Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Would you report this? Potential benefit fraud

389 replies

Overthebow · 03/03/2023 09:35

I’m struggling with this one, on one hand I think just leave it as everyone is struggling to survive, on the other it just doesn’t sit right with me. And I’d it even benefit fraud? I don’t have much experience with benefits so not sure. I need your thoughts! here’s the situation.

A couple had a baby a few years ago. Almost straight afterwards they split up.she got a housing association property and universal credit, she doesn’t work. He lives at his mums, has a decently paid job and doesn’t claim UC. But ever since they’ve still appeared to kind of be together. He sleeps over a few times a week, they go on days out and holidays together and she talks about them as ‘we’ and ‘us’. She’s also talked about buying a house together in the future as he is able to save a decent amount.

OP posts:
MacarenaMacarena · 05/03/2023 23:43

All the people on other threads talking about biting the bullet and living with MIL for a time in order to save a deposit, as well as work shifts and get child care from family... How much more tax would you be willing to pay so that they could set up a sham single mum household to enable them to save a deposit?
Although within the letter of the law and possibly open to interpretation (like excessive MP expenses etc) it's not really in the spirit, and the lady sounds like she is exploiting the system not as a safety net but as an easy way to save money as a couple. This leaves less money in the pot for society to help those in genuine need.

JudgeRudy · 05/03/2023 23:45

idontbutido · 03/03/2023 09:38

That's not benefit fraud though. You can have a boyfriend who sleeps there a few times a week and you go on holiday together and still have a single UC claim.

Would it be if he's not paying child support? I'm unsure if that affects benefits

sleepwouldbenice · 05/03/2023 23:48

blueskylie · 05/03/2023 11:31

Are there really posters on here who are that stupid. Is it possible you could actually worked out how to post on an internet forum and yet HONESTLY BELIEVE that benefit fraud is not e everyone's responsibility. ?

Or maybe you're not understanding the nuances of posters' understanding.

Benefit fraud is about 2% of fraud in UK. Tax fraud is much higher, about 70%. And benefits overpaid due to official error is higher than fraud. So really, you should be focusing on official error before we turn to fraud, if you're worried about the public budget.

Im not getting myself worked up over what some curtain twitcher has supposed is happening with someone's private financial information. And I'm also not against the poorest in our society playing the system the way that the wealthiest do every day. It's seems it's much more acceptable for a wealthy shareholder to take steps to avoid tax - offshore account, tax avoidance strategies through expensive accounting firms. Acting in a way to maximise finances seems a no-brainer for rich people, but it's morally bankrupt for the poor to act like that.

Maybe focus on all of it?Confused

JudgeRudy · 05/03/2023 23:58

Overthebow · 03/03/2023 10:07

I’m not being goady, I’m allowed to ask a question about an actual situation.

@Overthebow
I don't think you're being goady. I believe it was a genuine question. Also I don't think you're out of order either noticing, enquiring, caring or wondering. If you wondered if they were drug dealers or abusing their child would that be non of your business. Its your business because its public (our money). Its OK to ask. I tend to agree that on the face of things they don't seem to be committing benefit fraud and the situation would be no different to her dating someone who wasn't the father. I'm unsure where he stands with child support and I would expect him to officially pay this to her. I'm unsure if this would reduce her UC. You'd have thought so

XenoBitch · 06/03/2023 00:00

JudgeRudy · 05/03/2023 23:58

@Overthebow
I don't think you're being goady. I believe it was a genuine question. Also I don't think you're out of order either noticing, enquiring, caring or wondering. If you wondered if they were drug dealers or abusing their child would that be non of your business. Its your business because its public (our money). Its OK to ask. I tend to agree that on the face of things they don't seem to be committing benefit fraud and the situation would be no different to her dating someone who wasn't the father. I'm unsure where he stands with child support and I would expect him to officially pay this to her. I'm unsure if this would reduce her UC. You'd have thought so

Fuck this.
Have you been on UC? Do you spend your day worrying about whether someone is going to report you or not.... because you dared to leave the house.

