Unsure whether I am BU or if friend is taking the piss.
I have fairly well paid job, when I say fairly well paid it's ok for me but by no means am I a high earner but I manage well. I am frugal with my wages, I save and only buy what I need when I need it. I certainly don't waste it. Friend on the other hand works 4 days and has a lower paid job but won't think much of spending silly amounts of money on designer clothes, takeaways, alcohol, fags and getting her nails done and she is basically always skint.
Almost on a daily basis at the moment I am receiving text messages asking for £10, £20, £30, £40 for food, drink etc To be fair she has always paid it back when she says she will until recently. £50 she borrowed last week hasn't been paid back when she said she'd pay it. Today I received a text asking for another £40.
When I replied saying she hadn't repaid £50 from last week she said she'd forgotten but would give me £90 when she gets paid. The thing is though if I lent it her I'd have another text by Wednesday if not tomorrow asking for more and I do believe it will get to the point where I won't be able to get my money back off her.
The almost daily texts asking me for money are driving me mad!! She borrowed £600 off one of our other friends over a year ago and was supposed to pay £100 back a month but still owes £200 and is showing absolutely no sign of paying that back anytime soon.
She chooses to smoke, drink and waste her money then ends up owing most of her wages out when she gets paid and doesn't really like having to pay people back. Last week 5 out of 7 days I had a text asking for money. I'm starting to dread my phone pinging because I can almost guarantee it's her wanting money.
We've been friends 20 years, she's always been awful with money but more so after splitting up with her ex partner. If the money was for gas, electric a food shop I'd not mind helping out occasionally but she'll ask for £30 for a takeaway and wine. If I spent my wages like that I'd be skint too!!
Am I BU just to say no??