Funding childcare is the most basic economics, any adult with mediocre knowledge about the economy should be able to understand that.
OP says they are saving for old age, currently if OP required a care home they would be paying around £1,500 per week. Fees are only this low because care workers, cooks and cleaners are on low wages. If you look at childcare in the UK and the average care home, on an hourly basis childcare is often more expensive. When we lived in the UK our childcare worked out to be £13.20 an hour, if we required that 24/7 like a care home it would cost a lot more than £1,500. If parents are to pay £13.20 an hour, why aren’t adults who will have had around 40-50 years to work paying for their own care?
If OP doesn’t wanr childcare funded, OP has to realise for a healthy economy wages then need to increase, so OP if your old age carers now earn £20 an hour, how long will your savings pay for your home that now costs £2,500 a week, or you home carers that now cost £80 a day?
If OP has a private or state pension they’re relying on tax payers younger than them to earn enough to fund these.
I have a good private pension, it will only remain good if people keep earning enough money to invest in a pension. The OPs private pension will be in the same situation.
If OP needs healthcare they either need affordable childcare, or the wages of health care workers (including in the private setting) need to dramatically increase. The average nurse in the UK, both private and NHS would not be able to afford both housing and chilcare. So those nurses either require childcare funding, or an increased wage.
The lack of basic understanding where economics is concerned means that when childcare isn’t affordable, yet you want good services sucn as social care, wages need to dramatically increase. So you either fund your future care via tax, or you fund it by paying a home, hospital etc directly. There isn’t a magical way to have a good service at current cost.
Where I live fulltime childcare for the first child is around £140 a month. Where I live childcare, education, health care, social care and state funded housing are better quality and easier to access than in the UK. The main reason for this is that childcare is readily available and affordable, meaning we have more people paying tax, as we have more people working.
The OP is advocating for fewer people working, fewer people paying tax, and a further decline in services.