To be worried about paying into HIS mortgage

[Macbeth8]

have just paid a large sum into my partner's mortgage. I came into money and it was agreed I would contribute to the mortgage he had when I first movrd in.
Im having second thoughts.
Financially, is this advisable?
We are married with three kids. How do I protect this money that ive put in or is it too late?

At the risk of sounding thick how did he take your name off the deeds? Is that something that can be unilaterally done?

Again, lawyer.

"I moved out and he took my name off."

You can't do that unilaterally. Did you sign anything agreeing to it?

Yes the split was so bad. We had an appointment with the solicitor to take my name of the deeds. I signed it as it was HIS house. All his money etc..I had only paid for the TV liscence at that point as I was q SAHM

This is why im worried. I read because its in his name he could remortgage it and use all the money.
Im in communication with a solicior right now. Shes saying to do q declaration of trust
We live in England

There was no need to remove your name from the deeds and the mortgage.

Why not? When I had moved out into another property. Also, we werent married at that time

If you’re married generally the inheritance is considered joint anyway, so it doesn’t make any real difference whether you’ve used it to pay off some of the mortgage or not. It does depend where you live though etc.

This isn't true.

Just listen to your solicitor.

You don't just get your name taken off the deeds.

You've been very naive.

Ringfence your share before you put in.

You need legal and financial advice.

But everything would usually get split, including your savings outside of the mortgage.

Can you register your rights with the land registry - I think this would be picked up if he did try to sell /remortgage

Call me thick or naive but I qm really not understanding this
We had split up. At that point we did not want to be together at all. Id go as far as saying we couldnt stand each other, both at fault and im not shy in admitting that.
So why wouldnt he get my name take off the deeds for a house HE owned? He had paid for with the help of his mum and dad etc.
How could I argue that I should stay on the deeds when I had my own property lined up when we split.
The only reason I didnt mention going back on the deeds as he agreed to finally get married after I moved back in again so didnt see the point?

How do I do this? Can I do it without him knowing?

It’s form HR1, but it won’t inform you of mortgage changes, only block a sale.

www.gov.uk/government/publications/notice-of-home-rights-registration-hr1

Its a very long story..my name WAS on the deeds then we had a huge split in 2014. I moved out and he took my name off.

How?
Nobody can remove the other deedholder from the document without joint written consent.

So you either gave that consent - or he is lying - or he has got up to some shady stuff behind your back.

Which is it OP?

Ive just explained that above. We saw a solicitor after we split up and I signed it willingly as we had split up so why would I be on his house? At that point we never wanted to see each other again.

Thank you..I will do this now

Regardless of who paid what, if you are married, you are entitled to half of everything.....house, money, pensions, etc. ...as a starting point.

You said you were a SAHM...... You were contributing your labour, not just the TV Licence! You were therefore entitled morally, if not legally, to a share in the equity at the time you split. You should have taken independent legal advice before relinquishing title...

But what is done is done. Just be sure that you don't do anything further without qualified, independent, legal advice.

I don’t know why you’re saying this isn’t true.

Unless you specifically ring fence inheritance or protect it with some sort of legal document it will usually be paid into some sort of savings account. All savings - in single or joint names - are considered joint assets in a divorce and are usually split equally.

www.divorce.co.uk/your-finances/inheritance

Not true. At all.

Sounds like he owned the house pre marriage to you? If so why is it so unreasonable you contribute toward it? Especially since you feel entitled to “half the house” (he bought without you) if you leave him?

Seems only fair.

You need legal advice to see if you can ring fence it retrospectively.

hmm although you are married id be wary of this and get some legal advice , i got bitten as when i was 32 i moved in with my ex , we never married , but i paid contributions towards the mortgage as being a bit naive i thought that was fair , a year later he remortgaged the house and put me on it which was fine , but a year after that we werent getting along and i wanted to leave which i did . his attitude was always that the house was his and if we ever split up i wouldnt claim anything .

i found out a few months later that he had the house up for sale hadnt told me , fuck knows how he thought he could sell it without me signing any kind of papers being as i was on the mortgage , but i was so pissed off by then i did confront him and remind him of all the payments id put into it , it was my cash that bought the tiles for the kitchen and bathroom floor that werent cheap ,all the paint id decorated the house with , the stair carpet id paid for . and i told him i wasnt signing a damn thing until i got some money out of it , he ranted and raved and finally agreed to give me 5 grand .

so thats all i got for 2 years of paying into his mortgage although only one of the years i was actually on it , if it was fair or not i have no idea ,but when shit goes wrong and money is involved people get nasty thats my experiance

You can get a legal interest put on the property. I don't know the correct term for this, someone cleverer will tell you.