the union calling for the strikes (PCS) has done research that suggests civil servants are overpaying into their pensions, so they want to address this
We cannot affect what we pay into our pensions and they aren't as good as people think. I had private sector pensions that are probably better
Neither of these answers explain precisely what your complaint about pensions is. I followed the link posted on page 2, which meant going through along winded registration process, then having to do it again because they didn’t like the password, then clicking boxes containing traffic lights. Couldn’t you have just explained it in your post, as you were asked to do?
I suspect that you couldn’t, because the answer is complex. If you look beyond ‘we think we should pay less for our excellent defined benefit pension’ (and no way are there any private sector pensions open to new entrants that even come close, so wise up) and read the article, you get a discussion of McCloud costs. Which I googled because the linked article assumes that the reader k owns exactly what they are.
I’m paraphrasing here, because there’s a lot of detail and nuance, but the McCloud adjustment was introduced during the last decade, to protect the taxpayer from spiralling public sector pension costs. The expected cost of those schemes can fluctuate within +/- 2% from inflation-adjusted estimates made by the government actuary. If the cost varies by more than that, the McCloud remedy applies and benefits are adjusted. And vice versa.
According to what I have read this morning, the specific complaint is that projected future costs for the civil service scheme have fallen below the 2% because of changes to mortality, although that may be temporary - the government actuary thinks so - and civil servants want the McCloud remedy to be applied to their scheme so that they get more: a better accrual rate, or to pay less for the current accrual rate.
This, in a country with a massive deficit and a crisis in the NHS!
I’ve been a member of the CS pension scheme in the past. What I paid into the scheme, a high percentage because I was senior, didn’t even come close to covering the cost of the benefits I’ll draw when I retire. So I can’t support your pension complaint, sorry.