To be a bit depressed by the Euromillions story?

[MobLife]

I find myself wishing I knew nothing about it and hadn't read the story about the winning couple!
All day I've been ruminating over that extraordinary sum of money and what it must feel like....it's left me feeling really flat especially when the imagination suddenly dissolves and I'm left mulling over my actual reality of bills and debts and whatever.

It's not even like I have a bad life in so far as I've got a roof over my head and a secure job, no posh holidays or particular luxuries but in the fortune position of not having to worry too much about the food bill and can have a meal out once in a while. And we're all healthy which £184million cannot buy.

The irony is I don't even play the bloody lottery!!

But yeh, very very flat

With 61 million in the bank I would pay for my own accountants or advisors and expect the bank people to come to me too ! 😂
Blow the lottery ones , I'm sure enough people would be biting your hand off for some of that dosh !!

I doubt that that is true.
And either way they don't need support and help and advice from the national lottery, they would have enough money to pay for plenty of that.

I think DH and I would probably retire (he definitely would want to but I would let the dust settle as worried about getting bored and depressed). We would buy a ‘dream house’ where we live but keep and rent out our current house for DS1 and buy a nice property for DC2. We would keep plenty aside for their uni costs and some fantastic holidays (I’m thinking First Class Maldives territory) then put the rest into a family discretionary trust.

There would be some charity donations but probably only to the charities we already donate to. Would be very careful about who else (if anyone) would get any as I have lost touch with some friends over time and had one who always pleaded poverty then managed to sell their house for a fortune and retire early somewhere cheaper. Definitely would only give money to people I would be certain would do the same for me if our situations were reversed.

That’s 100% not true. A quick google shows that Camelot has said this isn’t the case, winners can access the same support whether they go public or not.

I guess they must have a very persuasive marketing department to convince people to go public. Although if you think about how many people have won over the past 30 years only really a handful of all those people choose to go public - which is why it is still newsworthy when they do.

I think it's actually the opposite, most people don't go public, and I think those that do are crazy to do so. There have been 127 UK euromillions jackpot winners and there has not been 127 people that have gone public, only a very few, which is why they make the headlines when they do.

Isn't it the case that you can only access the Lottery companies (free) financial advisors if you go public? Otherwise you have to source your own independent advice.

If that's true, I would rather spend a tiny fraction of my big win on an independent financial advisor than ruin my life by going public :)

I did read somewhere that if you have a kind of middle class income already and live in a city where things are a bit more anonymous anyway, it would be easier to hide than if you were from a lower income background and lived in a community where everyone knows each other's business, where it would be harder to spend big without people around you noticing.

Yes it must be quite a challenge to get the balance right. Dh and I do debate lottery wins - I maintain that 2mil is the perfect amount. Easy enough to "hide" gifts to friends and family can be under the guise of "we won a little bit of money" then a fair whack of it can be put away for dc for uni/house, whilst still having some nice holidays.

He maintains that if we were to ever win 60mil he could give me my dream 2mil and he would happily live on the rest. He doesn't see that money in that volume is stressful.

Money corrupts (read Our Mutual Friend), end of.

Anything over a couple of million is too much for anyone not used to living life with that amount of money.

I've flirted with what it would feel like to be able to buy anything one wanted, within reason. Decided it would quickly become a soul-destroying life. Wonder how many lottery winners end up addicts?

It might work if you were very philanthropic leaning, naturally. And would do good with most of your winnings (like JK Rowling does with a lot of her earnings).