To think we should be protesting

[Jessieabs]

For affordable childcare.

Why are we letting the government get away with the absolute joke that is childcare in the U.K.

Over 2k per month to send 2 kids to nursery seems like madness! There should absolutely be reform to this crazy state that we’re in. Surely a huge majority of the voting population have children/have grandchildren or plan to have children, but this issue is rarely talked about at election time!

@worriedatthemoment but you're comparing apples to oranges because as you say credit didn't exist so easily. Many people use credit but not just because they want stuff now. I always use a credit card for big purchases for the protection & I will always take an interest free offer on something if it's available.

[quote worriedatthemoment]@Peoniesandpeaches rubbish that a holiday then cost more
People had a lot less thats simply a fact
People saved and waited for things
I was stating that as a lower earner I gave up work when I had kids and made sacrifices as thats whats you do, so why can't a high earner make some sacrifices as well, if we subsidise all childcare for all again its the lower earners that also will have to pay more taxes [/quote]
Oh behave with the “back in my day” nonsense. As if everyone nowadays is just so much more feckless than you were. This is about retaining workers (especially female workers who studies show when they are able to enter higher levels of employment are more apt to promote women and to care about conditions of work). Do you really think really high earners will elect not to get a nanny and use a subsidized place instead? No they won’t.

@Peoniesandpeaches do not tell me to behave I am
Not a child and my opinion is allowed on here

@worriedatthemoment where did I say only lower earners should pay more tax for this specific reason?

I think increased childcare funding should come from increased CGT & higher levies on foreign & 2nd home ownership.

I don't agree with higher NI because the structure is different to tax & it's less progressive but I'm sure you know this 😜

@dongke we aren't talking about you though are we
I live in an area where wages are not high etc and people will put things on cards they can't afford rather than wait
It happens in the real world all the time

[quote worriedatthemoment]@dongke its not about being bitter but your asking people who earn a lot lot less to pay for those on very high wages .
You don't agree with it for ni purposes bit do for childcare ? [/quote]
Yet you’re asking those high earnears to subsidise the lifestyle of a lower earner. They both work hard but one of them needs to help the other one

At the end of the day we all make life style choices and we shouldn’t be punished for them. Saying only have children if you can afford them or only subsidise childcare for the loe earners is punishing one or the other group because of their lifestyle choice

we aren't just talking about the people you know though are we?

The rise in Ni is not to fund baby boomers it’s certainly in the first instance to fund the nhs, I hate the attacks on baby boomers all the time.

I never said people don't use credit because they want stuff now I just said that's not the only reason people use credit. That's the real world too

@dongke i never said you said only lower earners , but tax goes up for all its rarely targeted at just one band
Qt no point until then have you said where you think it should be raised and its the knock on effect
My employer pays more gpt my wage increase doesn't happen, my landlord 2nc home tax goes up , then so does my rent
But im sure you know this

@worriedatthemoment you literally said to me but your asking people who earn a lot lot less to pay for those on very high wages . when I've not said that in any post.

From this www.oecd.org/els/soc/benefits-and-wages/Net%20childcare%20costs%20in%20EU%20countries_2019.pdf we are paying much higher fees as a % of income than most of Europe because the vast majority of nurseries in the U.K. are privately owned and run. Other countries have state run nurseries where you still pay fees but these are capped - they’re aiming to be self supporting not to create profit- which means private providers have to keep prices lower to remain competitive.

@dongke I know its not the only reason and at mo point did i say that, I have had to use credit card to put electric ion my meter before and just to fund our living expenses before but that wasn't what the question was about

Try again

@dongke because your naive if you think if we start subsidising all childcare lower earners won't pay more as well
How ever you tax it always works it way down

The rise in Ni is not to fund baby boomers it’s certainly in the first instance to fund the nhs, I hate the attacks on baby boomers all the time.

It's not an attack on baby boomers to say that we have an ageing population & the demographics of that equal more strain on the NHS. Plus the NI increase is also to fund social care.

@dongke social care that many of us may need as well especially as we live longer , which doesn't always equal being independent
Social care is also not just for pensioners

I know its not the only reason and at mo point did i say that, I have had to use credit card to put electric ion my meter before and just to fund our living expenses before but that wasn't what the question was about

Are you just trolling me?

I reply to a post saying that not everyone who uses credit wants stuff now. You then reply it's not about me & you already know this.

@dongke

The rise in Ni is not to fund baby boomers it’s certainly in the first instance to fund the nhs, I hate the attacks on baby boomers all the time.

It's not an attack on baby boomers to say that we have an ageing population & the demographics of that equal more strain on the NHS. Plus the NI increase is also to fund social care.

It's an attack on baby boomers when the poster says baby boomers. Which they did.

And while I'm here, surely shitloads of the useless leeches pegged it during the pandemic, lightening the load and all. And passing on their money/houses to their their DCs?

We pay tax to be spent to help society be better overall. Taxes are already spent to pay for some childcare costs for those on low incomes (15 hours free from 2), but probably not enough is being done for them.
How is society better off subsidising a few years childcare choices for a 40% tax payer, dual income family? Will that family be supporting society more as a result or using the saving by just buying a better lifestyle for themselves. Subsidising an affluent lifestyle isn’t the role of taxation. That’s the role of savings. You get to choose your priorities. For those that don’t have that, the state steps in.

@echt yes exactly , the term alone is derogatory in my opinion as its used mostly when slating people

@worriedatthemoment OMG is there actually something wrong with your comprehension? Social care is also not just for pensioners no shit but where do you think the majority of it goes? Remember the Tories selling point on this was you didn't have to sell your home for your care.
And you're the naive one if you think this will do anything to provide better care & be enough to fund future generations.

@dongke you replied to me ffs

[quote worriedatthemoment]@echt yes exactly , the term alone is derogatory in my opinion as its used mostly when slating people [/quote]
Quite.

In my more relaxed moments, I think of it as a way of identifying the hard of thinking.

@dongke where did i say I thought it would sort everything , or even if ai thought it was a good idea
Stop being so patronising you think your better than me , your not your just some random on the internet
We are allowed different opinions you know