Would you lend this money if you were receiving this back?

[Boxingdaytoday]

Would you lend someone around a thousand, if they were able to pay it back in 3 months at just over £300 per month?

Depends who it was.

I think we need more info.
Who are they, what’s it for and are they generally good with money?

I don’t think it’s a good idea to loan anyone any money with the expectation of it coming back tbh.

who is this person to you? Would you gift them £1,000?

They can't work out basic maths 300 x 3 is only 900 pounds

No, I wouldn't lend anyone money under any circumstances.

No, I never lend or borrow money no matter what the circumstances. Often ends in tears.

Yes I would and indeed have

OP said 'just over' 300 so I presume it will be something like 333 x2 and 334 X 1.

It would depend on

a. Who it was
b. What they wanted it for
c. Whether I could afford it.

I recently offered to lend a young person £600 so they didn’t have to take out finance on something. They didn’t accept the offer but I offered because it’s someone my family care about and I could afford to lose that sum.

There are others who I wouldn’t offer to lend even £50 to.

Why can’t they wait 3 months?

Only if you can afford and be happy to never receive it back. Good intentions and all that

Probably not as couldn't afford to lose the £1000

Never loan more than you can afford to lose.

No. And if you do get it in writing and a contingency plan of they cannot pay

Depends who it is and why.
I lent my son £9,500 in September with the expectation that I would have it back by the 15th December. He returned it in full on 5th December with a bunch of flowers as a thank you.

I have lent to him before sporadically over the years and he always pays back.

I would if I trust they'd pay me back and I could afford it. You could always write a contract with them.

Depends whether I could afford to lend it, why they needed it, who they were and how likely I thought it was I'd get it back.

It’s me who would like to lend it and i’m asking my parents, who I’ve leant money off once in 45 years

Do you mean you want to borrow from your parents?

If so, and you do have a payment schedule, if I were your parent and had it available I would lend it.

You mean you want to borrow £1,000 off your parents? You’re asking your parents to lend you £1,000, repaid over 3 months.

If they have lent to you in the past and you have repaid on time, presumably they’ll do it again if they can afford £1,000.

@Boxingdaytoday you want to borrow it from your parents. What is it for ?

This is also a good question.
As is, when did they last lend you money?

Can you save 300+ for 3 months and pay for whatever it is yourself?

In our family we have unspoken rules that lending money /car is more than acceptable.. It depends on your personal boundaries I guess. No way would I see my dc, adult or not, in a position they needed money.
And I am most certainly not well off.
Maybe they need a reality check about how people really can't manage at times. They aren't kind if they won't help op.