To be worried about paying into HIS mortgage

[Macbeth8]

have just paid a large sum into my partner's mortgage. I came into money and it was agreed I would contribute to the mortgage he had when I first movrd in.
Im having second thoughts.
Financially, is this advisable?
We are married with three kids. How do I protect this money that ive put in or is it too late?

Yeah, and earning £45K he can afford to engage a solicitor.
You with your £70K savings all ploughed into extensions… can’t.

Earning £45K in “law enforcement” means he’s not exactly at Commissioner level. Don’t be scared or intimidated by his bullying crap about “connections”.

If he’s telling you that you need to contribute more from your part time low wage, and you’re arguing that you won’t cos of this £70K, then hold that line. Until you’ve saved enough to see your own solicitor.

@testina

I think youre missing the point that when I contributed that money our marriage was fine at the time.
No issues or anything and honestly thought it was a great idea as I was pregnant with my second then soon after the third. We badly needed to extend the house or we wouldnt have had any room at all and no room for our teenager.
Im talking about very recently how hes changed. Just have a bad feeling hence the post.

Also, if I had just had 70k sitting in my bank account for all this time my DH would have wondered why? Doesnt he kind of have a say in it since were married?

On 45k he isn’t that high up in law enforcement. And his “connection” to solicitors through law enforcement will be with lawyers who specialise in criminal law, not family law. The best he’ll get out of it is a recommendation to a family lawyer. His solicitor won’t decide who gets what in a divorce. There is no need to be paranoid about this. Get yourself a solicitor who specializes in divorce, ideally from a recommendation from someone you trust who’s gone through something similar and you will be just as well placed, legally, as he is. Then you’ll know what you need to do to protect yourself and where you’re likely to stand should a divorce go ahead.

Are you interested in divorcing him anyway? It doesn’t sound like you trust him or as though your relationship is serving you well. You don’t have to wait for him to take action.

You said in your OP you’d “just” contributed it. Now you’re saying it was back when you were pregnant with the 2nd of 3. Can you clarify the timeline please?

@Testina
So basically after We got back together and I moved back in, I fell pregnant with my second more or less straight off. Decision was then made I went off on maternity for a year so had no means to contribute to bills etc and then went back part-time after a year.
At this time it was decided we would definitely need to extend the house. the house was a very small 3 bedrlom house with two box rooms. He extended his mortgage. (Hardly had a mortgage tbf as his parents had helped him buy the property in the first place)
Meanwhilst my house that me and my sister bought together ages before was put on the market so I did agree when it was sold I would contribute whatever money id make from it..(we werent sure at this point how much this would be as it was on the market for a very long time with sales falling through constantly and work needing to be done on it)
I then got pregnant again whilst on mat leave (an obvious accident) so again, off on mat leave and returned to work 3 days when I was doing 4 beforehand.

House finally sold last year. After all solicitor costs, agreed shared sum to me and my sister I got the money which was paid into his mortgage not long after all the works and renovations had been done on the house. Didnt think twice as this was being discussed for all these years until it was sold. Also, I wouldnt say there was any issues between us, getting along fine etc.

Get some legal advice and see where you stand. However if you're married I think all equity etc from both parties is taken into account so it doesn't matter where it is.

Oh it wasn't an inheritance then. That makes a difference. He would have been entitled to half that money in a split. You're entitled to (at least) half the value of the house in a split.

All these people commenting that you’re entitled to half etc are spectacularly missing the point …. if he sells it and hides the money you can be as entitled as you like you’re not getting it.

The position is incredibly precarious.

OP many people are telling you to speak to a solicitor but you are completely missing that part. Whatever is done is done. You need to think what to do next now and for that you need to speak to someone qualified to advise you based on your situation as what are getting is bits and piece of information here and there. You need to put a charge on the property so that you know if he puts the house up for sale...speak to a solicitor. He is being weird and you don't trust him any more...again speak to a solicitor. If you don't know who to speak to then may be tell us where you are based and some one might be able to point you in the direction of a good family lawyer in that area.

Right at the beginning she says she is speaking to a solicitor. I think she’s just feeling panic stricken and hoping to hear from someone who has been through similar. It can take a while for solicitors to get to the bottom of things.

Are you sure he used the money to pay down the mortgage? I don't think you could have paid the mortgage company directly as I think the mortgage company would only accept the money from his account. So did you transfer the lump sum to his account? If I'm wrong and you did pay his mortgage company direct then you should have some proof of this transaction and what the money was used for which should help with any divorce/legal issues - as it would show you did contribute to the mortgage.

If he recently remortgaged there might be a cap on how much he could overpay the mortgage each year without charges.

Are you sure he paid all the money off the mortgage? Have you seen the mortgage recalculation? They normally post one out after an overpayment.

Yep definitely paid into his mortgage account. Its with the same bank I use do apparently even more straightforward.
He gave me his mortgage statement with roll number and I just took it into tue branch, explained the situation and paid via transfer. Apparently, it has now lowered the monthly cost to £83 instead of 300 odd pound he was paying montly.
I remember him saying all he wanted was his monthly outgoing lower than a 100 and hed be happy. So I really doubt he would use the money elsewhere as hes changing jobs and will have a pay cut.