Landlord chasing rent - AIBU?

[missverstaendnis]

I am feeling rather upset after receiving an email last night from my landlord informing me that my rent was overdue for payment (due on the 1st) and to make arrangements ASAP for payment.

For background. For the last 5 years of living in this house my rent has been on a monthly standing order for the 1st of the month. This has ALWAYS been paid, have never been late to pay rent EVER.
Fast forward to this month as the 1st falls on a Saturday, DDs/ Standing Orders get paid out following working day (tomorrow, the 3rd).
I have never wasted a thought on this nor has it ever been raised as an issue.

Called the landlord to inform of this to which I was told her needs to pay his own outgoing on the 1st and that rent needs to be paid on a 1st of each month. I wasn't believed that payment will automatically go out Monday morning.

So I have cancelled my standing order and made a transfer last night to him.
Now it looks like it was too late to actually cancel the standing order from leaving my account tonight, so I will be catapulted into my overdraft.

Who is being unreasonable here -
landlord for requesting payment on a weekend and chasing me on it on a Saturday night with a harsh email,
or me for not monitoring that the 1st fell on a non-banking day and not cancelling the standing order sooner to arrange for the transfer on the morning of the 1st?

What the landlord does with the rent is completely irrelevant. If it’s due on a particular day, then the tenant should ensure it’s paid by that day unless previously agreed with the landlord.

Very unusual. Mine are all the working day after. Same for most people who've commented on the thread.

Which companies are you with who do this?

YANBU, he shouldn't be a landlord if he has cash flow problems.

It doesn't matter why he wants the money in his account that day - that's the day OP has signed a contract to say itll be in his account.

He probably won't be much longer if people keep paying late

I agree. If you don't like it OP you shouldn't have signed the contract

OP, what happened on the 1st January? It was a Saturday, and the Sunday AND Monday were bank holidays. Did your rent go out on the 4th or did you pay it early on the 31st of December?

That's really not how it works. Any payments due on a date will go the next working day if they fall on a weekend. And will have done in this instance for the preceding 5 years, seemingly without issue.

Clearly something is afoot with your landlord, OP. I'd be looking to move, as per PPs' advice upthread.

are you for real?? Have you not read any of my responses??? how rude!

Maybe he's had lots of people stalling or not paying so he's having to play hard ball now

Landlords are running a business. It should never be so tight for them that this situation would leave them in financial problems,

Yes I have. He's not being harsh chasing for payment if you're late. As I said before you definitely need to ask for your extra payment back though.

The landlord is being unreasonable if he or she did not make it clear at the very beginning that the 1st is the latest date, and would not accept Monday 2nd or 3rd when the 1st is on a weekend.

Your council don't need your money for cash flow reasons but I'd bet you don't pay your council tax late. The local petrol station won't go bump if you dont pay for your petrol but you still won't leave without paying. If you don't pay your phone bill on the agreed date it'll go against your credit score.

Having accepted this situation for the last 5 years, he can't really claim he now doesn't accept it, as it's the standard practice between the parties now.

This.

The council and my phone company get the money the next working day after the due date when it falls on the weekend, as per the DDs they control.

And the petrol station analogy isn't comparable.

So in 5 years he's never complained about the rent being paid on a Monday rather than the weekend if that's when the 1st of the month falls? I would be wondering why it's suddenly an issue now tbh. An excuse to serve you with an eviction notice (failure to pay rent on time), in order to sell the place, would be my first thought.

All of my dds go out on the first working day. My ll has never questioned either. I wonder if your ll has extra money worries atm.

YANBU. The Landlord is BU as his mortgage DD should go out on Monday the same day that your rent will go in. It is all clearly explained in the DD official rules. It says that if a DD due date falls on a weekend it will be taken on the next working day. ( It does say that if payment is taken early they have to notify you, so if it was going to be taken on 30 September then he could have advised you of that and he didn't , he is claiming 1st which would not have happened).

I deal with the Client Account for a Letting Agent which means accounting for the rent and paying the LL and this happens all the time, so it can't be the first time that this has happened to him if you have been there 5 years.

If it does go out twice then ask him to pay it back again. He should not keep your money.

He should also see if he can change the date on the DD if he is that worried about it. Mine goes out on 7th rather than 1st so I have time to ensure the money is all there.

www.directdebit.co.uk/direct-debit-explained/incorrect-payments/

Many.
I’ve just checked my bank account and I’m actually mistaken! The direct debits all go out on the next working day, but the standing orders which I have all set up go out the day before a weekend or bank holiday. Oops!

Depends when you get paid. I get paid on the 28th so would never pay rent or mortgage before the 29th.

this is exactly my worry, but there is nothing available (affordable) and hasn't been for a good year. My anxiety level is through the roof, I am a single parent to two children I may add. I work full time in a reasonably well paid job, but still this doesn't make me a desired candidate as single parent stigma is still truly and fully a thing.
I may also add that I have kept this house in pristine condition, have refurbished and re-painted and have bi-annual inspections! not been allowed to put a shelf up and couple of paintings required written permission to be allowed to put up!

My council tax goes out on the 15th of the month by direct debit, if the 15th is a weekend it's the Monday. Same for my standing order for rent. Neither are classed as late payments.