My mum is a pensioner and gets Disability Benefit and Mobility Benefit and Pension Credit. She receives almost what I get in a month. She is moaning about the Government not doing enough about the cost of gas and electricity, which I agree with. The thing is they have said that people on benefits and pension credit will be given lump sums towards their bills. I am a middle earner and so is my husband. We will likely get nothing. Do you not think it will be the ordinary working families who will be squeezed the most if something is not done?
Please or to access all these features
Please
or
to access all these features
AIBU?
Am I being unreasonable?
AIBUYou have one vote. All votes are anonymous.
RunningSME ·
02/09/2022 22:34
antelopevalley · 02/09/2022 16:59
Full fact check
fullfact.org/economy/millionaire-pensioners/
XenoBitch ·
02/09/2022 22:42
Ffsmakeitstop · 02/09/2022 21:13
My son lives on benefits due to his mental health issues. He gets £78.00 a week. He gets his rent paid but has to pay £40 council tax, £30 water plus gas and electric every month. I help him with food and extra electric. He already only pays gas standing charge and doesn't put his heating on. So please kindly fuck off with not knowing anyone struggling on benefits.
Yes he got the cost of living payment and bought an extra duvet and new underwear because the only time he gets new clothes is Christmas.
Am I cross that I won't get any help because I work full time? Yes I am but I'm bloody grateful I am better off than some and don't begrudge them the help.
RosetteNebula · 31/08/2022 20:12
Exactly what me and my Mum have been saying. It's workers who will suffer. I'm willing to believe they exist but I don't know a single pensioner or person on benefits who is struggling for money.
I am on benefits due to MH issues, as are a lot of my friends. None of us complain as it has been a thing for us for years anyway.
That does not mean we are not struggling, or are "rolling in it".
We would all happily swap our MH issues for the shot at a normal life.
for you and your son. He is lucky to have you.
saveforthat ·
02/09/2022 22:53
antelopevalley · 02/09/2022 13:26
It was a business loan and no her house was not security.
She got the loan for her business but had to get her husband's signature.
You can call me a liar all you want, it is true.
She is a feminist and was raging about it and very vocal.
MsPincher · 02/09/2022 13:20
That’s rubbish that married women couldn’t get loans without permission from their dh. Presumably she was trying to mortgage property etc in both their names (or over which there were occupancy rights such as the family home). Loans absolutely were available to both single and married women on the same basis as men in the 90s.
antelopevalley · 01/09/2022 10:13
Exactly. My mum when she was working full time could have afforded a mortgage but had no male guarantor. As a divorcee shunned by her family nobody would lend to her.
People forget how recently things have changed for women. A friend setting up her own business in the nineties could not get a loan without her husband's signature agreeing on the loan.
ancientgran · 01/09/2022 10:08
Very true, my MIL became a widow in the 1940s, he died as a result of war injuries so although he died in 1949 she was classed as a war widow and got a pension from his country, much higher than she would have got if he had been in the British forces. She couldn't get a mortgage, she had a good job, she had a very secure pension but as she had no male guarantor she couldn't get a mortgage. She lived in a council house until her death. If she had been able to get a mortgage in the 50s 60s or even 70s her financial situation would have been so different.
justasking111 · 01/09/2022 09:25
Such an excellent post. I know widowed women with children who never caught up financially. My own parents divorced went from a lovely home to renting then sheltered accommodation as they aged. People who lost businesses in the 90s folks have forgotten that recession. So many reasons
antelopevalley · 01/09/2022 09:16
People forget how women used to be treated. My mum was shafted in her divorce when the man's pension was usually ignored in the divorce - the only asset he had as he spent every penny he got. She was supposed to get maintenance but got none. There was no afterschool clubs or nurseries. She worked by cobbling together help from a few neighbours - her family ostracised her as she was divorced - the stigma was real then.
Through working and bringing up children alone with only help from a few neighbours who looked after us for money, she managed to pay for everything. But I see so many people here with partners say how hard they find it bringing up children with no other family help. My mum left for work at 8 am in the morning after dropping us off at a neighbours and then picked us up at 6pm. As soon as she was back from work she had us 24/7. She had zero help from anyone.
