Cash?

[Flutterbybudget]

To think that companies and shops should really be accepting cash again now?
I know that during the last few years, people were being encouraged to use contactless payments “where possible” officially to reduce germ carrying on cash, but NOW with no Covid restrictions and the cost of living soaring, I think that more and more people will WANT to return to paying cash for various purchases (makes budgeting simpler) and it seems bizarre to me that some places are still refusing to accept cash payments.
I, for one, don’t want to live in a cashless society, where every penny that I have can be tracked, traced and taxed. I want to be able to sell an old piece of furniture, without that being questioned and taken as “income”. I want to be able to give my children/ grandchildren coins to put in their money box.

All points, for & against. I would never go back to it, I still think in the long term it will
be phased out, when we do winter service on all the machines in the arcade, the horrible metallic dirt that has to be got rid of is disgusting, we absolutely stink at the end of the day

During Storm Desmond, our area was badly affected with no power for a few days. Cash didn't help at all. Shops, pharmacies, garages, etc were closed. They couldn't open without power for lighting, security, tills, etc. A few shops opened with restrictions just to get rid of their perishables. Believe me, having cash didn't really help - nothing was open!

And businesses have the CHOICE as to whether or not to accept cash. IF it loses them some custom, then that's one of the many business decisions they have to make and bear the benefits/consequences, i.e. the "cost" of a few lost customers against the "cost" of accepting cash.

Either run by older people or won't embrace technology or tax evaders.

Cash is only legal tender to pay a debt.

Shops and restaurants have the legal right not to serve anyone they choose for any reason (other than legally protected descrimination characteristics such as sex, religion, etc).

I suppose it's arguable that once you've had your meal and have been presented with the bill, then you have a "debt" to pay and could force them to accept cash, but if they've got signs up saying "card only" or tell you it's card only beforehand, then you're in breach of contract by trying to pay in cash only!

@Zippea

I'm sorry you couldn't get the cold drink you wanted? Did you have your phone with you, if not a bank card?

Could you set up apple or Google pay on your phone for future use?

I am not using my phone to pay. Because it has a bigger screen it will not fit into my trouser pocket, I have to put it in a handbag which is far less secure and much more easily stolen.

Independents still opened in my high street. No lighting, no security whether they were open or not. Transactions cash only and cashiers wrote down purchases for the record. The chains all closed, but I could still buy things I needed with cash.
I have no issue with anyone not wanting to use cash ever. But technology can and does fail.

YANBU @Flutterbybudget

The cashless trend is dangerous. You only have to see what happened recently with the tractors' peaceful protests in Canada. Those in favour of the protests who had sent donations through Go Fund Me had their bank accounts frozen and funds redirected to a different cause. Read about it. It's scary.

Cash equals freedom (and it has nothing to do with tax avoidance). Maybe people are waking up to this issue as lately I've seen more and more shops with 'we prefer cash payments if possible' signs.

I try to actively avoid 'Card Only' establishments and stick to those accepting both methods of payment where possible

The amount of people who think it's fine to give you a £10 note that they've been holding IN THEIR MOUTH while they fuck around with their phone is disgusting

Everything you touch once you are out of the house is 'filthy' as it has been touched by other people (think traffic lights, on the bus, literally everywhere). This argument is silly

More people must be using cash. My big local Tesco and Lidl have cash options on the serve yourself tills. Previous they were cards only

I noticed this at Decathlon also

Our Co-op had self-service card-only tills. It now has some self-service cash and card tills as it had simply led to long queues at the only cashier till where you could still pay cash.

Ours is card only on self service - as I found out the other day, when I only had cash and scanned all my shopping through before I noticed 😂

If I owned a business I would be card only. Cash on the premises is too big a risk of robbery.

Exactly this

I use cash most of the time. I take out £X per week and that is my budget,

my 18 year old daughter does it. She takes out money for spends like costa or what ever and only buys fuel on card. I hope it will carry on to uni,

most places round here use cash.

Personally I hate cash and love card only spending using my Apple Watch which is so handy. I'd be happy to get rid of cash altogether.

In a cashless society you would be at the mercy of the government, banks and (usually global) mammoth organisations who are unlikely to have your best interests at heart (see the Go Fund Me example above).

You may think wearing just your watch is liberating, but you can actually end up trapped

Hate using my card !! And what's worse is if your out and about and lose your card and someone finds it they can go on a shopping spree and you wouldn't know

Exactly the same could happen if you lost your purse or had it stolen!

To a point, but with cash, there’s a limit on what they could spend. In my case, usually around £2.50 😂

Incorrect. That's not what Making Tax Digital Means.

You cannot file corporation tax returns on paper without being fined except in a number of very limited, very specific circumstances.

You can file personal tax and partnership returns on paper without penalty if you file them three months early.

A sole trader would file a personal tax return and could file on paper (although this is heavily discouraged - HMRC don't even send out paper returns anymore as a broad rule). A company would file a corporation tax return electronically. Companies have had to file electronically for over 10 years now.

A little Google is a dangerous thing...

Or who realise the agenda going on

If I come across people who are pushing for no cash, I have my suspicions about them.

I work in a company that has stopped taking cash.
The reason? Small trans, lack of decent bank facilities and COVID

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