@WhiteJellycat
Covid has ended all of my drinks and meals out. Even if I wanted to go out my friends have turned into hermits since covid. I don't regret any money spent on booze in the past. It's all good memories.
I do regret spending so much on shoes and clothes. Mind you I had places to wear them at the time. I'm definitely trying really hard to wear things to rags this year. I want to get to one pair of boots, one pair of trainers and one pair of converse. All of my converse was from NYC so if cut back maybe I can justify going back for the new pair.
I think what I regret is filling my life and home with excess stuff and I want to only really buy what I need going forward.
I have to admit, although I have squandered OODLES of cash on frivolous stuff over the years, (including 10s of 1000s of holidays,) I don't regret a single penny spent. I did smoke for 7 or 8 years but stopped in my late 20s. I don't regret that, but I think I would have if I had carried on and had wasted 10s of 1000s of tobacco. JMO. That is the only thing I would regret. Like you, I don't regret the booze, and the pub spending, as I had an amazing social life with friends from my mid teens to my mid 30s... Also don't regret the meals out, the clothes, the shoes, the jewellry, perfume, make-up. Nothing.
I would have spent the money on something. I mean, should I have put more into my pension(s) ? I could die when I'm 63! My pension(s) will keep me comfortable. I don't need a lot. (And neither does DH.) We have already done everything we want/bought everything we want/travelled where we want.
I think the ones who 'retire' at 55, 58, or 60, and then get 'equity release,' (or release their pension early) to travel, are people who have done nothing in their life except work and/or raise a family. Me and DH did it all some years ago when we were younger (when DC were at home) and have had several holidays abroad before they were born, and since they left.
Couldn't honestly be fucked with international travel at age 60+. I'm in my mid 50s now and get tired easily! Also, been there, done that. Don't need to do, or go to, or buy anything else. Just chilling now, and enjoying our quiet, and peaceful lives...