Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Should childcare be paid for and other benefits given just for having a child/children?

501 replies

Sunshine236 · 15/03/2023 12:11

Does everyone think childcare should be paid for?

It's controversial but why do some people feel entitled to be monetarily supplemented because they’ve had a child?

It’s surely a lifestyle choice and people should ensure they can afford to have children?

For sure there should absolutely be a safety net for those who have had children and circumstances change seeing them need urgent support, but I’ve read people earning £100k are receiving some kind of support each month and now we're looking to provide further free childcare.

There are so many other issues such as social care, NHS funding etc that need funding which money could go towards, rather than supplementing people who are already receiving a decent salary just because they’ve had a child/children?

OP posts:
Ligerthatcametotea · 16/03/2023 16:31

MNbingo · 16/03/2023 16:26

Yes , the nhs should stop funding IVF in all circumstances.

I'm torn on this, as in an ideal world I would want IVF on the NHS but with a limited budget it would not be a priority. Things are so nuanced and tricky aren't they!

inamarina · 16/03/2023 16:31

ZeldaWillTellYourFortune · 16/03/2023 15:52

Two people, living frugally as possible on one income, while saving most of the other, shouldn't take more than three or four years at the very most. Many solo people support a household on one income, so expecting a pair to do it AND accrue significant savings is not unreasonable.

I think it's not asking too much to put at least as much effort into prepping for children as people are willing to put in to saving a house deposit.

So all the couples wishing to start a family will be living frugally and spend as little as possible for three or four years to save up for one child, then another three or four if they dare to wish for another. That would do wonders to the local economy 😃
It‘s weird how subsidized childcare is regarded as something utterly outrageous by some people on here, whereas it’s the norm in many other countries. Many women in those places simply return to work when their child is one or one and a half (because childcare is affordable), instead of saving up for years.

batsandeggs · 16/03/2023 16:33

inamarina · 16/03/2023 16:31

So all the couples wishing to start a family will be living frugally and spend as little as possible for three or four years to save up for one child, then another three or four if they dare to wish for another. That would do wonders to the local economy 😃
It‘s weird how subsidized childcare is regarded as something utterly outrageous by some people on here, whereas it’s the norm in many other countries. Many women in those places simply return to work when their child is one or one and a half (because childcare is affordable), instead of saving up for years.

Honestly! It would be funny if it wasn’t so tragic. I’m supposed to have 120k just chilling in my bank by the time I hit 30 so that I can cover the costs of childcare alone for two kids, nevermind putting a roof over their heads and feeding them and clothing them. Oh, and saving up a years worth of salary to cover my maternity leave!

batsandeggs · 16/03/2023 16:35

And for the record, I’m not suggesting that ideally people will plan for and save for their children - just to be clear on that. It’s absolutely important that parents take responsibility and have appropriate money to care for their children. But when childcare is costing me 15k a year, on top of the economic climate being what it is (rent in my area for a 2 bed is £1200 a month!) and wages not rising, it’s imperative the government recognise that childcare costs are just too high.

ZeldaWillTellYourFortune · 16/03/2023 16:44

batsandeggs · 16/03/2023 16:29

I apologise if my calling you delusional has struck a nerve. Your ideas and assumptions are delusional however. You can’t assume that people know what they want by the time they’re 20, before their brains have even finished developing. It’s also a bit unrealistic to think that people can get themselves into a decently paying job in their early twenties, allowing them to save as you’ve suggested? My sister (24) works full time in addition to attending uni full time to get herself into a job that will pay her well (teaching). Despite working full time, she is single and lives alone and has not a penny to spare at the end of the month. Her rent and council tax are approximately £900, and this is before personal bills such as internet and bus pass and food. It’s just not feasible to expect people to save such a large chunk of money at such an early age, when you consider the current cost of living and the current cost of childcare. It’s just unrealistic and frankly it IS delusional.

It’s easy to say and suggest all of these things of course. Reality is different, and it’s a real shame you and so many others can’t see that.