Women were still often paid less than men legally until 1970 and even then illegally for quite a bit after, various court cases changed that.
She rented. Not because she relied on the state. If she had she would never have worked. But because she when younger could not get a mortgage without a male guarantor and had none. And by the time that had eased, she was getting bad arthritis and knew she would be unlikely to be able to work until 60, the retirement age. She did have to leave work young as the arthritis especially in her hands made simple tasks like turning a tap on and off extremely difficult, she could not use a laptop to work.
I find some people pronounce from their ivory tower about what people should or should not have done with zero understanding of real people's lives. Another relative was also divorced and never worked, instead living on benefits and buying her council place. You would see her as more worthy because she owned a property. A property incidentally that she did not have enough money to maintain and over the years it deteriorated badly.
Wouldloveanother · 01/09/2022 09:01
Pensioners, like everyone else, won’t enjoy the same quality of life as others if they make bad financial decisions. They were dealt much better cards to achieve this than we have - if they are renting in later life, it tends to be because they haven’t made sensible decisions throughout their working life and have relied on the state pension to ‘save’ them at the end of it.
And I think a lot of people forget just how astronomically high the cost of living is if you have small children. Full time nursery is a minimum of 1k p/m. It’s utter madness. So posters on here with a couple of young kids on £60k could actually be doing worse than people who rely on benefits.
Morph22010 · 01/09/2022 06:13
You need to factor in that pensioners don’t have the same costs though, so no childcare and for a lot if they have had a mortgage it’s paid off so no mortgage or rent to pay. Privately renting pensioners are the ones that will struggle most though
Discovereads · 01/09/2022 00:51
“Very generous” meaning a whopping average of £148/week or £7,696 per annum for the lucky ones who had them.
Keep in mind, you don’t get pension credit if your workplace pension gets you to or over the full state pension of £185/week. Which will apply to the vast majority of pensioners, especially women.
But even looking at the very very few better off pensioners who have this £148/wk and also get the full £185/wk from state pension- that puts their huge amounts of wealth at £17,316 per annum.
Compare that to the average wage of £29,600 per annum.
MsPincher · 01/09/2022 00:01
Most did. And many had very generous final salary schemes. So no, pensions are not new at all!
antelopevalley · 31/08/2022 23:55
And many older people who paid into private pensions had no employer contributions.
RunningSME ·
02/09/2022 22:59
Discovereads · 01/09/2022 16:40
How is it bollocks. You said that @antelopevalley was lying about her married friend needing her husband to co-sign on a mortgage in the 1990s because you as a single woman didn’t need to get anyone else’s signature when you got a business loan. I have just posted proof that even today many lenders will require a married woman to get their spouse to co sign on a mortgage. The reason why that is hardly matters, the facts still remains if you’re a married woman you can be required by a lender, even today, to get your husbands co signature to get a mortgage loan.
RunningSME · 01/09/2022 10:53
@Discovereads Yeah, that is complete bollocks.
The link that you have provided is explaining why a married person couldn’t get a mortgage in their soul name due to the fact that they are indeed married and therefore the other person they are married to would be entitled to a percentage of the property that they are about to purchase and therefore the banks protection would be reduced because they could actually only secure the asset against 50% of the married couple whilst the other 50% wouldn’t have their name on the mortgage and therefore wouldn’t be held accountable for any losses but would be entitled to any gains.
That is an entirely different scenario, couldn’t be any further apart.
Discovereads · 01/09/2022 10:49
I think @antelopevalley is telling the truth about 1994. Because even today it says lenders can and do refuse to give a married person a sole mortgage in their name only and will require a joint mortgage with both spouses signing as a condition of getting a mortgage. See it says, “your choice of lenders might be reduced” meaning lenders aren’t required to approve you for a sole mortgage when married, they can and do discriminate and can and do require a joint mortgage with the spouse Co-signing. It’s not hard to then presume this would disproportionately affect women due to the gender pay gap and societal sexism.
“Can you get a mortgage in just your name if you’re married?
