To ask how much your mortgage is pm?

[Pinkwithwhite]

We were paying £960pm, that's gone down to £800 from this month.
Just wondering what people pay?

1400, fixed for 5 years.

We have a similar joint income to you OP and are about to take on a mortgage that will be about £1900 per month. I think it is affordable but I’m also scared as a lot more than what we currently pay!

£1088

it was £926 but changes this month as we’ve remortgaged into a new 5 year fixed and taken two years off.

£300 per month , household income of 150k haven't upsized as the market is mad. Going to wait probably until spring summer 2024.

£610 5 year fix (4 years remaining). £100k left on mortgage 1.09% interest rate

@GreenCardi
It just seems crazy! I didn't even take that amount home each month a couple of years ago and now we could be paying that for our mortgage

Ours has just gone up from £644 to £928! 😩😩😩 had to fix for 5 years at 3.99% vs the 1.79% we were on! Horrible absolutely horrible 😥 we couldn’t afford the extra £100 per month it would’ve been to only fix for 2 years again.

1600 but we overpay. Hopefully 4-5 years to go.

About £12.50 pm and I still have 10 years left. What's left to pay is around £1400

400 but we pay 600. Three years left on this deal, and I'd like to keep up the overpayment.

Why wouldn't you pay off in full earlier?

Fixed mine about 2 months ago and it's gone from 200 to 315. I'm.lucky it's low I needed significant help to buy so the loan to value was higher/lower (not sure which is right)

867, 10 years and counting..,

Knowing what other people are paying isn’t in any way helpful.

You need to plan what your income and outgoings are likely to be over the next 5 to 10 years, especially if you have / are thinking of having children.

Factor in possible interest rate hikes (bearing in mind that interest rates have been historically very low for the last 20 years) and what disposable income you would like to have for day to day living.

Zero.

Cleared it 17 years ago. The most we ever paid was £365 a month which seemed a lot at the time. My daughter is about to buy her first house and she and her partner will be paying about £2,500 a month (Hertfordshire). Scary.

It was £900, we were overpaying £1,100. Fixed rate ended and did a product transfer to tracker, currently £1,040 a month. Hopefully selling soon!

In about 1990 £880 on £54k. Nowadays 0.

87

About £550 but with a £200 overpayment

1950 but fixed until next year (which is scary)

1436

£0. Was about £450

£514

£267

£1,900
Terrifying