ZeldaWillTellYourFortune · 06/03/2023 00:11

Would report inna heartbeat.

blueskylie · 06/03/2023 00:11

@sleepwouldbenice
Maybe focus on all of it?

We're not, though, are we? As I said in my last paragraph, no one writes headlines about companies using tax avoidance strategies and calling them spongers. The only people we're up in arms about for playing the system is poor people.

ZeldaWillTellYourFortune · 06/03/2023 00:12

Mrsjayy · 03/03/2023 09:42

I mean It's her boyfriend isn't it not her live in partner or husband so they are not doing anything wrong I mean what would you say ? My neighbour goes on holiday with her boyfriend .

But in the OP's scenario the man is the father of the baby. They need to support their own family, not mooch off fellow citizens.

JudgeRudy · 06/03/2023 00:14

@XenoBitch "Fuck this.
Have you been on UC? Do you spend your day worrying about whether someone is going to report you or not.... because you dared to leave the house."

I have been on benefits before (UC equivalent) No, I've not spend my day worrying someone is going to report me ...for any reason...because I've not done anything 'dodgy'. I've never really worried anyone would think I was doing anything dodgy...I don't get the link.

XenoBitch · 06/03/2023 00:14

ZeldaWillTellYourFortune · 06/03/2023 00:12

But in the OP's scenario the man is the father of the baby. They need to support their own family, not mooch off fellow citizens.

So what do you propose is done? He be forced to live with the mum?

Mamai90 · 06/03/2023 00:39

Overthebow · 03/03/2023 10:19

having read everyone’s replies I agree with this. It seems like it isn’t fraud but does seem to be playing the system and I do have a problem morally with that. I won’t report it if it’s not actually fraud but I do think less of her for doing this.

I'd have more of an issue with someone like you, actually thinking of reporting a friend. You're talking about morals but what sort of person does that? You sound jealous and need to get a life and mind your own business.

ZeldaWillTellYourFortune · 06/03/2023 00:50

blueskylie · 06/03/2023 00:11

@sleepwouldbenice
Maybe focus on all of it?

We're not, though, are we? As I said in my last paragraph, no one writes headlines about companies using tax avoidance strategies and calling them spongers. The only people we're up in arms about for playing the system is poor people.

Poor people who game the system and produce offspring they can't afford. I haven't noticed anyone criticizing hardworking, ambitious, prudent poor people who understand the value of self discipline (and contraception.)

Maybe those qualities are why they aren't permanently poor & dependent.

Fifi0102 · 06/03/2023 00:56

I'm starting to believe people getting angry at benefit fraud is what the elite want, the plebs fighting over scraps!!
There's loads of people in the UK who set up limited companies then appoint family as directors . You only pay 20 percent tax on dividends so are getting away with paying much less tax much much more than the average benefit claimant. Many took bounce back loans and used them for deposits on property or fucked off abroad. It's really not the poor who are rinsing the system.

ZeldaWillTellYourFortune · 06/03/2023 01:00

amiold · 03/03/2023 16:17

This is not benefit fraud. You can be together. Live apart and stay a couple of nights a week. Maybe they just don't like each others company 100%

BUT MAYBE it's because the system is set up so that parents who stay together get no help! Single parents have a greater universal claim usually, are entitled to 15 hours childcare at 2 and 30 hours at 3.
MAYBE he has another child he pays child maintenance for and cannot support both children in the same way so they live apart so both mothers get some child maintenance (7.5% of the top line each and not 11%/1%).

If you really want to report her jd ask her why they now live separate and what's drove them to that because I bet there's more to it than the nosy neighbours think

But why should the rest of is support these shiftless people who are in no position to (honorably, anyway) continually produce additional offspring, when they can't even support themselves adequately? It boggles the mind.

Fifi0102 · 06/03/2023 01:19

ZeldaWillTellYourFortune · 06/03/2023 01:00

But why should the rest of is support these shiftless people who are in no position to (honorably, anyway) continually produce additional offspring, when they can't even support themselves adequately? It boggles the mind.

Having loads of kids is becoming a thing of the past. There's a 2 child limit for UC and child benefit pays £12 a week for subsequent children. £12 pays for fuckall. The most kids I've seen benefit claimants have is 3.

