Is your 22 year old living at home

[gingerbreadcastle]

Just that really, mine is, she came back after graduating uni at 21 and works full time in a job related to her degree, which we are all very happy about. DD pays board in case you was wondering. I don’t mind her being at home and she can stay here as long as she likes.

Our youngest was affected by lockdown and spent much of final year at home. Her graduate scheme job was deferred for about six months and so she stayed at home and did a local job for a few months. It was lovely.

I don't 'get' this thread. What is your AIBU @gingerbreadcastle ???

24 year old dd is. She had two broken years due to Covid in her 2nd and 3rdbyrs at uni.

It's rather lovely. She has been working full-time since Sept 21. I think she may move out when her bf finishes his professional exams.

Sept 21 her laptop died and I bought her a new one and said she had to pay it back £100pcm for ten months. She did and then refused to cancel the dd because she wanted to contribute something. We don't take anything else from her for her keep.

I can't seem to push my 25 year old out of the nest... seriously, he's happy here and we are happy to have him until he's ready to fly.

It's not that unusual nowadays for young adults to stay at home with parents for longer because having a place of their own is so expensive, and they can save money. It's fine as long as there is enough room for them to entertain friends, etc, and parents don't treat them as a 'grown up child'.

Enjoy it while it lasts.

How did they afford this at 21?

My 21 year old is house hunting. She can afford it because she is on £25k and her boyfriend earns just slightly less. They have both saved for years. Why do you think it would be unaffordable for 21 year olds?

I have a 21 and a 22 year old at home. Their elder 3 siblings left home between the ages of 23 and 25. It’s not that unusual.

Because 21 is extremely young to have saved tens of thousands of pounds for a deposit plus all the associated fees never mind the mortgage re-payments, unless they’ve had a lot of help.

DS1 is 23 and is his second (and final) year at Uni (he changed degree).
I very much doubt he will come back home, preferring to house share with friends in a city than with us in a small village. We don't have a large house.

We get on very well, go away as a family etc, but he's happier in his own space.

We have a 32 year old. She bought her own house when she was 23 but moved out when she went to Uni. My brother is at home still and he’s 36!

But not everyone lives in the Southeast. I live near Liverpool and someone could buy a starter home here for about £120,000 which would be a £12,000 deposit and a low mortgage.

My son is still at home at 33, minimum wage job
but at least he has one.

what are you asking?

Tens of thousands? They are looking at flats not mansions.

We do live in Scotland right enough but still.

They got no help at all from anyone. All their own work. It is possible.

You are very lucky OP. My DS is 20 and at uni and I miss him terribly. I hope he comes back to live at home afterwards, even if just for a little while then gets married to a local woman and they have babies and live just down the road 😊

I work in an estate agents on the south east, 1st time buyers round here are looking at £350-£400K for a very small property, with a min £35-40k deposit, more if they are trying to get a lower rate mortgage. My 22 year old & her 23 yo boyfriend earn over £55K but wouldn't be able to get a mortgage let alone have been able to save for a deposit.

They have just moved in together but only due to my daughters job coming with provided accommodation, otherwise they would still both me living with me.

Awwwww... What a sweet post!

Mine at almost 22 is at home on a decent enough degree apprenticeship salary and pays rent.

Mine is 23 and just moved out again. I know she will be back!

Yep, all of mine are at home ranging from recent uni starter through to graduated and working for a few years.

The harsh reality is they can’t afford housing otherwise. Getting a deposit is not even the real barrier, it’s then being able to make the repayments and have enough left over to pay electricity/food. So, essentially it’s about getting a MAMMOTH deposit to make repayments doable. Talking about looking at 1 bedroom flats (banks here loathe to lend for studio’s without a seperate bed), within an hour each way from work, not a basic house let alone a swanky one. Sure, there are much cheaper places ages away but absolutely no relevant work there (would need overnight travel or flight to get to work), and prices where relevant work exists (per degree quals) are sky high. Even with my lot pairing up and going in on 2bed flats together, they will probably be 30yo, and that’s with good professional salaries and them saving all money, not paying board, minimal expenditure on clothes, going out etc.

Bit of a shit life for kids these days. Choose to rent all your life as that will mean no savings, or spend what are essentially your best years at home with mum/dad so you can buy a extra small shitty flat. I guess the other alternative is to look up front at careers that can be done from cheap regional areas as opposed to specialised jobs that only exist in big cities, and limit yourself to those.

Totally normal, we live in London and even the best paid jobs don't really cover rent well in a first job. My 22yo still lives at home and so do all his peers. I love it (well, most of the time), but if you don't, he'll need help/encouragement to find a flat-sharing situation perhaps?

Mine is too but she is saving for a deposit to buy a place (not easy in London) with her boyfriend next year. My neice left at 22 after coming home after uni. My nephew left last month aged 26 after buying a house with his girlfriend. I left at 24 but I'd been travelling for a few years before I bought a house with my partner. My son is 18 and I don't want him to leave, ever!

I'm 25. But 21 I has bought my house, my sister is 23 and still at home

Mine are all early 20s have offered me and FH to move out so they can buy our house and they could find us a nice little retirement home somewhere!! (Were 50s)
😂😂😂

*DH