@Samuraisammy Yes, your earlier post about how you and your OH believe young people are frittering away money by not living at home with their parents as fully grown adults is very much indicative of you being a Millennial.
Several users have now explained why you are wrong. But it suits you better to believe that it's all our own fault. Why admit that Millennials have problems that Boomers did not and Boomers had advantages that Millennials do not when you can simply brand everyone (except you, apparently) born from 1980 to 2000 as selfish, lazy, feckless and living their lives wrong?