Well, living alone (instead of sharing bills) is a choice. Not going to uni and graduating before age 24 is a series of choices. Not deciding that one wants kids at an early age is a choice. These and many other choices, such as occupation, our standards for the people we date, how we spend, where we choose to live, etc. have consequences.

The world doesn't owe us each and every thing that we 'want.' We have to plan, strategize and work toward our goals. And unless we are lottery winners, there are trade-offs throughout life.

As one who personally has worked, lived frugally and saved, I know for a fact that it can indeed be done.

Kabalagala · 16/03/2023 16:47

ZeldaWillTellYourFortune · 16/03/2023 16:44

Well, living alone (instead of sharing bills) is a choice. Not going to uni and graduating before age 24 is a series of choices. Not deciding that one wants kids at an early age is a choice. These and many other choices, such as occupation, our standards for the people we date, how we spend, where we choose to live, etc. have consequences.

The world doesn't owe us each and every thing that we 'want.' We have to plan, strategize and work toward our goals. And unless we are lottery winners, there are trade-offs throughout life.

As one who personally has worked, lived frugally and saved, I know for a fact that it can indeed be done.

You've not had kids so know fuck all about funding them

HistoryFanatic · 16/03/2023 16:47

MNbingo · 16/03/2023 16:26

Yes , the nhs should stop funding IVF in all circumstances.

Guess you have had a family and no problem conceiving?

traytablestowed · 16/03/2023 16:48

ZeldaWillTellYourFortune · 16/03/2023 16:24

I don't think it's delusional at all, to suggest that people refrain from incurring massive expenses until they have saved in advance to cover them.

If those who know they want to be parents start saving as soon as they are qualified/of working age, and leverage frugality/having two incomes, they should be able to save a sizeable chunk and then fund the rest out of income by the time they are 30 or so, which leaves plenty of time for having kids.

They might not be able to save for a mortgage, too, but life doesn't owe us every single thing we want. Maybe in future it will be a choice between having children and owning property. The world changes, and we all have to live within our means.

You know, I'm sticking to the topic at hand, and not directing personal insults at other commenters, but some of you are directly insulting me. People who resort to ad hominem attacks generally are flailing because their arguments aren't holding up.

Presumably having secure accommodation would be a top priority in terms of planning before starting a family? Rental accommodation is certainly not that in this country, at this time. So as part of the extensive planning and saving process, a couple must also save a deposit and buy a house. Now we're talking £50k to account for deposit and nursery fees, before even considering saving for mat leave and other expenses relating to new children.

The fact that you apparently think this is achievable for all couples who want to have children is the reason you are coming across as delusional.

batsandeggs · 16/03/2023 16:48

ZeldaWillTellYourFortune · 16/03/2023 16:44

Well, living alone (instead of sharing bills) is a choice. Not going to uni and graduating before age 24 is a series of choices. Not deciding that one wants kids at an early age is a choice. These and many other choices, such as occupation, our standards for the people we date, how we spend, where we choose to live, etc. have consequences.

The world doesn't owe us each and every thing that we 'want.' We have to plan, strategize and work toward our goals. And unless we are lottery winners, there are trade-offs throughout life.

As one who personally has worked, lived frugally and saved, I know for a fact that it can indeed be done.

I’m afraid this is going around in circles. My sister didn’t choose to be dyslexic and to spend a further two years at college attaining the required qualifications for entrance to her four year university course.

Sure thing Zelda. Let’s teach our children to choose what they want for their entire lives by the time they’re 18, so they can start saving the moment they finish school. Before they finish school even! And let’s hope no health complications, no pandemics, no cost of living crisis or any other out of control situation attempts to step in and impact all those choices we’re all so very in control of!

inamarina · 16/03/2023 16:56

batsandeggs · 16/03/2023 16:48

I’m afraid this is going around in circles. My sister didn’t choose to be dyslexic and to spend a further two years at college attaining the required qualifications for entrance to her four year university course.

Sure thing Zelda. Let’s teach our children to choose what they want for their entire lives by the time they’re 18, so they can start saving the moment they finish school. Before they finish school even! And let’s hope no health complications, no pandemics, no cost of living crisis or any other out of control situation attempts to step in and impact all those choices we’re all so very in control of!

