How much financial help did you give dc at uni?

[candle18]

My oldest is moving away for uni and I have another two who are younger, 13 and 15.
It obviously depends on what someone can afford but did you fund quite a bit of your child’s time at uni or did you expect them to work as much as needed to subsidise student loan.
Trying to decide what would be reasonable.

I don’t have kids. But I got £0 from my parents for Uni. Full loan and a part time job got me through.

I don't have children but I took out a loan for my fees (graduated in 2011) - my parents paid my rent and sent me £250 per month on top for food, bus fares etc.

I did work very part-time as a student ambassador but that was only a few days per term and didn't earn me huge amounts - maybe £50 a month.

It is ridiculous that any adult ‘child’ over 18 is treated as dependent on their parents for the purposes of assessing student finance.
They are treated as adults will full autonomy in every other aspect of life.

But it isn’t their fault so I take the view that parents should top up the money the child receives to the level of the full loan.

Nothing apart from odd treat. She's v careful.

Sortilege - sorry just saw your post - it is eye watering but inexpensive by US out of state standards. I have a friend whose child thankfully got full tuition paid for four years - at 68K a year. We were praying our son would get into the one he goes to because the other ones were 60 and 80K a year.
US student loans are not forgiven and they do not go away, they follow you to death and then your family is responsible after that.

Ds1 uses (minimum) maintenance loan to just about cover rent and we pay him £100 a week to live on.

His terms are short and accommodation is only paid term time so a bit cheaper. Does mean ds1 has to empty the room each term though.

Ds2 will get the same per week but we may have to help with rent as he is aiming to go to London.

The most expensive few years of their lives for us coming up!

Many parents don’t realise the U.K. student loan is means tested and if your parents earn more than 25k per year then you are expected to contribute to their Uni. Many parents aren’t in a position to do this, so kids can work of course. My son is fortunate his dad is paying for 100% of it so he doesn’t need to take a loan. If I was funding him I’d probably give £200 a month

Wow that is really expensive for Scotland! Halls is around 100 a week for most unis here, although there are some more expensive exceptions, so with food about half of that is normal in my sons friendship groups

Both my DC got full grants due to my low income as a lone parent
ExDH gave them £175pcm each which was instead of the £350pcm maintenance I got till they were 18
Both had part time jobs
I helped out with a big food shop at start of term and whenever I visited
if they came home during term time I would send them back with what extras I could afford - eg decent quality hair and beauty products
I also helped out with things like car insurance, car tax and car repairs

I don't think the poster meant that was the hall fees, just that's what she gives her DC each month.

Dd and her BF pay £450 PCM for their two bed flat, and it's a really nice flat, they've turned the second bedroom into a study, plus have a study area in the living room so they can both work at home.
It's in an ok bit of a bad area of Glasgow hence the bargain rent, their landlord allows pets too so they have two cats and a snake!

For the 2 who are currently at Uni rents are 550 and 600 a month

I'm really interested in the view that parents SHOULD top up or pay for kids who choose to go to Uni. Of course I will support as much as I can but I don't feel beholden to that. They are adults at the end of the day and should pay for their own life choices like any other.

@StrawberryLipstickStateOfMind1 the OP (@candle18 ) has started two identical threads and has yet to reply or acknowledge any posts. so really no one has any clue what she "meant".

Shame you didn't do the calculations before you got the large mortgage etc.

Not that it's any of your business @dianthus101 but a) it couldn't be helped because I went through a divorce and had no other option and b) even if it could I'm not going to base all my life decisions on the fact my children may not may not go to Uni, that's their call, not mine. They will be adults.

i pay all accommodation plus £100 a month, he lives off his loan. I also pay to keep his car on the road, travel to and from uni, gym membership and sim only phone, unlike a previous poster I don’t see my uni age children as adults and feel responsible for them financially until they graduate.

Unfortunately, they are not treated as adults when it comes to student finance that isn't their fault. They will get less money because of your income and it is very difficult to estrange themselves so that your income is not taken into account. I would hate to feel that my existence meant it was harder for my children to do a degree.

As I said, they are not treated as adults and it is almost impossible to cut you off so that they are considered independent.

www.ucas.com/finance/additional-funding/financial-support-students-not-supported-their-parents-estranged

It doesn't matter what anybody else does. Help them as much as you can afford to, but don't lose any sleep over it.

DS is hopefully going to Uni this autumn, our plan is to pay his accommodation and he uses his student loan, part time job wages and any grandparent chip ins to pay for his food/clothes etc

DS chose a particularly expensive accommodation so he's agreed to pay a small amount towards it as it was his choice (we were offering to pay up to the amount of the second best acc)

So we are going to pay £175 a week. DS will get the minimum student loan, depending on his wages he should have roughly £100 a week to live on

3k a year, up to her how it’s spent. It seems to have paid the difference to an ensuite room. Champagne tastes on beer budget. She works too but always borrowing from her gran too, seems to have enough for nails, hair and holidays 🤷🏽‍♀️

I have a feeling that my DD might be like this, @HerRoyalNotness, she definitely has champagne tastes. As long as she pays for them ( and she doesn’t have a grandparent who’d lend her money, my in-laws are pretty tight), it’s up to her. She knows what she’s getting from us. 😂