ZeldaWillTellYourFortune · 06/03/2023 01:24

Two children is two too many if one can't provide decently for them.

Better to focus on ones own education & employment, not one's sex life, till one can be a contributing member of society. THEN procreate.

Fifi0102 · 06/03/2023 01:25

ZeldaWillTellYourFortune · 06/03/2023 01:24

Two children is two too many if one can't provide decently for them.

Better to focus on ones own education & employment, not one's sex life, till one can be a contributing member of society. THEN procreate.

Birth rate is declining and we have an aging population.

ConcordeOoter · 06/03/2023 01:28

Don't create problems for other people ffs, and unless you have seen some actual proof a fraud exists don't accuse people of it or gossip about it as if it does based on assumptions.

ZeldaWillTellYourFortune · 06/03/2023 01:33

@Fifi0102

There is no global shortage of humans.

And birthing more into shitty, thoughtless, dependent situations is not a societal benefit.

LuluLehman · 06/03/2023 06:20

JazbayGrapes · 05/03/2023 20:26

Are you saying that you play the system too?

Playing the system isn't fraud. The system is rigged. People get financially punished if they try to better themselves.

If you read my post and the quote you will see that I am having a laugh with the quotee who has accused all who support the accused of playing the system ourselves.

Mrsjayy · 06/03/2023 12:02

ZeldaWillTellYourFortune · 06/03/2023 00:12

But in the OP's scenario the man is the father of the baby. They need to support their own family, not mooch off fellow citizens.

Well we don't know if they are "mooching "or even together because the Op doesn't know anything about their situation !

blueskylie · 06/03/2023 14:05

Poor people who game the system and produce offspring they can't afford. I haven't noticed anyone criticizing hardworking, ambitious, prudent poor people who understand the value of self discipline (and contraception.)

Maybe those qualities are why they aren't permanently poor & dependent.

Are you talking about Boris Johnson?

blueskylie · 06/03/2023 14:14

blueskylie · 06/03/2023 14:05

Poor people who game the system and produce offspring they can't afford. I haven't noticed anyone criticizing hardworking, ambitious, prudent poor people who understand the value of self discipline (and contraception.)

Maybe those qualities are why they aren't permanently poor & dependent.

Are you talking about Boris Johnson?

I find this argument repugnant and also illustrates my point. Anyone on benefits is lazy, imprudent, not hard working, promiscuous. Poor because of character flaws. Those of us who are hard working and prudent are not poor. It's a way of thinking that demonises the poor and of course is promoted by all the very wealthy lazy, promiscuous and imprudent people in government with actual huge character flaws.

When Rishi puts his money in a tax haven to avoid paying his fair share of tax it's prudent. When someone on benefits does anything to maximise their income, even within the law, it's irresponsible and scrounging.

Moonicorn · 06/03/2023 14:20

When Rishi puts his money in a tax haven to avoid paying his fair share of tax it's prudent. When someone on benefits does anything to maximise their income, even within the law, it's irresponsible and scrounging.

Of course it wasn’t, it killed his chances of being PM at the time. There was a lot of talk about it and none of it good. He’s PM now so 🤷🏼‍♀️ maybe it didn’t last long, but nobody went ‘ooooh that’s prudent’.

There is a difference between earned money, and money other people have earned that is taken from them to give to people who haven’t earned it.

Mumsnet posters seems to have a really, really hard time wrapping their head around that.

If somebody has paid £500,000 in tax they’re less likely to get worked up over them ‘hiding’ another 100k than somebody who contributes nothing and whose entire lifestyle is funded by others.

I want there to be a generous benefit system for people who really need it. Those with profound disabilities mainly. Not for people who decide work isn’t for them because they’re depressed or have a bad back and therefore they’re entitled to live off the rest of us 🤷🏼‍♀️

Throwncrumbs · 06/03/2023 14:22

Wish I had done this, stayed in rented place claiming benefits and getting rent paid, while my boyfriend in his well paid job saved for us to have holidays abroad every year. I could have prob had a lovely car as well, while all you mugs out there working and paying tax were paying for my lifestyle choice…