To ask if you have an idea you believe would significantly improve life in the UK?

[ConfusedmumUC]

I’ll go first.

I can’t help but think making someone’s rent payments eligible to prove you can pay a mortgage would go a long way to housing security for so many people. And limiting the amount of properties owned by one landlord / amount a landlord can charge in rent, would also go a long way. I can’t help but think profiteering massively off of a basic need and right such as housing is really not ok.

Im sure there’s a reason why my idea wouldn’t work, feel free to put me right 😂

What’s your idea?

Especially if they included basic economics.

Vote the Tories out.

I have no inheritance to come. My dad is long dead, and my mum has nothing to leave. I still don't think that at 44, if my husband was killed in a car crash tomorrow, I should be forced to sell my house and scrabble around for whatever I can afford with three children to house.

I give to charity regularly, I pay my taxes and if I have any savings/assets when I die, I'd be very happy to pay them into a system that supported all kids not just mine

Oh, sorry I forgot that children earn enough money to buy their parents homes, silly me thinking children were in fulltime education, rather than well paying jobs. Out of curiosity, how much was the home you purchased as a child?

It isn't the fault of the people getting inheritances that their parents worked hard. Why should everything be bled off and paid out in benefits?

Instead of having a go at families who are thinking ahead and bettering themselves, why not ask why you're not doing that for your kids. Why not ask your parents why they didn't do that for you.

But it's so much easier to dish it outwards, isn't it? Rather than to look inwards.

How do the millions of people whose parents didn't own houses not end up homeless?

Most people are living their own independent lives with their own families and homes by the time both their parents are dead. I don't know what I would have done without my inheritance in terms of housing. I had just started working and wasn't earning much and we lived in London. I probably couldn't have even afforded to rent a room.

Totally agree with this.

I also think so many teachers lack the basic of life skills; obviously only anecdotal, but the ones I know make poor decisions in relation to drinking (high alcohol dependency) lifestyle, money management, mental health / well being awareness within themselves, boundaries (working late, poor time management, saying no - appreciate the pressures but it’s coupled with those teachers who’ll happily gossip before and after work in the staff room, but complain they’re working late every night) and relationships (affairs are rife in education!)

There would be ways to ensure that adults who co-own houses earned through their own income do not lose their homes, without maintaining a status quo in which those whose parents are rich have nothing to worry about, while the other half - whatever their individual merit - never approximate the comfort of the inheriting class.

The issue is with unearned, inter-generational inequality. Not spouses.

Totally agree, would add old people into that.

Some Scandinavian countries have extremely serious drug problems and very low rates of access to treatment so we need to be very cautious about using these as a model.

Bring back evening classes in schools for adults.

Yes @ILoveeCakes my grandparents left a small inheritance for my dad after a life of hard work and scrimping and saving, very much low earners but who worked hard all their life, paid all their care bills in old age and never took a penny from the state. It was so important to my gran especially to know she had something to leave behind to her children.

Why should we blame or give a leg up to anyone based on the actions of their parents?

Reverse Brexit.
Fund the NHS with money taxed from the super rich
Free childcare for workers
Renationalise all essential services — electricity, gas, water and public transport
Fund public houses schemes on deferred payment ie a proportion of rent paid on time goes towards purchase of house over 33 year term. Money received to be ploughed back into more housing.

explore the tax history of anyone calling themselves a ‘wealth manager’ and their clients.
similarly anyone (make or female who was claiming they’re self employed when there is a CMS claim.
increase VAT payments on multinational
businesses (like Amazon) who don’t pay significant business taxes.
Reduce the amount of strike days that anyone can take to 3/year.

😂 ah you got me! I’m hoping to implement some of these ideas before I retire on £115k a month for life 👀

So... not 100% inheritance tax?

Are you familiar with the difference between maximum speed and average speed? HS2 is designed for 225mph, with passive provision made for later upgrades to 250mph as technology allows.

Of course not but surely most people work hard to provide for their family. If I knew all of that would be taken by the government I wouldn’t consider living in the UK. We are fortunate to own a house but also it’s due to hard work, sacrifice and prioritising creating a safe environment for my children.

Electoral and tax reform.
Changing the way our leaders are elected and the way our income is raised allows progressive ideas that have popular support to be put forward and implemented. I agree with a lot on this thread but first we have to change the system.

It's just plain wrong. Why should those of us who sacrificed other things to secure our futures lose our houses? We don't all have fat inheritances!

🙄

I'll say it again, a 100% inheritance tax would be able to fund a better welfare and social care where robust support, accommodation and education could be provided to ALL children in the case of a parental death, regardless of whether they were lucky enough to be born to a set of parents that had savings or not.

Getting rid of the SNP!

But in all honest I think this country has become way to socialist. Where is the financial incentive to work ? We have become so afraid of offending others it’s making hard to do anything.