Yes, but the majority of lenders prefer that couples who are married or in a civil partnership take out a joint mortgage, however, there are a plethora of reasons that you may want to take out a mortgage independently of your spouse or civil partner. Your choice of lenders might be reduced in these circumstances, but there are specialist mortgage providers who will be able to accommodate your needs.”
www.onlinemortgageadvisor.co.uk/mortgage-application/so-youre-married-but-want-a-mortgage-in-just-your-name/
RunningSME · 01/09/2022 10:31
@Discovereads at 18 ? No i was not married 🙄
Discovereads · 01/09/2022 10:22
Were you married though? Single women always had more rights than married women.
RunningSME · 01/09/2022 10:19
Yeah I’m afraid that isn’t true, 1994 I left school at 18 and got a mortgage on my own and a loan to set up a business sorry to spoil a good story.
antelopevalley · 01/09/2022 10:13
Exactly. My mum when she was working full time could have afforded a mortgage but had no male guarantor. As a divorcee shunned by her family nobody would lend to her.
People forget how recently things have changed for women. A friend setting up her own business in the nineties could not get a loan without her husband's signature agreeing on the loan.
ancientgran · 01/09/2022 10:08
Very true, my MIL became a widow in the 1940s, he died as a result of war injuries so although he died in 1949 she was classed as a war widow and got a pension from his country, much higher than she would have got if he had been in the British forces. She couldn't get a mortgage, she had a good job, she had a very secure pension but as she had no male guarantor she couldn't get a mortgage. She lived in a council house until her death. If she had been able to get a mortgage in the 50s 60s or even 70s her financial situation would have been so different.
justasking111 · 01/09/2022 09:25
Such an excellent post. I know widowed women with children who never caught up financially. My own parents divorced went from a lovely home to renting then sheltered accommodation as they aged. People who lost businesses in the 90s folks have forgotten that recession. So many reasons
antelopevalley · 01/09/2022 09:16
People forget how women used to be treated. My mum was shafted in her divorce when the man's pension was usually ignored in the divorce - the only asset he had as he spent every penny he got. She was supposed to get maintenance but got none. There was no afterschool clubs or nurseries. She worked by cobbling together help from a few neighbours - her family ostracised her as she was divorced - the stigma was real then.
Through working and bringing up children alone with only help from a few neighbours who looked after us for money, she managed to pay for everything. But I see so many people here with partners say how hard they find it bringing up children with no other family help. My mum left for work at 8 am in the morning after dropping us off at a neighbours and then picked us up at 6pm. As soon as she was back from work she had us 24/7. She had zero help from anyone.
Women were still often paid less than men legally until 1970 and even then illegally for quite a bit after, various court cases changed that.
She rented. Not because she relied on the state. If she had she would never have worked. But because she when younger could not get a mortgage without a male guarantor and had none. And by the time that had eased, she was getting bad arthritis and knew she would be unlikely to be able to work until 60, the retirement age. She did have to leave work young as the arthritis especially in her hands made simple tasks like turning a tap on and off extremely difficult, she could not use a laptop to work.
I find some people pronounce from their ivory tower about what people should or should not have done with zero understanding of real people's lives. Another relative was also divorced and never worked, instead living on benefits and buying her council place. You would see her as more worthy because she owned a property. A property incidentally that she did not have enough money to maintain and over the years it deteriorated badly.
Wouldloveanother · 01/09/2022 09:01
Pensioners, like everyone else, won’t enjoy the same quality of life as others if they make bad financial decisions. They were dealt much better cards to achieve this than we have - if they are renting in later life, it tends to be because they haven’t made sensible decisions throughout their working life and have relied on the state pension to ‘save’ them at the end of it.
And I think a lot of people forget just how astronomically high the cost of living is if you have small children. Full time nursery is a minimum of 1k p/m. It’s utter madness. So posters on here with a couple of young kids on £60k could actually be doing worse than people who rely on benefits.
Morph22010 · 01/09/2022 06:13
You need to factor in that pensioners don’t have the same costs though, so no childcare and for a lot if they have had a mortgage it’s paid off so no mortgage or rent to pay. Privately renting pensioners are the ones that will struggle most though
Discovereads · 01/09/2022 00:51
“Very generous” meaning a whopping average of £148/week or £7,696 per annum for the lucky ones who had them.
Keep in mind, you don’t get pension credit if your workplace pension gets you to or over the full state pension of £185/week. Which will apply to the vast majority of pensioners, especially women.
