Is your 22 year old living at home

[gingerbreadcastle]

Just that really, mine is, she came back after graduating uni at 21 and works full time in a job related to her degree, which we are all very happy about. DD pays board in case you was wondering. I don’t mind her being at home and she can stay here as long as she likes.

Both mine came home after university and saved for house deposits. We are fortunate that we live in a cheaper part of the country, so with a couple of years hard saving and graduate jobs they have both been able to buy a small first home.

they could stay as long as they wanted/needed although I’m not sure I would have still wanted them there in their late 20s.

Both mine left at 22 , to their own flats.

23 & 21 and neither are at home. I would love to still have them with us but would expect them to be looking at leaving home at about 25 if they were still here.

I've got three early 20 somethings at home. All working and paying their way. Luckily the house is big enough that we don't get under each other's feet or on each other's nerves. One has no intention of leaving he says, the others are saving their deposits.
It's fine. Although dh and I left home at 21, we both had siblings living with our parents till much older so it's no big deal here.

I’m 23 and left permanently at age 20. I couldn’t stay with my mum much longer but if we had a better relationship and she had the space for me then it would have been nice to stay until about mid 20s

I had a long chat with an old man I recognised in a local cafe a few days ago - he used to work at the local chain garage, worked his way up, successful in the company, retired now.

He tells me when he got his first job, he lived at home for 9 years, and saved up "hundreds" to be able to marry his girlfriend and buy a house. ( specifically, £400....)

This was in the 1940s - so nothing much has changed, just the number of noughts in the pay checks, and on the house prices

Both my sons are still at home, 26 and 30. We are in Surrey and cheapest flats/maisonettes are over £250,000. Both have savings, but not enough to buy anything local.

Mines doing a masters so only home in the holidays.
I suspect she'll live in her university city afterwards as there's more job opportunities than here, her boyfriend is there and she won't need to live at home to save money.

My DPs didn't let me move back in after uni. They saw their job of parenting as 'over'.

My DCs can stay as long as they want but I'd be expecting them to heavily prioritising buying a starter flat. I wouldn't want them to get used to a no housing costs/no bills lifestyle. I wouldn't charge board and would help with a deposit. I'd expect them to buy somewhere within a year of graduating/ starting a job unless they are in London.

Me neither! Still, they're working and career minded, so I can't complain. And helpful around the house. They say it's cheaper than living away!

Not unusual around here (SE). Very expensive, even for small shitty places.

Two DDs (both nearly 22), one has stayed in her uni city and is renting with friends. The other at home. I'm happy for either of them to be here for as long as they want, we all get on well and we're lucky enough to have the room.

@GalaPie do you mind me asking please how you handle all the distribution of household chores, food shopping, cleaning please? Do you have a cleaner? Does everyone contribute equally?

I’m asking bc we have one ya living with us and another dipping in and out. Dh and I wfh pt post pandemic. Our house is starting to become a mess!

I moved out at 25 years old.
Majority of my friends at home at 22.
We are 27-28 and most of us now have our own homes

Did she never live independently, I feel a bit sad for a late forties woman never leaving home apart from going to Uni. Sorry if this sounds a bit patronising.

mine stayed 7 months after graduation then moved to a city 4 hours away, there is nothing for her to stay in our small rural northern town for, so I don't blame her

she is renting in a house share, no chance of getting on the property ladder so might as well enjoy city life while she is young and rent

I graduated at 21, left home at 26, saved to buy a decent car then saved for a deposit for a house with a few holidays inbetween! Paid rent and bought my own food treats or shampoos etc that weren't on our usual list.

I have a flat (in London). Our deposit was 58k for a 2 bed. Looking at upsizing to a bigger flat (but i think it is around the 500-550k mark so equivalent to a FTB property in zone 2). You need a deposit of 100k for that at least.

For many, this would become reality unless they want to be unable to afford food or heating. And for many older people, if there is no state pension in future, they may have to rely on their adult children to keep the lights on.

Either that or we would see a return to live in servants so that would be a chance for lower income people to be able to live independently without renting. I can see it happening in places like Cornwall where there is huge inequality and big housing shortage.

It was the same in 1940s Germany too for DH's grandfather too. He married at 22 and lived with his parents and new wife until his late 20s. His company paid for his house though! DH's father lived with parents until he married and bought a 1 bed flat with MIL. MIL was 27 and he was 31.

DH married me at 24, did his masters in Europe and came back home at 26, lived at home with me, MIL and his three sisters until he was 29. We bought our flat in 2019 when I was 27 and he was 29. Not massively different from the past two generations in any case. I am from another country so grew up in a three generation household, it is considered normal for the whole family to buy a house and live together; when i was born, my aunt and her husband lived with us in addition to my grandparents.

The whole nuclear family set up is actually relatively recent and we may be reverting back to the older norm of family communal living esp with erosion of welfare state. wages will lag behind the cost of rent and with higher mortgage interest rates, higher deposits would be needed to buy a home. A lot of people would assume that higher mortgage interest rates may mean that property becomes more affordable but If it means that everyone lives at home and saves 20k per year in order to get a higher deposit, you would be massively disadvantaged if you don't. Remember that the vast majority of top schools are in the south; these are the people who would be going to RG universities and Oxbridge and also more likely to be higher earners. if you are in the south, you have the ability to commute to London for work esp with flexible working, so even if you pay £5k per year in commuting costs, it pales in comparison with whatever you save in private rent.

Yes I can see that could happen now, easily. Moving to a more European way, perhaps; multi generational living (though this was common in my childhood in the North East of England)

(I was curious as to why this daughter didn't leave home, in the 25 years since finishing Uni. I shan't ask further, I expect there's a reason)

My two are home after uni. They'd like nothing more than to be living independently but it's not that easy. Rentals are few and far between, not to mention hideously expensive, a deposit of 25k and an income of 25k won't get them a mortgage on even a 1bed near here unless they buy as part of a couple.

Until they have a handle on where they want to live or a job that pays enough to get a mortgage they might as well carry on living here and adding to their savings pot.

My DCs can stay as long as they want but I'd be expecting them to heavily prioritising buying a starter flat

Have you looked at the market recently? Starter flats are like hens teeth and definitely not 'cheap' anymore. My starter flat was in a posh area of London and cost me £18k. My boys will be lucky to find anything under 150k even in the less salubrious parts of town.

DS came back after his Masters last year. He applied for many jobs but just happened to get one near here. He's saving up a deposit for a house but now that interest rates have gone up along with general living costs, he's going to need promotion before he gets a mortgage.
We have the space so i see little point in him paying rent elsewhere and not being able to save much.

My 22 and 24 year old both live at home after their degrees finished.

Both home here. He 21 next year. Her secondary. He works. His car a big expense so we dont take much off him. Can see him at home long term with property prices/big deposits