To be miffed about joint money account contributions??

82 replies

Lisjones · 12/09/2022 19:57

Just moved in with partner. He is the main earner.
My take home is around £1400 a month but some months can be less as I'm self employed; his is around 2500-3000 a month after tax.
Our joint outgoings including mortgage, energy, water etc. are around £1100.

When we moved in, we agreed I'd put £850 in and he'd put £900 but I'm sat here working out my costs now and he's saving a much bigger percentage than me.
WIBU to ask him if I could put around £750 in instead. I feel cheeky asking but Ill struggle to save otherwise.

OP posts:

TeaMoreToast · 12/09/2022 23:47

OK, so your DP has suggested putting in more than the £550 it takes to cover bills. The extra is to contribute towards future holidays.

You no longer feel you can afford to pay the extra.

So have a conversation with him, say you'll put in £550 to cover mortgage and bills.

When it comes to booking holidays, you'll see what you have saved (and want to spend) and base holiday choice on that. If he wants to go on a super expensive holiday, you can't afford that on your current earnings so it's up to him if he wants to pay extra to give you both an expensive holiday. If he doesn't want to pay extra but moans about having to take a cheaper holiday, that tells its own story.

luxxlisbon · 13/09/2022 06:33

I still want to know where you live that half your mortgage, bills, and food all come to £550 but your partner is taking home £6k after tax 😂

luxxlisbon · 13/09/2022 06:36

trackerc · 12/09/2022 23:26

So after all the PP giving advice, providing you with an outline of proportions, against the backdrop of you creating the thread to saying you're not happy that you're paying about the same (him extra £50) for the same property that he earns 4times your wage in your partnership & build up personal savings & you hardship. Your update is in light of this you've now had a talk & you've modified payments this month (the month that you naturally in your role always earn less) to now this month you both will pay exactly the same contribution. So he's £50 up & you're down again from when you started this thread.
And it's all hunky dory now.
I'm baffled.

Why are you baffled? They both own half the property, they aren’t married and they would both get 50/50 if they split. Why is it fairer for him to pay more when the mortgage is still easily affordable for OP?

Izzy24 · 13/09/2022 12:27

luxxlisbon · 13/09/2022 06:33

I still want to know where you live that half your mortgage, bills, and food all come to £550 but your partner is taking home £6k after tax 😂

Me too!😂😂

TheNoonBell · 13/09/2022 13:11

We do 30% of our earnings each into the joint account, any excess at the end of the year goes to pay mortgage overpayments, anything above that goes to the holiday kitty.

When it is a percentage it feels fairer.

CornishGem1975 · 13/09/2022 13:16

I am the higher earner but we've always just split 50/50. Worked out our outgoings and split it. I don't see why one person should subsidise the other.

Hydrangeatea · 13/09/2022 13:19

We've always worked on a percentage contribution - I earn 6K a month and he earns 2K a month so I pay 75% and he pays 25%

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