But even looking at the very very few better off pensioners who have this £148/wk and also get the full £185/wk from state pension- that puts their huge amounts of wealth at £17,316 per annum.
Compare that to the average wage of £29,600 per annum.
MsPincher · 01/09/2022 00:01
Most did. And many had very generous final salary schemes. So no, pensions are not new at all!
antelopevalley · 31/08/2022 23:55
And many older people who paid into private pensions had no employer contributions.
kateandme ·
02/09/2022 23:41
XenoBitch · 02/09/2022 22:42
I am on benefits due to MH issues, as are a lot of my friends. None of us complain as it has been a thing for us for years anyway.
That does not mean we are not struggling, or are "rolling in it".
We would all happily swap our MH issues for the shot at a normal life.
for you and your son. He is lucky to have you.
Ffsmakeitstop · 02/09/2022 21:13
My son lives on benefits due to his mental health issues. He gets £78.00 a week. He gets his rent paid but has to pay £40 council tax, £30 water plus gas and electric every month. I help him with food and extra electric. He already only pays gas standing charge and doesn't put his heating on. So please kindly fuck off with not knowing anyone struggling on benefits.
Yes he got the cost of living payment and bought an extra duvet and new underwear because the only time he gets new clothes is Christmas.
Am I cross that I won't get any help because I work full time? Yes I am but I'm bloody grateful I am better off than some and don't begrudge them the help.
RosetteNebula · 31/08/2022 20:12
Exactly what me and my Mum have been saying. It's workers who will suffer. I'm willing to believe they exist but I don't know a single pensioner or person on benefits who is struggling for money.
whatsthestory123 ·
02/09/2022 23:58
Facecream · 31/08/2022 20:43
Oh and for the record I am “on benefits “.
My daughter (seriously disabled physically and mentally) qualifies for higher rate DLA and mobility component (which goes on our WAV).
I get Child benefit and carer’s allowance.
So, my income is whatever child benefit is £86 or whatever plus £270 a month for carer’s allowance.
My DH is self-employed and warns about £20,000.
Believe me I struggle for money.
I haven’t been to a hairdresser since January 2020.
Im still wearing Next jogging sand T-shirts I bought after I had DD (five years ago).
We don’t eat out or get takeaway (other than recently when DH had hand surgery).
I go nowhere and my hobby is reading or drawing/painting- the items for which I get as birthday and Christmas presents.
Please give me some tips on how to live a life of luxury on benefits!!!
I spend £130 on therapy and Sertraline per month (at least) - mostly arising from PTSD caused by an assault by a hospital consultant.
I’ve had to pay £500 court fees to take the matter to court. Pay £60 phone. About £40 (minimum) on petrol each month. £30-£40 on incontinence products for DD).
Not much left after that..
And I have heard nothing about getting a “lump sum” from the government.
What we did get was most of my daughter’s care in terms of physiotherapy and OT and regular doctor appointments cut.
What kind of benefits benefit people I wonder? 9 years ago I had a salary of upwards of £45,000 and that was a starting point for me.
so, I’d take work over carer’s allowance (and the corresponding situation for my family) any day.
RunningSME ·
03/09/2022 00:15
whatsthestory123 · 02/09/2022 23:58
dont you get tax credit or universal credit ?????
your DLA for your daughter must be £500 a month £80 cb £240 ca
Facecream · 31/08/2022 20:43
Oh and for the record I am “on benefits “.
My daughter (seriously disabled physically and mentally) qualifies for higher rate DLA and mobility component (which goes on our WAV).
I get Child benefit and carer’s allowance.
So, my income is whatever child benefit is £86 or whatever plus £270 a month for carer’s allowance.
My DH is self-employed and warns about £20,000.
Believe me I struggle for money.
I haven’t been to a hairdresser since January 2020.
Im still wearing Next jogging sand T-shirts I bought after I had DD (five years ago).
We don’t eat out or get takeaway (other than recently when DH had hand surgery).
I go nowhere and my hobby is reading or drawing/painting- the items for which I get as birthday and Christmas presents.
Please give me some tips on how to live a life of luxury on benefits!!!
I spend £130 on therapy and Sertraline per month (at least) - mostly arising from PTSD caused by an assault by a hospital consultant.
