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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Driving myself mad, should I move back up north or not?

77 replies

Led92 · 20/01/2023 11:31

I’ve been in the south East for 15 years for work but I grew up up north. My siblings and parents are there.

We have a nice house in a nice area, with green spaces and good schools. There’s lots of clubs and activities for my 3 children and my eldest DD started a nice school this September.

My dh is now full time wfh and I have a meeting next week with my boss to discuss going formally to 2 days a month in the office when I return from maternity leave. Same pattern as him and what I was doing before maternity leave anyway. However it would limit my promotion opportunities as generally the more senior you are the more you need to be in the office.

It would mean we’d have an opportunity to move back up north. I’ve thought about it for years as I’m quite lonely here despite clubs and parties keeping us busy. I keep thinking about it. I’m a lot happier when I’m with family.

but… if they weren’t there I wouldn’t be moving back, the area is nice but it’s a bit dead. My siblings and I all moved away for work and are only able to make our way back through flexible working. I feel guilty taking my DD’s away from the south east, there’s so much going on here.

Also I don’t have savings spare for the stamp duty etc so we’d have to take £30K
out of the sale of the house to cover stamp duty, legal work and moving costs which seems like such a waste of money.

The disruption, money, impact on my job all seem significant but… you only get one life? DH is up for it if we could find the right house. And we’re up for February half term to see how it feels in an air bnb close to my sister.

What would you do?

yabu: forget the hassle, stay where you are and go up for holidays!

yanbu; move, you only live once.

OP posts:
ManchesterGirl2 · 21/01/2023 19:18

Are you sure it's £17,000 if you don't port the whole mortgage? It might be worth speaking to an advisor on that one, in case there are any ways round it.

Seems silly to buy an expensive period property and then struggle month to month with council tax and heating.

Mortgages can sometimes be changed to rental for a fee or a slightly higher interest rate.

Led92 · 21/01/2023 19:32

It says minimum property value for porting is £570k and currently with 4 years to go the charge for early redemption is £17k. To be honest a bigger house in a nice area is one of the pro’s, I don’t really want to take money out of property if I can help it. If we do …. not sure we could ever move back down south if we changed our minds as (historically) house price rises have been higher here.

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