Persevere OP! Most claimants appealing at tribunal win PIP. So your odds are good. The mandatory reconsideration is just DWP rubber stamping and doubling down on the assessor’s report…even if it is a pack of lies.
I did get a representative to write my appeal and speak for me at tribunal. However, I had to answer their questions myself.
What I observed was that you have to show you meet a specific a # of points descriptor. So where you said:
“eg, I informed them I cannot make budgeting decisions due to my mental health and I’m up to my eyeballs in debt and am awaiting a DRO, they didn’t write that down and instead informed me I can make budgeting decisions because I have my own bank account.”
This isn’t enough evidence to show you cannot make any budgeting decisions at all- 6pts. It’s a very high bar to hit too, you have to not be able to count out money and even then usually reserved for profoundly incapacitated.
Look at the attachment. So, you may be able to make simple budgeting decisions like is this co-op cashier overcharging me? Or what is my rent and have I paid it? Either by yourself or with assistance….does your mum remind you to pay your rent every month, and if she did not check would the rent go unpaid? (You need specific examples). The same with complex budgeting decisions which are like can I buy a car on finance? Can I understand the finance agreement? Again, who has assisted you and when? What would or has happened if you didn’t have this assistance?
Think on your situation and which descriptor and # points applies to you and then link that to evidence showing the tribunal that those are the points you qualify for.
Do this for all the PIP activities as the Tribunal will go through them one by one.