I’ve had to pay £500 court fees to take the matter to court. Pay £60 phone. About £40 (minimum) on petrol each month. £30-£40 on incontinence products for DD).
Not much left after that..
And I have heard nothing about getting a “lump sum” from the government.
What we did get was most of my daughter’s care in terms of physiotherapy and OT and regular doctor appointments cut.
What kind of benefits benefit people I wonder? 9 years ago I had a salary of upwards of £45,000 and that was a starting point for me.
so, I’d take work over carer’s allowance (and the corresponding situation for my family) any day.
Morph22010 ·
03/09/2022 07:54
MsPincher · 02/09/2022 14:39
It’s not true. At the very least she misunderstood. It was illegal to deny women finance without the consent of their husbands (unless required to charge joint assets etc) in the 90s and it wasn’t the practice of any bank in the uk.
antelopevalley · 02/09/2022 13:36
I know what a personal guarantor is and so did she. No it was not about the house.
We all asked these questions at the time. It was purely because she was married and needed her husbands signature that he agreed.
Rosscameasdoody ·
03/09/2022 11:42
whatsthestory123 · 02/09/2022 23:58
dont you get tax credit or universal credit ?????
your DLA for your daughter must be £500 a month £80 cb £240 ca
Facecream · 31/08/2022 20:43
Oh and for the record I am “on benefits “.
My daughter (seriously disabled physically and mentally) qualifies for higher rate DLA and mobility component (which goes on our WAV).
I get Child benefit and carer’s allowance.
So, my income is whatever child benefit is £86 or whatever plus £270 a month for carer’s allowance.
My DH is self-employed and warns about £20,000.
Believe me I struggle for money.
I haven’t been to a hairdresser since January 2020.
Im still wearing Next jogging sand T-shirts I bought after I had DD (five years ago).
We don’t eat out or get takeaway (other than recently when DH had hand surgery).
I go nowhere and my hobby is reading or drawing/painting- the items for which I get as birthday and Christmas presents.
Please give me some tips on how to live a life of luxury on benefits!!!
I spend £130 on therapy and Sertraline per month (at least) - mostly arising from PTSD caused by an assault by a hospital consultant.
I’ve had to pay £500 court fees to take the matter to court. Pay £60 phone. About £40 (minimum) on petrol each month. £30-£40 on incontinence products for DD).
Not much left after that..
And I have heard nothing about getting a “lump sum” from the government.
What we did get was most of my daughter’s care in terms of physiotherapy and OT and regular doctor appointments cut.
What kind of benefits benefit people I wonder? 9 years ago I had a salary of upwards of £45,000 and that was a starting point for me.
so, I’d take work over carer’s allowance (and the corresponding situation for my family) any day.
Rosscameasdoody ·
03/09/2022 11:44
RunningSME · 03/09/2022 00:15
@Facecream if you have any potential of 45,000 a year as a starting point and your husband is on the 20 surely answer to the issue is swapping roles ?
whatsthestory123 · 02/09/2022 23:58
dont you get tax credit or universal credit ?????
your DLA for your daughter must be £500 a month £80 cb £240 ca
Facecream · 31/08/2022 20:43
Oh and for the record I am “on benefits “.
My daughter (seriously disabled physically and mentally) qualifies for higher rate DLA and mobility component (which goes on our WAV).
I get Child benefit and carer’s allowance.
So, my income is whatever child benefit is £86 or whatever plus £270 a month for carer’s allowance.
My DH is self-employed and warns about £20,000.
Believe me I struggle for money.
I haven’t been to a hairdresser since January 2020.
Im still wearing Next jogging sand T-shirts I bought after I had DD (five years ago).
We don’t eat out or get takeaway (other than recently when DH had hand surgery).
I go nowhere and my hobby is reading or drawing/painting- the items for which I get as birthday and Christmas presents.
Please give me some tips on how to live a life of luxury on benefits!!!
I spend £130 on therapy and Sertraline per month (at least) - mostly arising from PTSD caused by an assault by a hospital consultant.
I’ve had to pay £500 court fees to take the matter to court. Pay £60 phone. About £40 (minimum) on petrol each month. £30-£40 on incontinence products for DD).
Not much left after that..
