To have called the police after my son just crashed his car into a field

[lonelylou09]

Worried I've done the wrong thing by doing the right thing...
My son is 22 been driving for almost 2 years. He's called me tonight to say he had crashed his car on the way home from work and is in a field somewhere.
He says he's fine but has no idea where he is.
Myself and my partner go looking for him and drive past him twice as he's literally come down a hill too fast and hit a tree which has spun his car up and over a hedge into a field facing the wrong way.
Can't see anyway to get to him over the hedge so go to find the gateway and tell my partner to go home for torches and his phone. I'm in a huge panic and call the police.
Manage to roll under a gate and get in the field to my son who is fine but in shock. The car is a write off and God only knows how he survived hitting a tree at speed and jumping a hedge.
Partner comes back so I get my son to sit down and wait for police. They turn up and do a breathalyser which is zero.
They check the car and give my son a talking too about how lucky he is and tell us to let the insurance know.
Finally got home and he's fine but very shaken up although freely admitting he was driving too fast downhill in the rain and fog and just lost the road.
I let the farmer know and he pops along to see if he can help.
So does anyone know if I've done the right thing? Worried how it will impact my son now with the insurance ect?
Also not sure what happens next. Obviously have to inform insurance company but we wouldn't be claiming in it as it's his fault.
To top it all off my partner then got his van stuck in a ditch next to the crash site so we had to get his elderly dad out of bed to come and tow us out.
Did I also mention it was raining the whole time?
Soaked and stressed! But so thankful my son is OK.. Not a mark on him

The police was a sensible call for the nature of the accident. They'd have alerted ambulance or fire services if necessary and more likely to calmly spot a hazard that you could have missed.

I'm glad there's no major harm done (other than to the car) and he just needs to be careful and vigilant over the coming days in case of injuries that take longer to come to light.

I once had a van skim across me in a car park. We were able to screw the bumper back on ourselves and I got a replacement light set from the dealership for ££. I informed the insurance with photos (showing the van across the bay where I was parked) but made no claim and my policy wasn't affected. I'm guessing he lost the deposit for the hire... there was no consequence back on me though. I'd be honest with insurance as a policy can easily be invalidated by omissions of the truth.

There was no need to have called the police but no harm in having dine so.

Claim in the insurance. You have to tell the insurance the car was in an accident anyway, and this is what Comprehensive Cover is for. They will pay you the cost of the car, cost of removing it, scrapping it, and any repairs the the fence.

That is why you pay such a high premium for young drivers.

It makes no sense not to claim on insurance.

@ShingleBeach yes he was fully comp and I spoke to the insurance people yesterday. It's only a cheap car and his excess was much higher than we thought so we've informed them but not made a claim.
My partner wrote his car off 2 years ago driving through a flood at night. Even though he had paid £1500 for the car they valued it at £600 and his excess was £450 so it wasn't worth it.

Wow what a stressful time for you. I'm glad he is not hurt and lesson learnt about speed. You gave done nothing wrong.