To want to pay cleaner by bank transfer not cash.

[Starryskiesinthesky]

Cleaner wants paid in cash but I never have cash so would prefer to pay by bank transfer. Fact she wants cash makes me think she’s not declaring it. What do others do and do you care if they are not declaring it? £15 per hour if it makes a difference. Thanks.

Yeah Cash is a massive faff these days. I’d probably start looking for someone else.

Her declaring it or not is none of your business- if it’s a faff don’t use her- for a good cleaner I’d prob just make sure I have the cash.

Always paid cash. It's not hard to go to a cashpoint.

Cleaner here... I take both payments and declare all. If it all went into the bank it would be eaten up with bills!I like a bit of cash to hand out to begging dc!! Makes life a bit easier!!
Please don't tar us all with the fraudulent brush!!

I pay my wonderful lady in cash. It's really not anyone's business but hers and the tax man if she is declaring it or not.

Just pay her. It's not exactly a lot of money is it? She might be overdrawn in which case a transfer will be swallowed up by the overdraft.

@SnarkyBag

Yeah Cash is a massive faff these days. I’d probably start looking for someone else.

Wait, what? you actually think this is a sackable offence? Christ on a bike. So you would sack someone for asking to be paid in cash.

Declaring it or not is none of your business/concern as far as I know. The cleaner is self-employed I assume so it is their responsibility to pay what is owed. However, it suggests you don't fully trust her which is important with a cleaner, surely.

As the cleaner is self-employed she can set her payment terms to whatever she like really and it's then your choice as to whether you want to agree to those terms. If she isn't willing to accept bank transfer and you don't want to pay cash then you'll need to find another cleaner and her find another client.

Personally I would prefer to pay by bank transfer, like you I rarely have cash, so it would mean a special trip to a cashpoint.

I prefer bank transfer too, it's a lot less hassle. Especially as so many cash machines are being closed.

In terms of declaring, she may be/ she may not be. If her total earnings are £1000 or less gross each year she won't need to declare as it is under the trading allowance.

Neither of you is unreasonable as both methods of paymenet are perfectly normal and acceptable. Like anything if it's a deal beaker for either person then the relationship will have to come to an end

I couldn’t give a monkeys if it wasn’t declared.
Bank transfer is easier. My decision would be based on it it’d be easier to clean my house myself or pop to a cashpoint.

@twilightcafe

Always paid cash. It's not hard to go to a cashpoint.

Except it is if you are never near one.

I'm no where near a cash point (a good 20 min drive!). Always make it clear to people I'll be paying by bank transfer - everyone's fine with it, apart from one person who wanted cash in hand. Had to explain it was an absolute faff, and with the daily withdrawal limit I'd be doing about two hours of extra driving to get the cash!

I think the comments by PP about it not being your business if they're declaring it or not are a bit off - I personally wouldn't want to be employing someone who didn't declare earnings properly to HMRC, as I don't agree with it and wouldn't want to support by providing further employment.

If they only want cash and you only want to do bank transfers then I think unfortunately you might need to find someone else unless you're willing to do what they want!

You are all right that the 2 issues are unrelated.

For me it is the faff of getting cash that is the problem.

I get what folk have said about overdrafts and it getting swallowed up tho so will see if I can be more organised and have cash ready.

I have already used up my sons savings ton with £330 in it! I will pay him it back tho (he is 18 so will make sure I do!).

Thanks 😊

Beginning of the month just take out a lump sum of cash and pay her from that- it’s really not that big a deal

I take out all the cash for the cleaner at the start of every month and pay her in cash, which she prefers. I don’t care whether she declares it, she’s wonderful

Pay her how you want. And if that doesn’t work for her she can move on. £15 per hour is a proper rate.

Except it is if you are never near one.

Never? You don’t go to the supermarket? Don’t ever go near a bank? A petrol station?

I guess you’ll have to find a new cleaner if they only want cash and you really don’t go to any of those places. Unless you don’t leave the house, it’s hard to believe though.

And if that’s the issue, why bring up the declaring it issue?

I don't see a problem with it. I don't see how it's any of your business if she declares it.

@KaptainKaveman it’s not sacking she a business providing a service. She sets her terms, fair enough. If I don’t like those terms I don’t have to use her 🤷‍♀️
And yes going to the cash machine regularly for the cleaner is just another minor inconvenience in life I can’t be arsed with no idea why that surprises people. I engage and pay for a service to suit my needs not their’s!

I live rurally so cash is a faff for me, therefore I'd insist on bank transfer.

My cleaner told me that she only does cash now as a lot of people were just not paying her by bank transfer, sometimes for weeks at a time so she now basically says cash only for new customers until she knows them better

Why begrudge a cleaner not declaring it when so many rich MPs also dont declare expenses etc?

Yes agree it's a faff. Especially when it's something like £24 a time, so you need to make sure you have coins on hand too (so I went to bank and got a bag of 20 £1 coins that I put aside). Luckily price went up so it's £25 now.

@LUCCCY

I don't see a problem with it. I don't see how it's any of your business if she declares it.

Tax avoidance affects everyone though - including you.