And I have heard nothing about getting a “lump sum” from the government.
What we did get was most of my daughter’s care in terms of physiotherapy and OT and regular doctor appointments cut.
What kind of benefits benefit people I wonder? 9 years ago I had a salary of upwards of £45,000 and that was a starting point for me.
so, I’d take work over carer’s allowance (and the corresponding situation for my family) any day.
Rosscameasdoody ·
03/09/2022 11:56
whatsthestory123 · 03/09/2022 01:09
dont you get the £400 and the £150 ct
Discovereads · 31/08/2022 22:38
I’m disabled, the huge lump sum I will be receiving is £150.
That £150 won’t last very long.
Anyone who thinks I’m in the lap of luxury is seriously deluded.
Kashmirsilver ·
03/09/2022 12:04
TheHateIsNotGood · 02/09/2022 23:23
Some very interesting discussions here - I particularly found the recollections of the less than rosy life that many people (boomers?) had in the 60s/70s/80s the most poignant - some of these have done very well out of it but many haven't; they still have to struggle whilst they see their retirement age move further and further away - needing to find work until then but pretty much scrapped before they can get there.
And I don't really think that dynamic will ever change really - there may have been short periods of baubles and gadgets for the lower classes - but my local Council are paying the Refuse and Recycling Workers just £9.58 ph!
For one of the most necessary jobs that society needs, start at 6.15am, out in all weather, picking up people's crap. All day, every day.
It's not even part of the Doctor vs Dustman debate - to offer just £9.58 is obscene. Hello? Calling the 19th Century, we haven't moved on much.
Rosscameasdoody ·
03/09/2022 12:05
MsPincher · 02/09/2022 12:52
It’s very rare that people put properties in trust to avoid iht as trusts have their own tax issues. Also if you live in it it would be unlikely to work to avoid care fees anyway.
I am a former tax advisor and am afraid your idea of people avoiding care fees with creative accountants is just fiction.
as i explained already a care tax would be the young paying for the elderly care. Why should they pay so you can inherit more? It’s not the case that an elderly person in private care is necessarily subsiding public residents anyway - many are in all private homes.
Rosscameasdoody · 02/09/2022 11:14
When most people will have to sell their homes for elderly care in later life, there won’t be many people inheriting property anyway. Unless they’re rich. And that’s the point isn’t it ? The rich have accountants to set up trust funds so property can’t be touched for care fees. The average Joe can’t, so loses his home and can’t leave anything to his kids. Can I just clarify - I was the original poster advocating for a dedicated care tax. I wasn’t suggesting that a home that can no longer be lived in shouldn’t be used to pay for care. What I’m saying is that at the moment there is no compulsion for people to make provision for later life care. So in practical terms if they can’t or won’t, they end up relying on the Local Authority to provide it. And the Local Authority in turn raid the funding sources of people who have the means to pay, to contribute to those who don’t. To the tune of £12000 a year in most cases - £1000 a month. A dedicated care tax would mean everyone would have to contribute at a rate they can afford. Everyone pays, regardless of whether they will ever need care or not, including those who have property to sell to pay for it. The fund is then used for people who eventually need care, but have no property or income to cover the fees. In practice, the Local Authority would probably still have to support them but the top up will come from the care fund provided by the tax, instead of from someone else’s funding source.
gyurghle · 01/09/2022 06:39
Even worse, why should they pay tax so someone can inherit a property when they won’t themselves?
good point, there will be more inequality, as so much will depend on if & when you inherit.
ancientgran ·
03/09/2022 12:09
Kashmirsilver · 03/09/2022 12:04
So what should refuse collectors be paid?
TheHateIsNotGood · 02/09/2022 23:23
Some very interesting discussions here - I particularly found the recollections of the less than rosy life that many people (boomers?) had in the 60s/70s/80s the most poignant - some of these have done very well out of it but many haven't; they still have to struggle whilst they see their retirement age move further and further away - needing to find work until then but pretty much scrapped before they can get there.
And I don't really think that dynamic will ever change really - there may have been short periods of baubles and gadgets for the lower classes - but my local Council are paying the Refuse and Recycling Workers just £9.58 ph!
For one of the most necessary jobs that society needs, start at 6.15am, out in all weather, picking up people's crap. All day, every day.
