Doesthepopeshitinthewoods · 21/03/2023 09:03

PoseyFlump · 21/03/2023 08:19

It's not selfish for someone to do a job they love and still bring in an income. The problem is a lack of proper communication and planning for the future.

The OP needs to make it clear she will downgrade to a nicer, less well paid job and plan from there. And make it clear that if she leaves him he would have to move anyway.

It’s not selfish to refuse to take an opportunity ready available to earn more, in order to ease the sole burden on your wife, so that when she bears the two children you want, she doesn’t have to return to work after three months each time because retaining the house and quality of life falls entirely to her?

It’s not selfish to swan off to a low-paid job knowing that your wife is working like a dog to actually afford the lifestyle you want and have, knowing that you could help more but have actively refused to do so?

Not selfish? You sure?

OhamIreally · 21/03/2023 09:04

TheClitterati · 21/03/2023 07:17

Op beware of any solution where he does become a SAHD. If you split he will be primary career, get custody of children, & you will be funding his life style until your youngest is 18.

I don't think this is really true. If you split you could move away, leave him to do the childcare while your career soars, pay CMS minimum and take the kids on nice holidays from time to time. He would either have to find a higher paying job whilst working around the children, or rely on benefits to make up the shortfall.

I think you'd be subsidising his lifestyle a lot less than you currently are in this scenario.

Iwonder08 · 21/03/2023 09:19

He is not a 'wonderful man'. Wonderful men don't sponge of their spouses. They don't see them being unhappy and overstressed and don't make any effort. They don't shut down the conversation with 'changing jobs is no go'. I wouldn't have children with such person

Tohaveandtohold · 21/03/2023 09:19

I think you also like the nice lifestyle that your job brings but wish he’s contributing equally to that lifestyle. From everything you’ve said, you can decide to take a less paid job with less stress, sell the house and move to a cheaper area and if he’s unwilling to move or change then leave him. If he wants to keep this lovely lifestyle then he needs to work hard and contribute towards it.

user1471538283 · 21/03/2023 09:25

We all want his lifestyle! No wonder you are resentful!

I would be blunt and tell him that he has had all this time earning less in an enjoyable job. Now it's your turn and mean it. Tell him you are looking and you intend to give notice by the summer so he has to sort it out.

I bet he doesn't. I would walk away.

harriethoyle · 21/03/2023 09:31

This was a big part of why I left my ex husband @2023IHateYou He pottered around, happy as larry, whilst I was on my knees with both professional and domestic responsibilities overwhelming me. When I left him, even though I still had all of those responsibilities, the relief was immense and a huge burden lifted - because I was just responsible for me and I could take or leave what I wanted to. Give serious consideration to how this will be in 5, 10, 20 years - I looked and I walked, and I've never looked back...

Ginmonkeyagain · 21/03/2023 09:36

Did he always have a lower paid career or did he switch to a loer paid job once yiu married and had a mortgage?

If it is the former then you made decisions as a couple to have a lifestyle based mainly in your salary. Not just him, both of you.

You need to communicate.

I had that conversation with Mr Monkey recently. I am the main earner at the moment (it wasn't always the case he did have a well paid job before redundancy pushed a career change and the signifcsnt amout of money he bought to the relationship allowed us to buy with a very low mortgage).

Covid torpedoed yhe work he was doing and he decided to start a business sinstead. We agreed he wouldd have 6 -12 months to make a go of it and It has been moderately successful but not made enough to contribute properly to household costs. We had a conversation and I said with rising costs he needed to get a full time job to keep the lifestyle we have or we reduce our outgoings (no holiday at all, no savings, hardly any going out) and I would not subsidise any discretionary spending for him.

So he got a job and his business is, for now, a side hustle.

freyamay74 · 21/03/2023 11:18

Someone upthread mentioned the dh might have a theatre/museum/gallery related job - but it can't be that because there would be similar jobs all over the U.K. Maybe not quite as prestigious but certainly the sort of job he enjoys, without demanding they live in central London

Harriyet · 21/03/2023 11:35

Is it that he's actually on a low salary though, or is it that you deem it a low salary because you're a much higher earner. That's 2 different things.

riotlady · 21/03/2023 11:44

Hmmm, I think if he's been in this job since you got together, you are actually being a tiny bit unreasonable. Fair enough if you'd got married and he'd decided you could fund him and he started a low paying job then- I'd be screaming cocklodger with the rest of them. But actually, you married him knowing what his job was and what your job was, you chose to get a mortgage that necessitated you keeping your high paying job... I get why you're stressed but I'm not convinced that it's his fault?

bubbles2023 · 21/03/2023 11:55

He should be able to do a job he enjoys, but you shouldn't have to subsidise his lifestyle. Sounds like your job is an issue. If you don't like it, change it. Don't go through another 30+ years doing a job you hate. I left a well paid job to retain at 32. Struggled financially for a few years (got a small bursary) but after qualifying earn a lot more than before, but more importantly I love my job.

GoodChat · 21/03/2023 12:07

Harriyet · 21/03/2023 11:35

Is it that he's actually on a low salary though, or is it that you deem it a low salary because you're a much higher earner. That's 2 different things.

And was the big mortgage etc something you wanted and were willing to pay?

Wisteriaroundthedoor · 21/03/2023 17:16

riotlady · 21/03/2023 11:44

Hmmm, I think if he's been in this job since you got together, you are actually being a tiny bit unreasonable. Fair enough if you'd got married and he'd decided you could fund him and he started a low paying job then- I'd be screaming cocklodger with the rest of them. But actually, you married him knowing what his job was and what your job was, you chose to get a mortgage that necessitated you keeping your high paying job... I get why you're stressed but I'm not convinced that it's his fault?

You’re not wrong, the op has clearly been a key part of these decisions and knew full well who he was. He’s never proclaimed to be ambitious or someone else it seems, she’s made these decisions knowing his earnings and desires and shares the responsibilities, she’d have at least had an inkling she wanted kids

im honestly not sure thinking about it you’re being fair to him, especially calling it derisively a hobby job,because he doesn’t earn a high wage and likes it. Trying to force him into a job he doesn’t want and makes him miserable isn’t going to work.

bottom line is this situation is no surprise, you walked into it with your eyes wide open

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