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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

See all MNHQ comments on this thread

I can't pay rent this month.

59 replies

AprilistheWorst · 10/04/2022 23:25

Not an aibu, but yeah..

April hasn't been kind to me, everything seems to have broke, needs replaced, renewed etc. Topped off by someone crashing into my car, writing it off and driving off today. I live payday to payday pretty much as is, I'm a single parent as DH sadly passed away and it's been tough getting back on my feet since then.

My rent is due soon and I just don't think I can afford it. I know no one can really answer this, but how likely is it they will want me to leave if I ask to pay a couple of weeks late? I'll get paid again soon and the car insurance will have paid out, so it's not I can't afford rent at all, just I can't right not.
The feeling of seeing less than my rent money in my bank is making me so stressed but u just Don't know how else I can solve this Sad

OP posts:
AprilistheWorst · 11/04/2022 00:34

@MyCommentWasDeleted

I feel for you but you were married, with child, husband died and had no insurance or back up in place? Life policy? Pension?
Without making this all especially outing, hence why I am a frequent name changer. DH had a lot of addiction issues. Prior to marriage we had separate life insurance policies, but left to each other (we kept all finances separate). Seems he cancelled it shortly after marriage. DH died by suicide, and with his history, I don't think they would have paid out anyway. I subsequently discovered he withdrew what he had in his pension (admittedly not a massive ammount) around 2 years before his death and opted out of paying back into to it. Long story short, me and DS were left with nothing but a funeral to fund.
OP posts:
LoisLane66 · 11/04/2022 00:36

You can't just be told to leave. There are rules which must be legally followed and they take months to implement. Send an email and include the date by which you will pay and ask for confirmation that they have received the communication. That way you have proof of your intent.
Don't worry. You won't be evicted.

AprilistheWorst · 11/04/2022 00:40

@NumberTheory

OP What has taken the money you would usually spend on rent this month? You mention the car crash, and I can see that that’s dramatic, but it’s not clear how that has caused you cash flow problems as you haven’t gone out and bought a new car before the insurance has paid out.

Is the insurance payment really going to pull you into the black and leave you in solid(ish) place, or do you have too many expenses month to month for your current income? I’m just trying to get you to have a candid look at your finances because the sooner you correct a more out than in financial situation, the less pain there is.

(Though to answer your actual question - I agree with others, the landlord won’t evict you for being a little bit late with the rent, though it’s not a good situation to be in. And the best way to deal with it is to be up front with the agency. But if this isn’t going to be sorted out long term by the car insurance payment, you need to look at a way to cut expenses or raise income ASAP.)

Your correct, I havnt bought a new car. However, my fridge freezer gave up the ghost and had just got my car through the MOT 6 weeks ago, and renewed insurance. DS needed new shoes, then lost his coat so an additonal thing to buy. Nursery fees were due (student, pay each term). All things I try to put money aside for, just hadn't quite put enough away for everything at once.

DS becomes eligible for free nursery hours soon, which hopefully makes up for the increase in the cost of everything.
So whilst far from ideal, I do have faith I can generally make it work, if it doesn't all go to shit at once.

OP posts:
youvegottenminuteslynn · 11/04/2022 00:42

@TheGirlWhoLived

Up the sob story!? “I can’t make rent my family are all unable to help I’ve been in a car accident I’m waiting for money back my elderly uncle can’t help any more

I’m a Nigerian prince who will totally pay the money back? Next line

Report it then instead of writing shitty comments.
Onehappymam · 11/04/2022 00:43

Speak to your landlord.

I’m a landlord, my lovely tenants once asked if they could pay their rent two weeks late after an expensive month. Although I was worried they’d make a habit of it and it was a juggle for me to pay the mortgage, I let them pay it late. It was a one off and it never happened again.

EmeraldShamrock1 · 11/04/2022 00:44

Your LL should understand if it is paid shortly afterwards, life is very hard for a lot of people ATT.

Hopefully next month is better. Flowers

LoisLane66 · 11/04/2022 00:44

Is it possible in future when back on your feet, to pay by DD on the same day every month? Then you don't have to remember.
I pay by DD and it's one less thing to think about.
You might be able to arrange a small non-fee overdraft buffer with your bank so that rent payments don't bounce if you get a bit stuck again. Good luck. 🍀

MurielSpriggs · 11/04/2022 00:46

Report it then instead of writing shitty comments.

It's been reported, and is supposed to be getting hidden. In fact the frequency of posts from @AprilistheWorst and the embellishment of the story is really just making it worse.

HebeMumsnet · 11/04/2022 10:46

Hello everyone

We've reinstated this thread now. The Night Watch helpfully hid it for us overnight, which was definitely for the best at the time, but we've had a chance to look behind the scenes now.

Right now we can't see any evidence to indicate that the OP isn't above board – if we did, we'd remove the thread straight away. And we can confirm that the OP has been here a number of years and never been any trouble, so we've no reason to think she isn't genuine. As she says, she hasn't and won't be asking anyone for any money, and we've no objection to people asking for information and advice here.

But, as we always say, the truth is that, sadly, we at MNHQ can't know with 100% certainty that any poster is genuine, no matter who they are or how long they have been here. As frustrating as it is, we're not able to vouch for anyone here we're afraid.

For that reason, we always ask users to remember that not everyone on the internet is who they say they are – and remind folk not to offer more to another poster, either financially (in cash or gifts) or emotionally (in time or care and support) than they'd be prepared to lose if things went wrong. We strongly advise against parting with any cash or giving away your personal details, and if you receive a PM which makes you uneasy - report it to us and we’ll take a look. Again - there's no evidence at all that that has happened here, but we do always think it's worth reminding everyone.

Sorry to hijack your thread briefly there, OP – we really hope you get it all sorted soon.

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