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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Would you report this? Potential benefit fraud

389 replies

Overthebow · 03/03/2023 09:35

I’m struggling with this one, on one hand I think just leave it as everyone is struggling to survive, on the other it just doesn’t sit right with me. And I’d it even benefit fraud? I don’t have much experience with benefits so not sure. I need your thoughts! here’s the situation.

A couple had a baby a few years ago. Almost straight afterwards they split up.she got a housing association property and universal credit, she doesn’t work. He lives at his mums, has a decently paid job and doesn’t claim UC. But ever since they’ve still appeared to kind of be together. He sleeps over a few times a week, they go on days out and holidays together and she talks about them as ‘we’ and ‘us’. She’s also talked about buying a house together in the future as he is able to save a decent amount.

OP posts:
Blossomtoes · 06/03/2023 16:21

Moonicorn · 06/03/2023 16:19

Yeah I’m inclined to think that. Or if they’re not that they would secretly like to. Either way they’re not working 40+ hours a week for 27k and just above the threshold to claim a penny.

Ah and now we have it. Got it. You’d love to claim benefits and can’t.

Moonicorn · 06/03/2023 16:22

Blossomtoes · 06/03/2023 16:19

Because some of us are? Because the government is sitting on £15 billion in unclaimed benefits? Because we’ll still pay the same amount of tax whether or not she claims?

Why does some people not claiming make others defrauding the system fine and acceptable?

Why wouldn’t you rather people stopped thieving and we paid for 2500 new nurses with the proceeds of the fraud?

Moonicorn · 06/03/2023 16:23

Blossomtoes · 06/03/2023 16:21

Ah and now we have it. Got it. You’d love to claim benefits and can’t.

No, I won’t - I could sack my job off tomorrow, take on 10 hours a week and fall back on universal credit so I can sit around for most of the week. I can’t morally allow myself to do it. Not everyone is on the take and out to game the system for what they can get 🤷🏼‍♀️

MissMaple82 · 06/03/2023 16:25

MovinOnUp · 03/03/2023 10:55

I was reported for this type of 'fraud' a few years back.
I lived in a council flat with my two children from my first marriage and started seeing my boyfriend who lived nearby.
He was there most nights but had and paid for his own flat and bills.
I actually called universal credit and checked that this was okay as I had heard of the 'three nights rule' and they said as long as you aren't living together he can stay as much as he wants.

I took not a penny towards his 'keep' on the nights he stayed over bar him bringing in the occasional takeaway.

Yet someone saw fit to report me for benefit fraud and an investigation began.
I was horrified and it made me quite ill.

We decided to move in together there and then rather than face further scrutiny. (My anxiety was through the roof at this point despite the fact I had checked it was okay in the first place)

This may have been a mistake as whilst I love him very much, We are not compatible living together and I would very much like him to get his own place but continue to have a relationship with the man I love, But judging by the opinions of a few people on this thread that would make me morally bankrupt and a benefit cheat.

@Overthebow How do you know the female in your story isn't in a situation like mine? They love each other but aren't compatible to live together?
Hypothetically speaking, If that were the case, would you suggest they do in that situation?
(Not being goady here, Genuinely interested in your opinion)

Exactly this! I also lived this life for almost 7 years because I was in an abusive relationship and refused to let the creature move in officially, yet I wasn't strong enough to end the relationship completely. This woman needs to butt out

Moonicorn · 06/03/2023 16:27

@MovinOnUp hes not the father of your kids and contributing towards them (unless he is!) therefore that’s not cheating the system is it? Whereas it’s quite clear the OP’s woman is doing it for underhand financial gain.

MissMaple82 · 06/03/2023 16:29

Cocobutt · 03/03/2023 11:25

I don’t think you should report them but it’s very obvious from some of the replies which posters also play the system.

You're assuming it's playing the system, whatever that means! So a partner living elsewhere is playing the system is it??? Don't talk wet. I can guarantee she will be paying all her own bills, she might get a meal out or a takeaway out of him at most! Fuck me if thats fraud there's something seriously wrong with your head !!

Moonicorn · 06/03/2023 16:36

MissMaple82 · 06/03/2023 16:29

You're assuming it's playing the system, whatever that means! So a partner living elsewhere is playing the system is it??? Don't talk wet. I can guarantee she will be paying all her own bills, she might get a meal out or a takeaway out of him at most! Fuck me if thats fraud there's something seriously wrong with your head !!

😂 oh please. It’s patently obvious what’s happened, they worked out hon much better off they would be if she pretended to be a single mum so pretended to split. You can’t be this naive?

Hoplesscynic · 06/03/2023 16:36

TheFormidableMrsC · 03/03/2023 09:57

Couples are not required to live together. Are you saying that single parents should not have a relationship? I wouldn't actually want to live with somebody again so the situation you describe seems perfectly reasonable.

Agree, there are so many reasons for people to not live together - wanting to keep their independence, protect themselves in the event of a break up, all kinds of other factors that make living together incompatible or undesirable.

GotABeatForYouMama · 06/03/2023 16:37

Moonicorn · 06/03/2023 16:19

Yeah I’m inclined to think that. Or if they’re not that they would secretly like to. Either way they’re not working 40+ hours a week for 27k and just above the threshold to claim a penny.

I've worked all my adult life but I have claimed one benefit...exactly the same one you do if you have children. So to say you don't "claim a penny" isn't strictly true is it?

Moonicorn · 06/03/2023 16:38

GotABeatForYouMama · 06/03/2023 16:37

I've worked all my adult life but I have claimed one benefit...exactly the same one you do if you have children. So to say you don't "claim a penny" isn't strictly true is it?

I’ve never claimed child benefit.

