To desperatly want to own house

[Daisydolly1986]

AIBU to so desperately want home ownership?

We are renting right now, we will only be able to afford shared ownership in the area we live in as it is so expensive and I am a SAHM.

DH wants to stay renting idefinitely, he 'can't be bothered' with the aggro of applying for a mortgage. We someimes are unable to afford the rent, which I have to stump up the additional costs for from savings. Shared ownership will be £600 less per month all in.

AIBU to want to have a stake in a house, even if it is a smaller property than where we rent now? Or is DH being unreasonable for having no drive / desire to improve future prospects, happily chipping away at savings without a care in the world?

Ask him if you can get his login so you can through the accounts for info for mortgage applications. If he says he can't be arsed tell him you'll do ALL the paperwork/admin. It's only agreement in principle, it's not binding, but it gives you an idea of your financial options and status. It should make no difference to him.

If he refuses - he's hiding something.