It's not even part of the Doctor vs Dustman debate - to offer just £9.58 is obscene. Hello? Calling the 19th Century, we haven't moved on much.
UndertheCedartree ·
03/09/2022 12:11
Thisismynamenow · 31/08/2022 20:17
I have a very young baby so have the need to heat my house too, probably to a similar level as a pensioner.
I'm a civil servant so have no option to ask for a payrise OR to increase my hours. Actually I could be 1 on the 91,000 to lose to be made redundant.
My husband already works 40+ hours so has no option to work addition hours and his boss has refused payrises. I suspect this is going to be the case for most retail workers.
Middle earners will struggle. Its not unreasonable to assume the government should help all households, equal to close to the amount they help pensioners who actually earn a middle income in benefits..
CredibilityProblem · 31/08/2022 20:05
In general, people with disabilities and older people are more likely to need to use their heating than working age people with no disabilities. So even with the same income it would be reasonable for the government to give her more support.
Also in general, working age people may have more opportunities to work extra hours to increase their income or ask for a pay rise than disabled pensioners.
Rosscameasdoody ·
03/09/2022 12:14
Rosscameasdoody · 03/09/2022 11:42
She’s already told you her daughter is on disability benefits and how the income is split. the figures you’re giving don’t make any sense. DLA rates for children can be anywhere from £18 a week up to over £600 depending on level of disability. And she can’t claim UC because it’s an income replacement benefit, as is carers allowance, which she is already claiming - and you can’t claim both. Don’t really understand your post - you seem to be disputing something but I can’t tell what.
whatsthestory123 · 02/09/2022 23:58
dont you get tax credit or universal credit ?????
your DLA for your daughter must be £500 a month £80 cb £240 ca
Facecream · 31/08/2022 20:43
Oh and for the record I am “on benefits “.
My daughter (seriously disabled physically and mentally) qualifies for higher rate DLA and mobility component (which goes on our WAV).
I get Child benefit and carer’s allowance.
So, my income is whatever child benefit is £86 or whatever plus £270 a month for carer’s allowance.
My DH is self-employed and warns about £20,000.
Believe me I struggle for money.
I haven’t been to a hairdresser since January 2020.
Im still wearing Next jogging sand T-shirts I bought after I had DD (five years ago).
We don’t eat out or get takeaway (other than recently when DH had hand surgery).
I go nowhere and my hobby is reading or drawing/painting- the items for which I get as birthday and Christmas presents.
Please give me some tips on how to live a life of luxury on benefits!!!
I spend £130 on therapy and Sertraline per month (at least) - mostly arising from PTSD caused by an assault by a hospital consultant.
I’ve had to pay £500 court fees to take the matter to court. Pay £60 phone. About £40 (minimum) on petrol each month. £30-£40 on incontinence products for DD).
Not much left after that..
And I have heard nothing about getting a “lump sum” from the government.
What we did get was most of my daughter’s care in terms of physiotherapy and OT and regular doctor appointments cut.
What kind of benefits benefit people I wonder? 9 years ago I had a salary of upwards of £45,000 and that was a starting point for me.
so, I’d take work over carer’s allowance (and the corresponding situation for my family) any day.
Rosscameasdoody ·
03/09/2022 12:17
Kashmirsilver · 03/09/2022 12:04
So what should refuse collectors be paid?
TheHateIsNotGood · 02/09/2022 23:23
Some very interesting discussions here - I particularly found the recollections of the less than rosy life that many people (boomers?) had in the 60s/70s/80s the most poignant - some of these have done very well out of it but many haven't; they still have to struggle whilst they see their retirement age move further and further away - needing to find work until then but pretty much scrapped before they can get there.
And I don't really think that dynamic will ever change really - there may have been short periods of baubles and gadgets for the lower classes - but my local Council are paying the Refuse and Recycling Workers just £9.58 ph!
For one of the most necessary jobs that society needs, start at 6.15am, out in all weather, picking up people's crap. All day, every day.
It's not even part of the Doctor vs Dustman debate - to offer just £9.58 is obscene. Hello? Calling the 19th Century, we haven't moved on much.
Please create an account
To comment on this thread you need to create a Mumsnet account.