DH’s account billed, who should pay?

[SettleMeThis]

Settle an argument for me please!

In April, I signed up for a 30 day free trial of Apple Music on my husband’s iPad which has his card details saved to it. I told him I’d done it and that I would cancel it before he was billed. I forgot to cancel it and the money came out of his account in May. I reimbursed him immediately and told him to cancel what was now a recurring monthly subscription, he said he would.

Fast forward to this month. The subscription fee has debited his account again because he didn’t cancel it. He’s asked me to send him the money again, however I said no on the basis that he said he was going to cancel it so in my eyes, my work is done. He says he would never have been charged if I hadn’t set up the free trial in the first place so I should pay. I see it from both sides, but would rather not pay up for something which I don’t feel is my fault any longer.

Who is BU?

Halve this one and tell him that any future occurences are entirely his responsibility.

It's his fault but I'd pay half and sit there and watch him cancel it.

Who cares, you are married so the money belongs to you both

@CeeceeBloomingdale

Who cares, you are married so the money belongs to you both

I think they have a financial arrangement where they have separate accounts

I reimbursed him immediately and told him to cancel what was now a recurring monthly subscription, he said he would

As soon as you remembered you hadn't cancelled it you should have. Why should he cancel something he didnt order?

Also, the whole "reimbursing" your spouse is just madness. All money is our money

You should’ve cancelled it yourself. You gave him an extra bit of admin that he never asked for.

He shouldn’t have agreed to cancelling it in the first place though.

Why is it now the DHS responsibility to cancel it? He didnt book it or want it.

Why didn’t you cancel as soon as you realised the error and sent the money last time?

This is ridiculous. It's like a tenner.

You're married.

So what is it like £8 quid…. Surely it’s all coming out the same pot… can’t imagine ever asking or being asked for that amount or in fact any

Isn't it only £10?!!

Yabu to not have cancelled it and passed the responsibility to him! I don’t get why you would expect him to do it.

I think you should. You had access to set it up on his account so why didn't you also cancel it? Your free trial shouldn't have created admin for him.

Although I can't imagine a relationship where either party would quibble over £10

DP and I will borrow each other's phones/cards and so on, but I think it's beyond cheeky to borrow someone else's phone, debit their account, then leave them out of pocket because you were too lazy to cancel yourself.

For those saying to write it off as we’re married therefore the money is shared, thank you but that’s unhelpful in this scenario. We have always had separate money for ourselves and used a shared account for bills and other living expenses. We’ve done this since we first dated/lived together and never changed it since, so it’s not a principal we would apply to this situation.

@SettleMeThis

For those saying to write it off as we’re married therefore the money is shared, thank you but that’s unhelpful in this scenario. We have always had separate money for ourselves and used a shared account for bills and other living expenses. We’ve done this since we first dated/lived together and never changed it since, so it’s not a principal we would apply to this situation.

I understand separate finances (kind of) but down to quibbling over £10? Do you calculate who's had what at dinner?

I think DH should cancel your access to his accounts if everything's that separate

I don't think it's fair that you told him it was now his responsibility to cancel it when you were the one who signed up. You should have cancelled it so you should pay for this one aswell.

If you can instigate it why can’t you cancel it? You said you would and didn’t. I’d be pissed off.

I don’t really understand this. It’s a few quid. Surely when he realised he had been debited he said “babe/darling/whatever did you mean to keep that music subscription going? It’s come out of my account?” And then you said “oh crap, I forgot to cancel it” and then he said “ok I’ll cancel it now”

Or is that just absurd?

Just sit down and cancel it together. If you would both prefer to split hairs down to the last £, then I'd say you pay as you're the one who took it out to start with, but surely £10 or whatever for this month's subscription isn't worth arguing over?

I agree having read some other comments that I have created admin for him unnecessarily - I hadn’t considered that previously so I think he wins this one, thank you Mumsnet for giving me some perspective!

Also for those saying it’s only £XYZ amount - you’ve no idea what money means to people you don’t know. £15 is a substantial enough amount of money to us to query this (which, when writing, makes me realise further that I should have cancelled it myself after the first amount came out!)

Thanks all

You should pay. You created the problem so you should resolve it. I’d be really pissed off if my partner created work and just dumped it on me to resolve, I have enough of my own tasks to remember!

Well, TBH, if £15 were a substantial amount of money to you, you'd have cancelled it!

You set it up, so its your responsibility to cancel it. You remain liable for the cost until you cancel it. Entirely your responsibility, it is not up to your husband to do.

@UhtredRagnarson my exact thought!

DH and I use each other's cards all the time if we mislay our own. No one cares, it's all family money at the end of the day. Definitely not worth posting on MN unless there's a massive drip feed coming about debt or overdrafts or something..?