Urgent help needed, Permitted Occupier

[SerendipitousEmma]

Firstly, sorry to post in this topic but I need urgent help.

I started a relationship with someone in May this year. I had to leave the house I was living in, he was separated but still living at home so we rented a house together. I was not able to be on the tenancy due to credit/referencing issues, but I am a permitted occupier on the contract. The tenancy is in his name, but everything in the house is mine.

On Friday night he told me he was pulling the plug. He had given notice on the house and I had to go. He has gone back home and the house is being marketed. We have been here less than 4 weeks! Everything in the house is mine. I have nowhere to go. It would take ages to move all my furniture etc out even if I did have somewhere to go.

There have been multiple red flags over the months, more so since we moved in but that is another thread.

I know I was stupid to move in with him so quickly but I had to leave my previous address, so please don't judge me on that. I never ever saw this coming. I feel utterly shell shocked and at a loss.The landlord appears to be siding with him for some reason and won't even consider me taking on the tenancy.

It may also be pertinent to say that I do have bills here that are in my name and I am on the electoral role, if that makes any difference whatsover.

Any advice would be greatly appreciated

I don’t get it- you could get somewhere for much less than £4K a month and pay to put stuff in storage. As others have said air bnb would cost much less and give you thinking space.
If you can afford around £4K a month you are very lucky. Yes it’s a shame it hasn’t worked out but you’ve only been there 4 weeks so move somewhere cheaper.

You must be earning a huge amount to afford £4K rent a month. If you’re in the city centre, can you move out of the city centre and find somewhere way cheaper and save money to buy your own house and get security that way?

What kind of credit issues are you having when you must be earning well over 80k.

Check out OpenRent it's a website where you can directly speak with the landlords rather than letting agency - might be helpful in the future when you are looking for a new place

[quote SerendipitousEmma]@TakeYourFinalPosition That's really helpful thank you. I have seen the contract, I have a copy of the contract and I am named as a permitted occupier in the property. I think I will need to find specialist help.

I saw the landlord this morning and he was condescending, verging on nasty towards me about the situation, telling me I need to get out soon. Implying by the end of the week I think.

It's not a cheap house, the rent is £4000 per month so I don't know if this makes it somewhat harder to let moving forwards.[/quote]
Sounds like your ex has paid his six months up front. Now the landlord wants you out so that he can get even more money from new tenants! Bastards!!!

@altiara

You must be earning a huge amount to afford £4K rent a month. If you’re in the city centre, can you move out of the city centre and find somewhere way cheaper and save money to buy your own house and get security that way?

What kind of credit issues are you having when you must be earning well over 80k.

This was exactly what I was thinking! If you can afford £4000 per month, your salary must be very big. How have you got into this situation? Is there a lot more to this?

There's a lot of incorrect advice on this thread. I'm glad you've spoken to Shelter.

I'm another person who doesn't understand why you want to stay in a property that's £4K/month... it's insane money. You say you have poor references and a poor credit rating but surely you can find a better option?!

I know you said you want stability but a £4K/month house that you moved into way too soon with a married, abusive arsehole isn't exactly the best place to settle in, is it? Especially if the landlord is being unpleasant about it.

Once you've found a solution to your housing problem I would suggest that you look up the Freedom Programme.

"he was quite fond of taking my keys away and reminding me that he had done all of this for me"
This is abusive as fuck.

So the thinking is that that ex has paid 6 months at 4k aka 24k? Doesn't seem that likely but I guess anything is possible.

@chesirecat99

That is a very bad article, *@PfizerMinnelli*. A permitted occupier doesn't become a tenant if the original tenant moves out, at least, not if they don't pay rent . If a tenant moves in their partner without the landlord's permission, they don't become a permitted occupier. A permitted occupier is someone who is not a tenant but has permission to live in a property.

Unfortunately, although it is true that the landlord will have to take OP to court to evict her, it is a lot easier and quicker than evicting a tenant

Not that it wasn't kind and helpful of you to search for OP

OK, yes. Sorry. I'm just happy OP is getting advice. It's a really crap situation her X has put her into.

I’m sorry this has happened to you.

I would look for a house share with one other person (look at Spare room), put your stuff in storage and focus on rebuilding yourself and your credit rating. If you can spare £4K/month for living costs could you budget £1k instead and save the rest towards a deposit?

I have to agree with @PooWillyNameChange - the only way to ensure your stability and security is to buy somewhere. Otherwise you will always be at risk given the rental system in our country.

If your income is this high, I’d pack your stuff in storage and secure a little Airbnb for you and your dog until you find something suitable to buy or if not rent. 4K a month is dead money.

You’re not destitute. I get it’s shit but you clearly have the ability to throw money at the problem.

Hmmm not sure if I believe all of this tbh..bad credit/references but can service 4K monthly Rent on your own? Yeah unlikely. If this is true, you have been screwed over but have the financial means to move elsewhere. You have also been foolish to move in with someone you didn't know so quickly and hand him so much power of you, not to mention you have been his dirty secret in the side, what a dick. Start saving aggressively and find an Airbnb short term to give you some time to find a permanent home.

Suspect that some of the OPs earnings are not salaried, and that is why they may have issues with references etc.

OP, this house will be permanently tainted now with bad memories and poor relations with the landlord. It’s completely shit what your ex has done to you, but you’re better off putting your stuff in storage & finding somewhere new. Or stay with family for a while?

Me again!

Based on what everyone has said and that I should fight to stay put in the short term, should I allow a viewing on the house on Monday morning?

zombie thread