To be sick of cashless society

[Ihatepcos]

I prefer to use cash, I always have.

I find budgeting and spending so much easier. If I am tapping away on my card I think nothing of constant £3 £6 etc being spent on things I probably wouldn't buy if I was spending cash.

More and more places simply don't take cash and it's driving me mad.

If this worked, no one would have credit card debt. The only people benefitting from cash not being accepted, are people terrified of germs, and banks.

The downside of using cards everywhere (one of the downsides). Our village shop takes cash and card, card transactions on very small purchases cost them more than the item. They set up an account system where we pay in an amount of money (by card), they then deduct purchases until the money is gone. We then top up again. It saves the little shop money.

If you have a small local business you use regularly, ask them about it.

I wish the local Chinese takeway would accept card.....its cash only 😥 .... good for the waistline though, I havent been for months and months!

What’s internet got to do with it? Most phones have 4g.

pishkashalante
You could, but if they've used their card a lot, the banking system would still require them to put their card in the reader and input a PIN.
It isn't just, or always about the amount. It's about the recent activity on the card.

There could be major downsides to abandoning cash as a payment method.

Negative interest policies (already implemented in Japan)
No alternative when electronic payment systems fail
Social control through tracking of financial activity (e.g. the social credit system implemented in China).

New technology can and will have both benefits and drawbacks. PP made a sarcastic comment about progress, citing horses Vs cars - and yes, the convenience of petrol vehicles has made travel easier. It has also given us a polluted world where millions die from said pollution each year, and climate change could end us all.

It seems we're mostly driven by convenience when it comes to cashlessness, and convenience isn't everything. I would prefer the option to use either.

"Legal tender" has nothing to do with shops accepting or refusing cash.

Legal tender only relates to the settlement of debt and even then there are restrictions.

The only cash purchase I make is to my window cleaner. It's a bit of a ball ache because he charges £11 so I've had to get a stash of coins to pay him.

I don't shop anywhere that doesn't take cards because I never carry cash.

Haha, I love this. If only we thought outside the box for once 😂

Plastic gloves are irrelevant when you see the sheer amount of plastic sheet wrapping used in supermarket delivery trolleys, furniture wrapping (sofas etc), people wrapping their suitcases at airports, etc.

Some of the plastic gloves are now made of the same material used for doggy bags which is bio-degradeable, as is the material used for single use shoe coverings!

And yes, I do tend to wear gloves outside to touch handrails, door handles etc., not plastic, but thin "normal" outdoor gloves, except in the hottest of the summer weeks. If I'm not wearing gloves, I'll be washing my hands regularly, and always carry a small bottle of antibac handgel and a small pack of antibac wipes.

Why should you have to think before you tap? Because you're trying to budget!

Not to mention all the notes that contain traces of cocaine. I can't remember the statistic but it's a high percentage. Some presumably used up noses to snort the stuff. And let's not forget the dealers who carry their products up various orifices! Grim!

This is what a cashless society actually means…..

We have always tried to use a card for points or cash back bonus on our cards. So I have been avoiding using cash as much as possible for years. It’s all about self control with cards. Whilst power cuts or systems going down could be an issue there are benefits such as the death of the black economy and though organised crime would somehow get around it crime would be much harder.

@Badbadbunny Agreed, tax evasion by individuals and not huge corporations which people always complain about is in the billions.

It seems we're mostly driven by convenience when it comes to cashlessness, and convenience isn't everything. I would prefer the option to use either.
I get a bit tin-foil-hat.
The banks are making it convenient now because it suits them. They are reeling you in. Once they have killed off cash and all you have are cards and phones, do you think that those lovely banks are going to carry on being nice? Remember when current accounts used to be free but now they want to charge you a monthly fee ...

It might have been your shouty capitals and that made you come across as cross and patronising.

I am very responsible and keep my hands very clean by avoiding touching anything I don't have to that others have. Like cash. I really try not to touch bannisters and door handles if I can too.

I am alright, and lets face it we aren't going to be a cashless society anytime soon anyway.

Quite a few places in our area...bars etc. Also flights no longer accept cash (well the ones I have been on don't).

A decent contactless app literally shows you exactly what you are spending and what on.

Having just checked it turns out I used £240 cash last year. Pretty sure they were just birthday gifts for kids where I didn’t trust the family member to actually pass it on if I did a transfer.

The twentysomething DSs got some cash for Christmas this year-they paid it straight into the bank, they don't use cash either.

Why should businesses have to accept cash, though? Banking cash is a pain in the neck, especially with fewer High Street banks around.

I'm another one who never uses cash - I pay with my Apple Watch for everything. It means I'm never caught out without a means of payment, and I don't have to worry about having my purse pinched, as I very seldom take it out of the house. Paying is super fast (no scrabbling in my bag for my purse then trying to find the right card) - in fact I usually don't have a handbag to worry about either, my phone and car keys live in my pockets.

@Lavendersquare

What do these places do if there's no internet?

There are fewer and fewer locations without internet. The network is expanding and improving day by day. In our village, I could never get a mobile signal in my office and would have to walk up the drive to get a couple of bars. A few months ago, my mobile rang whilst I was sat at my desk, and it was a hell of a shock! 4 bars signal and even 4g internet!

If, say, a shop really can't get internet, either by mobile signal or landline, then obviously they wouldn't set themselves up as "card only" would they? But they'll also have other issues without internet, such as being unable to use the internet to buy goods, file their VAT returns, pay bills by online banking, check emails, etc etc! So unlikely to be much of a business really!

Recently had a meal in a Cafè where when I went to pay with my card I was asked if I had cash, fortunately I do carry a bit but do prefer to use my card as reward points are pretty good.
Same question was asked to everyone that made a purchase.

Not that I use them but all nail/brow bars in 3 towns locally have signs in their windows stating only cash payment, no cards.

Anywhere that does this is dodgy!!! I do know restaurants that do it around here.

One in particular has a reputation locally for a laundry enterprise and other side business ventures operating on the premises.

As much I love them….Center Parcs is now totally cashless. Even for restaurant tips. So they add on 7.5% to bills but you can obviously remove it.