US here and am again amazed at what some people think. My health and medical care has always been wonderful, including giving birth to my own children in a Deep South state (North Carolina) 30 years ago. Until I came to mumsnet, I had no idea that women had babies and slept in wards! With strangers, no less, sharing the space. And men visiting other women, sleeping in the same room! Even 30 years ago, every new mother labored and gave birth privately and was in a private room for her stay. The hospitals usually provide a “special” dinner, so the new parents can celebrate the new baby. Fathers usually get to stay, too. One of my friends works in labor/delivery in our large city public hospital(meaning that it serves everyone, from the poorist to those who are extreme high risk). Often, the doctors don’t even know who has insurance, who can pay, etc. it’s done through the billing department and the doctors don’t care. We have our faults, but women’s care is available to everyone, even the very poor, with no health insurance.
i have two cardiologists and a wonderful Ob/Gyn. I have a primary doctor (GP). Last time I needed a dermatologist, I picked one from my insurance company list, chosen by patient reviews, and did not require referrals for anything. Smears every other year, mammograms the years in between. Colonoscopy, every ten years. Dental, eye exams-all covered. The main thing here is, you have to make the appointment. Putting care off is the main reason for bad results. If you know you’re overdue for something, you have to make that appointment yourself, because they won’t come knocking on your door to ask you to come in.