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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Family member shocked I get universal credit

228 replies

JungleJungle · 06/01/2023 22:40

Had a long conversation with a family member today. I've just started a new job so not sure how much UC I will get this month, but previously was earning about 1800 a month, £950 childcare costs and £950 rent and would get, around £800 in universal credit. They seemed to think that I earn enough money to pay for myself and said nobody on 30k a year should be getting universal credit. They were quite shocked that I was getting anything. Childcare costs and rent come to more than my wage (£1900). I would likely have to give up work if I didn't get universal credit. My outgoings would be more than my incoming. I still struggle even with the £700 I have left after rent and childcare costs. Bills are so high, fuel, food, clothes, emergencies etc. Not sure what I'm looking for from this thread. I work so hard, full time, and never considered that I shouldn't be entitled to universal credit. I'm not being unreasonable am I in thinking that this is what UC is for, am I? Apologies for the slightly waffly post, just feeling a bit shit.

OP posts:
Karwomannghia · 08/01/2023 11:23

Ok yep

Dinia · 27/03/2023 02:06

You don't make the rules.

Singlespies · 18/05/2023 12:20

Babyroobs · 06/01/2023 23:36

There's two things that people should be getting angry or shocked about. The first is that huge amounts of tax payers money is being paid out to pay off private landlords mortgages. The second is that so many men get away with paying zero towards their kids and the state has to pick up the bill for that. Deduct it from their wages and make them pay. Why should everyone else pay for feckless men who don't want to pay for their kids and then go off and start another family elsewhere ?

If the father pays, you still get the same amount of benefits as if they don't. From the opposite point of view, I find it slightly annoying that my partner's ex ends up with as much money a month doing very little work (including my ex's contribution - which he jolly well should pay!) as I do on a large salary. I It's only annoying because she is so unpleasant!! However, the ex will of course lose all benefits when the children turn 18 and just have the small salary. All financial systems are odd - you can't get UC if you have 16k. But, you could just spend that 16k or hide it in a pension. What would save the state most money would be building decent council housing. At the moment, benefits feel like a transfer of tax payers money to private landlords.

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