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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

DS and his bank account

81 replies

flyingnight12 · 28/07/2021 17:26

Ds 19 will be going in to his second year at university this September, DS lives at home, his whole first year at uni has been online and he will be commuting to uni when things become face to face again.

DS bank account and Cash ISA is still linked with mine and DH’s account. DS wants to unlink both accounts but DH thinks as long as he’s living at home and not paying board his account should be linked with ours.

What are others peoples opinions on this

OP posts:
girlmom21 · 28/07/2021 19:40

Can people read the OP's updates? Her DH has agreed, apologised and they're unlinking the accounts...

Hallyup6 · 28/07/2021 20:39

Surely any kids' accounts automatically transfer to adults' accounts when they reach 18? It's none of your business what he has in his account unless he has additional needs and you're a appointee. He's an adult. His money is his business.

ForeverSausages · 28/07/2021 20:41

I'm pleased DH has agreed and is unlinking the accounts.

RavingAnnie · 28/07/2021 22:41

I'm very surprised NatWest have allowed this and not automatically revoked your access when your son turned 18.

swearymad · 28/07/2021 22:48

I'm with Bank of Scotland and this happened to me and my son. His account never got passed over to him when he turned 18. He's set up a student account elsewhere but doesn't want me to send over the balance to the new account yet.

ssd · 28/07/2021 23:29

I said it before. I'm shocked that as parents you both this was acceptable and only changed it due to random answers from people you don't know. Makes me wonder what else you think is normal.

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