18 is probably already a bit late, they could start when they’re 12 or 10 😃

Tandora · 16/03/2023 17:13

TheMatriarchy · 16/03/2023 15:42

If the next generation is not created and primarily funded by their parents, society collapses. The state pension Ponzi scheme definitely disappears for one. The childless should be taxed more for taking advantage of the work and resources of the next generation and contributing nothing towards it.

What do you say to this @ZeldaWillTellYourFortune ?

ZeldaWillTellYourFortune · 16/03/2023 17:58

Kabalagala · 16/03/2023 16:47

You've not had kids so know fuck all about funding them

I can do simple arithmetic to determine what I can, and cannot, afford.

ZeldaWillTellYourFortune · 16/03/2023 18:03

batsandeggs · 16/03/2023 16:48

I’m afraid this is going around in circles. My sister didn’t choose to be dyslexic and to spend a further two years at college attaining the required qualifications for entrance to her four year university course.

Sure thing Zelda. Let’s teach our children to choose what they want for their entire lives by the time they’re 18, so they can start saving the moment they finish school. Before they finish school even! And let’s hope no health complications, no pandemics, no cost of living crisis or any other out of control situation attempts to step in and impact all those choices we’re all so very in control of!

I never said that external forces or involuntary misfortune do not affect our options in life; of course they do. But those are the breaks. Most people don't get everything they want out of their short time here on Planet Earth, one way or the other. Demanding that others provide it anyway is ... not admirable.

The ridicule in recent posts toward the notion of sober and strategic planning, preparing and saving for what one wants ("it's impossible" "it's delusional") is a sad reflection of so many people's current willy-nilly approach to procreation, and outsize expectation that fellow citizens are obliged to pick up all the slack.

traytablestowed · 16/03/2023 18:26

"ridicule in recent posts toward the notion of sober and strategic planning, preparing and saving for what one wants ("it's impossible" "it's delusional")"

Nobody has ridiculed this. Nobody said it was "impossible". Nobody said it was "delusional".

Quite a few people said your opinions were delusional, which they are. This is evident from the majority of your posts, now including this most recent one - you are deludedly implying that people are ridiculing the notion of planning before starting a family. That is not what is happening here. What is being ridiculed here is your extremely self-assured by ultimately uninformed opinions in this matter.

Kabalagala · 16/03/2023 18:45

ZeldaWillTellYourFortune · 16/03/2023 17:58

I can do simple arithmetic to determine what I can, and cannot, afford.

But you've never actually done it, so you can't possibly really know. Quite why you think you're in a position to lecture anyone about something you have no experience in I don't know.

Heidi8796 · 16/03/2023 18:49

Hi everyone!

Please can you take 10 minutes to complete my survey for my dissertation.

It is about how you feed your child and their eating behaviours.

Please ensure that you are:

  • Currently residing in the UK
  • Over 18
  • A parent of a preschool aged child (3-5 years old)

lboro.onlinesurveys.ac.uk/parental-feeding-practices-and-eating-behaviour-survey

Thanks in advance!

batsandeggs · 16/03/2023 18:53

ZeldaWillTellYourFortune · 16/03/2023 17:58

I can do simple arithmetic to determine what I can, and cannot, afford.

I assume you’re against universal healthcare then? And free schooling?

WhoNeedsToSleepAnyway · 16/03/2023 18:56

Since when did having children become the prerogative of people with money? Some people really do need to give their head a wobble and wake up and live in the real world. If the principles spouted here were applied to all social funding there would be no NHS (unless you've paid, so sorry kids nothing for your!), benefits of any kind; state pension etc etc etc . Children are literally our future, financially and socially. A lack of investment in them is a very cold society at best. Some societies actually want and love children.

inamarina · 16/03/2023 18:56

ZeldaWillTellYourFortune · 16/03/2023 18:03

I never said that external forces or involuntary misfortune do not affect our options in life; of course they do. But those are the breaks. Most people don't get everything they want out of their short time here on Planet Earth, one way or the other. Demanding that others provide it anyway is ... not admirable.

