Husbands inheritance

[lisaloves]

DH has inherited 15k from an Aunt who sadly passed.

We are very happily married with 2 DCs. Comfortable financially but certainly not loaded. Huge mortgage and things we need to do to the house etc.

DH wants to put the entire amount in to Bitcoin. He's reluctantly agreed to just put half in to Bitcoin and the other half in to our joint ISA.

AIBU to think this is selfish?

For reference I am the bread winner by a country mile and we share all of our income. I never question this so it now feels unfair that his money is 'his' money - when for a long time I've earned much more and it's all been shared money.

I don't know much about Bitcoin but from what I've read it's very risky business.

US 🙄

@Bintymcbintface there a reference to rules differing between states which suggests that is a reference to the USA?

Oh - half my post disappeared!

I think that in law the situation is complicated. There is a short explanation (UK) here: www.divorce.co.uk/your-finances/inheritance

Regardless of law, it seems
egregious to me that one party may bring assets to a relationship eg home, house deposit, salary and share these and a second party could bring nothing until the point they inherit at which time this is ringfenced as personal money. Legally that may be ok, morally that sits badly with me especially when the inheritance is unearned.

Ah my bad, wasn't fully woken up but the post above explains my point

Your point was that if in a joint account that automatically a shared asset

which is false.

Well tell him you are no longer covering his share of expenses and if he disagrees, apply for legal separation and make him deal with living costs on his own. You are unable to build your own security by supporting him. Find bitcoin failures and remind him he is not a finance expert. Threaten to laugh at him if he loses every penny!

That’s a fairly dysfunctional way to respond to a disagreement in a basically happy marriage 🙄

As you're the higher earner, you always have the whip hand. Is that how it works?

As he probably feels obliged to you on a daily basis even though he may no say so, I think he ought to keep half the money to use as he thinks fit.
You possibly knew from the outset that you were able to earn more, so to 'hold that over him' so to speak and dictate how he spends all of the surprise amount, takes the shine off it.
Any time he has a few quid extra
you're going to sulk if it's not spent in a way of which you approve.
Makes me glad that I was never like that in my marriage. We never argued or sulked over money as he was the sole earner and I was a SAHM and pleased to be one and he was generous to a fault without ever making me feel uncomfortable. So many money issues in marriages nowadays. Be happy for him. Bitcoin has its ups and downs and he's probably read about the guy who put some bit of metal with a bitcoin code in it, into the rubbish and now it's worth tens of millions but the council won't let him excavate the tip to find it even though he offered them 10 million if it was found.
I think your DH is hoping for it to increase over the years and he would share that with you.
Would you turn down the possibility of a few million? I doubt it. You'd be glad you 'allowed' him to make the purchase and it would serve you right if he made millions and left because of your hypocrisy.

Bloody hell, now that is extreme!

I think your right, no such thing. Why even make that part up I wonder 🤔 or was it just a mistake.