ZeldaWillTellYourFortune · 06/03/2023 16:39

Hoplesscynic · 06/03/2023 16:36

Agree, there are so many reasons for people to not live together - wanting to keep their independence, protect themselves in the event of a break up, all kinds of other factors that make living together incompatible or undesirable.

OK, but then why should the rest of us, the taxpayers, fund those choices? I prefer to live alone too, but no one is subsidizing that.

Moonicorn · 06/03/2023 16:40

ZeldaWillTellYourFortune · 06/03/2023 16:39

OK, but then why should the rest of us, the taxpayers, fund those choices? I prefer to live alone too, but no one is subsidizing that.

100%. Why is it okay only for benefits claimants to be selfish and look after number 1 at everyone else’s expense, yet somebody who actually works full time and pays tax does something - let’s say doesn’t declare a cash in hand job - and they’re suddenly a greedy fat cat desperate for everyone else to starve?

MoreSleepPleasee · 06/03/2023 16:42

Not benefit fraud op. Yabu.

Norriscolesbag · 06/03/2023 16:43

Wow, I cannot believe some people I really can’t. Even from what you are saying they are doing nothing wrong- but this would probably stop her payments for a little while and cause her some right stress. Just nasty.

ZeldaWillTellYourFortune · 06/03/2023 16:43

Moonicorn · 06/03/2023 16:40

100%. Why is it okay only for benefits claimants to be selfish and look after number 1 at everyone else’s expense, yet somebody who actually works full time and pays tax does something - let’s say doesn’t declare a cash in hand job - and they’re suddenly a greedy fat cat desperate for everyone else to starve?

Or god forbid if one of us productive net taxpayers saves up enough to buy a rental property and becomes the dreaded landlord!

MoreSleepPleasee · 06/03/2023 16:45

Moonicorn · 06/03/2023 16:36

😂 oh please. It’s patently obvious what’s happened, they worked out hon much better off they would be if she pretended to be a single mum so pretended to split. You can’t be this naive?

They don't have to pretend to split. You are allowed a relationship. They could be married even. I was with my ex 7 years and we never lived together (shocking hey). But op has said they don't live in the same house so they are doing nothing wrong.

Moonicorn · 06/03/2023 16:51

MoreSleepPleasee · 06/03/2023 16:45

They don't have to pretend to split. You are allowed a relationship. They could be married even. I was with my ex 7 years and we never lived together (shocking hey). But op has said they don't live in the same house so they are doing nothing wrong.

Well clearly they have 🤷🏼‍♀️ we all know it’s dishonest. It doesn’t matter how you try to slice and dice it on here.

Moonicorn · 06/03/2023 16:51

ZeldaWillTellYourFortune · 06/03/2023 16:43

Or god forbid if one of us productive net taxpayers saves up enough to buy a rental property and becomes the dreaded landlord!

Yep! Then you really are evil greedy scum!

Blossomtoes · 06/03/2023 16:56

Moonicorn · 06/03/2023 16:22

Why does some people not claiming make others defrauding the system fine and acceptable?

Why wouldn’t you rather people stopped thieving and we paid for 2500 new nurses with the proceeds of the fraud?

Because the money wouldn’t be spent on new nurses, even if there were 25,000 people straining every sinew to start training.

Hoplesscynic · 06/03/2023 17:01

ZeldaWillTellYourFortune · 06/03/2023 16:39

OK, but then why should the rest of us, the taxpayers, fund those choices? I prefer to live alone too, but no one is subsidizing that.

So you are saying people shouldn't have a choice to live independently, but rush to move in (or move back with) a partner, just because they are on low income claiming benefits?

ZeldaWillTellYourFortune · 06/03/2023 17:08

Hoplesscynic · 06/03/2023 17:01

So you are saying people shouldn't have a choice to live independently, but rush to move in (or move back with) a partner, just because they are on low income claiming benefits?

I shared flats and houses when I was on low income, until my earnings progressed such that I could afford my own place. And I made a point to NOT produce children that would hinder me from becoming financially solvent and able to support myself.

If someone has made the choice to procreate, then yes, they should do the usual things such as, oh, live with the person they chose to procreate with, or get other types of roommates, etc. Put in a little effort and put up with a little hardship, frankly. Not say "oh we are together / co-parenting/ whatever but don't want to LIVE together so taxpayers, please top me up!"

The money doesn't come from a magic pot, it comes from fellow citizens getting up and going to work every day. It should be applied for as a last resort, not a first resort. And one doesn't necessarily get to have everyone as one prefers, when someone else is paying the price.

And sorry, but if one is on the dole, one isn't living "independently."

Moonicorn · 06/03/2023 17:18

Blossomtoes · 06/03/2023 16:56

Because the money wouldn’t be spent on new nurses, even if there were 25,000 people straining every sinew to start training.

Guess you could say the same for big corporations tax evading then 🤷🏼‍♀️ won’t be spent well, so let ‘em have at it?

Crikeyalmighty · 06/03/2023 17:24

@LetThemEatTurnips it's not very encouraging though is it to working single parents or even working coupled up parents on 2 lower incomes when the person I know has£2300 coming in, £580 rent and doesn't do a tap of work - whereas the working ones are very little better off or just over the limit to get any help at all

Moonicorn · 06/03/2023 18:07

Crikeyalmighty · 06/03/2023 17:24

@LetThemEatTurnips it's not very encouraging though is it to working single parents or even working coupled up parents on 2 lower incomes when the person I know has£2300 coming in, £580 rent and doesn't do a tap of work - whereas the working ones are very little better off or just over the limit to get any help at all

Remember we’re supposed to be happy to fund her, being away from our own kids to do so 😂 piss take, isn’t it?

Moonicorn · 06/03/2023 18:10

And don’t forget if you’re not happy to do it, you’re very very right wing - touching on Goebbels in fact.