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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Cash?

154 replies

Flutterbybudget · 28/08/2022 12:05

To think that companies and shops should really be accepting cash again now?
I know that during the last few years, people were being encouraged to use contactless payments “where possible” officially to reduce germ carrying on cash, but NOW with no Covid restrictions and the cost of living soaring, I think that more and more people will WANT to return to paying cash for various purchases (makes budgeting simpler) and it seems bizarre to me that some places are still refusing to accept cash payments.
I, for one, don’t want to live in a cashless society, where every penny that I have can be tracked, traced and taxed. I want to be able to sell an old piece of furniture, without that being questioned and taken as “income”. I want to be able to give my children/ grandchildren coins to put in their money box.

OP posts:
Buzzinwithbez · 29/08/2022 20:39

I'm using cash more.

woodhill · 29/08/2022 20:45

I like cash for small purchases

No cash would be sinister

Remember hand maiden's tale

MissingNashville · 29/08/2022 20:46

It’s rubbish for those that want to use it but I think it suits most people to use card or Apple Pay.

We rarely use cash, even the window cleaner now asks for a bank transfer and people put money straight into our kids banks for gifts. Lots of shops here only take card, people have got used to it. An elderly relative has finally stopped carrying huge amounts of cash around with her so that’s something positive.

Hoppinggreen · 29/08/2022 20:48

I was away in a smallish seaside town this weekend and the cafe we had lunch in on Saturday was cash only and so was the Chinese restaurant we got a takeaway from last night

LikeAStar1994 · 29/08/2022 20:50

I have always used cash. And I will always prefer to use cash. The UK becoming cashless is a disaster waiting to happen. What happens if technology fails for a day or two and nobody can buy food, medicine and other essentials? Believe me, it's a very bad idea.

Can't help but think some people on here are talking trash when they say they've never used cash in years and had no idea that people still do.

Annieisalright · 29/08/2022 20:53

LikeAStar1994 · 29/08/2022 20:50

I have always used cash. And I will always prefer to use cash. The UK becoming cashless is a disaster waiting to happen. What happens if technology fails for a day or two and nobody can buy food, medicine and other essentials? Believe me, it's a very bad idea.

Can't help but think some people on here are talking trash when they say they've never used cash in years and had no idea that people still do.

All technology fails?

In that case cash won't be helpful either as tills need to open Etc.

Ragged · 29/08/2022 20:56

Well... I had interesting adventures with pay & display machines today. The card only machine took ages, long Q to get to it. The simple cash P&D machine was nice. it's rare that I encounter card only businesses, though: I'd say I encounter more cash-only businesses.

Mydpisgrumpierthanyours · 29/08/2022 20:58

If I cant pay the way I want that place doesnt get my business.
Bizzarly at the star of lockdown 1 a supermarket told me "they werent really taking cash at that point"
I've noticed all the self service machines in tesco have stopped taking cash too 😡theyve got no excuse they are a massive business

wherearebeefandonioncrisps · 29/08/2022 21:01

It's so frustrating.
Part of KS1 maths involves money. The class even has a practical whereby children buy something and change has to be calculated.

Countless parents have introduced their children to money by giving the , say, 50p/£1 and sending them into the newsagents to buy a Friday treat . It's a maths lesson and an independence lesson.

Just pinging a card means that many young people might find it difficult to learn how to budget.

antelopevalley · 29/08/2022 21:03

If businesses hate cash so much, then why are there still lots that only accept cash?

woodhill · 29/08/2022 21:03

So true and learning to use an analogue clock is also important

You'd be surprised how many young people can't tell the time nowadays

antelopevalley · 29/08/2022 21:05

Badbadbunny · 29/08/2022 20:04

You don't have to "add up" anything if you use one of the modern banks such as Monzo where the app does all that for you and you can set budgets etc.

You have to allocate every payment to each set budget. So the pint of milk allocate it to your food budget. It is way easier to have a purse for £40 for your food and use that as needed.

antelopevalley · 29/08/2022 21:06

I have also found parking apps can take ages anywhere with poor connection.

Annieisalright · 29/08/2022 21:06

wherearebeefandonioncrisps · 29/08/2022 21:01

It's so frustrating.
Part of KS1 maths involves money. The class even has a practical whereby children buy something and change has to be calculated.