The ridicule in recent posts toward the notion of sober and strategic planning, preparing and saving for what one wants ("it's impossible" "it's delusional") is a sad reflection of so many people's current willy-nilly approach to procreation, and outsize expectation that fellow citizens are obliged to pick up all the slack.

Most people will agree that a certain level of planning is necessary when starting a family.
But when you say “Most people don't get everything they want out of their short time here on Planet Earth, one way or the other.” - why try to support each other at all? Why have a NHS or any kind of welfare state?
Why not just say “It’s survival of the fittest, no one is entitled to any help whatsoever.”
This thread is not about people getting everything they want, it’s about parents (mostly mothers) having access to affordable childcare which enables them to work and pay taxes while raising young kids.
It’s really not such an outlandish concept, many other countries have been doing it for years if not decades.

UhLaLa · 16/03/2023 19:04

@ZeldaWillTellYourFortune I didn’t read all of the posts in detail. You said you have no kids, is that correct? Did you choose not to have any because you never got yourself into a position where you could afford them? Or were there fertility issues? Or never found the right partner? Or just simply never had a strong desire to have kids, or even actively disliked the idea of having kids?

BetaMom · 16/03/2023 21:51

I will not benefit from this budget, my children are too old now. And I have never voted conservative in the past.
But I am over the moon to be paying taxes to better fund childcare. I simply can’t think of a better way to spend tax payer money:

  • ensure a better start in life for our future population, the people who will one day shape this world
  • ensure mothers can afford to go back to work and contribute to the economy
  • help reduce the pay gap
  • ensure all of us have a human beings to take care of us when we reach a stage in life when we can no longer be independent
I suspect this will pay for itself in the end. For those of you arguing that having children is a “lifestyle choice”, that’s just equivalent to saying the elderly who didn’t save enough to fund their care made a lifestyle choice - after all each one of us knows we’ll get old and sick one day. So, are you saying the elderly should also just suck it up and get no help if they haven’t saved enough to pay for it?
Hazzamum · 16/03/2023 23:27

I was still paying off my student loan when I was 30….let alone starting to think about savings.
I think any of the boomer generation on here forgot how good they had it. Cheap houses, free uni, etc etc

SaveMeFromMyBoobs · 17/03/2023 00:09

To put it another way, its a benefit of the state you can use or not use. You pay money to the government in the form of tax and in return you get access to certain benefits and you might decide not to use all of them to the same level.

The government funds the NHS, but you may choose to go private for medical or dental care. You may simply not need it because you're healthy, but it's there. Government funds the fire service, you hopefully never need them but you fund them and they're there for those that do. Government funded or subsidised transport, you may not choose to travel by that mode of transport. As part of your taxes, the government is now subsidising childcare. Not everyone will choose to use it, but as a working tax payer it is one of the benefits available to you.

LiquoriceAllsorts2 · 17/03/2023 06:15

ZeldaWillTellYourFortune · 16/03/2023 14:48

There is no reason that people wanting parenthood can't plan and save for it, just at the rest of us plan and save for large expenditures, house deposits, etc.

If a stable, committed, loving couple decides that they want children, they can spend a few years establishing themselves in their careers and stashing money to cover maternity leave, child care and other costs.

Quite frankly, people without the discipline to plan, save and restrain themselves until they are well-prepared aren't going to make good parents anyway. I should think the absolute rock-bottom we as a society should want in terms of those bringing forth additional human beings is proven employability, a healthy committed relationship in which both were eager to become parents, and the ability to plan and save to cover the expenses. If they can't do those three simple things, what business do they have producing offspring?

As a woman who's been sexually active since 1980, I can say that it is more than possible to not "fall pregnant" when one is hellbent on not doing so.

There’s a limit to how much you can save though as a salary can only stretch so far. Effectively you need to save through your 20s whilst also saving for house deposits and repaying students loans etc and probably starting on a low salary.

Owlatnight · 17/03/2023 07:48

If people wait until they are financially able to afford 14 k a year some will no longer be fertile. It's a very odd society we live in where most jobs do not pay enough for people to reproduce and many of the most important jobs don't pay enough for people to be able to house themselves