Countless parents have introduced their children to money by giving the , say, 50p/£1 and sending them into the newsagents to buy a Friday treat . It's a maths lesson and an independence lesson.

Just pinging a card means that many young people might find it difficult to learn how to budget.

And education will adapt

Like it does to any new cultural or technical 'advancement'

Exasperatednow · 29/08/2022 21:06

antelopevalley · 29/08/2022 21:03

If businesses hate cash so much, then why are there still lots that only accept cash?

Probably because they don't put all of it through the books.

DrMadelineMaxwell · 29/08/2022 21:09

I took my class on a residential and the y6 were horrified that theAs well y were told to bring cash, not knowing whether the places we'd go to would accept their go Henry cards.

In addition to shops prefering card payments I've noticed an increasing reliance on people using their phones.

I shopped recently for a car and one well known large car place didn't display the info or even the price on the card windows, instead expecting you to scan the QR code from the windscreen.

Pizza hut won't take orders or paments from the tables unless really pressed to do so and ask you to qr code order and pay.

And the local restaurant here has a bare minimum paper menu then expects you to scan the qr code for desserts and drinks.

antelopevalley · 29/08/2022 21:10

Exasperatednow · 29/08/2022 21:06

Probably because they don't put all of it through the books.

Or they find it easier and with less cost?
People always talk about cash handling, but these are usually tiny businesses where the owner does banking or staff do it when the business is open during quiet times and counting and accounts happen during quiet times.
And lots of rural places still have poor connectivity.

Exasperatednow · 29/08/2022 21:10

I do get the frustration of not having a mixture.

I'm not sure if cash will go eventually but it wouldn't surprise me.

I have a Starling Account that enables budgeting virtually (like have a specific purse for shopping money) where you can have 'pots' which you manage in the same way.

Exasperatednow · 29/08/2022 21:14

antelopevalley · 29/08/2022 21:10

Or they find it easier and with less cost?
People always talk about cash handling, but these are usually tiny businesses where the owner does banking or staff do it when the business is open during quiet times and counting and accounts happen during quiet times.
And lots of rural places still have poor connectivity.

Possibly, but given that all business tax returns are digital it makes it a lot harder elsewhere.

MintyGreenDreams · 29/08/2022 21:18

Tui flights are card only now if anyone is flying with them and doesn't know

OhamIreally · 29/08/2022 21:22

My daughter went on a school theatre trip. I gave her £10 to get sweets and a drink at the interval and they told her it was card only.

It was a hot evening and she was so upset when I collected her.

I've got her a bank card now.

Agree with PP about the Handmaids Tale where all the female bank accounts were frozen. That was written long before chip and pin let alone contactless or Apple Pay.

antelopevalley · 29/08/2022 21:23

Exasperatednow · 29/08/2022 21:14

Possibly, but given that all business tax returns are digital it makes it a lot harder elsewhere.

This is not true. You can still do paper tax returns.

emmetgirl · 29/08/2022 21:26

I own a restaurant and never stopped accepting cash.

antelopevalley · 29/08/2022 21:27

Exasperatednow · 29/08/2022 21:10

I do get the frustration of not having a mixture.

I'm not sure if cash will go eventually but it wouldn't surprise me.

I have a Starling Account that enables budgeting virtually (like have a specific purse for shopping money) where you can have 'pots' which you manage in the same way.

But budgeting virtually takes more time. You have to allocate each transaction and take the time to set it all up.
It takes me a minute to put cash in say 5 different purses or pots or piles and I do not have to spend time allocating each purchase to the correct budget.
It is fine for those who want to take that time, but there is no advantage to doing so.

Exasperatednow · 29/08/2022 21:34

antelopevalley · 29/08/2022 21:27

But budgeting virtually takes more time. You have to allocate each transaction and take the time to set it all up.
It takes me a minute to put cash in say 5 different purses or pots or piles and I do not have to spend time allocating each purchase to the correct budget.
It is fine for those who want to take that time, but there is no advantage to doing so.

I get thst it might not work for you and it doesn't take lots of time. Literally 30 seconds and then you do it as you go along on an app, in the same way you would take £ in snd out of a purse.

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