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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Am I being unreasonable or is she a CF.

71 replies

Onedrinktoomany2 · 16/02/2021 23:18

Hey !

I lent my sibling 100.00 due to a family situation via bank transfer.
The same week, I had an issue where I could not draw out money - I did have money it was just I couldn’t access it until the next morning. Our relative gave me 30.00 in cash and I said I would transfer it over but they said don’t worry about it but could you transfer sibling 20.00 as she paid for a taxi ( the day with the whole family issue a( why I sent over 100 ) which he also benefited from and said he would repay her half but wasn’t good at the whole internet banking. I didn’t tell the relative I had lent the money and just kept the 30.00 as in my head I had actually already paid for that taxi as it was my money that had paid for it.
Anyway I didn’t do the transfer but later on was contacted by sibling to ask for the money for the taxi as she was told I would be transferring it over which I’m very confused about.

AIBU ?

OP posts:
DeRigueurMortis · 16/02/2021 23:23

I am also confused....

It's like an Oxbridge interview question that only the smartest can pass...

I've no fucking idea from the post who owes money to whom.

Sorry....maybe someone smarter will come along.

okokok000 · 16/02/2021 23:25

Your sibling is a CF. But the arrangement with the third party is separate. Sounds like your sister has asked the third party for the money and been told you ought to have paid.

You should probably explain to both and tell your sibling to pay up.

Ijustknowitstimetogo · 16/02/2021 23:25

Half past two.

honeylulu · 16/02/2021 23:27

Tell her as she still owes you £100, you'll deduct 20 to reflect what relative refunded you for the taxi so SHE needs to transfer 80 to YOU.
Relative gave you 20 towards the taxi thinking sister had paid it but actually it was you who paid so you can't refund her 20 when she never paid it.

Cheeky cow thinks she'll be getting another free 20!

Bootskates · 16/02/2021 23:28

No the taxi money is separate unless agreed beforehand imo

Onedrinktoomany2 · 16/02/2021 23:28

@honeylulu haha thanks for understanding !

I didn’t need to lend money as in needed the money it was just I misplaced my bank card 🤣

OP posts:
1Morewineplease · 16/02/2021 23:28

And the moral of the story is...

Bootskates · 16/02/2021 23:29

If I have read it right? I dunno, it's confusing

SheilaWilcox · 16/02/2021 23:29

Two separate issues.

BlueTimes · 16/02/2021 23:30

Unless you had agreed to deduct that money from what was owed, I think YABU. Surely when you lent £100 it was on the understanding it would be paid back by a certain date or a certain amount at a time and now, without saying anything, you’ve changed that.

okokok000 · 16/02/2021 23:30

@DeRigueurMortis I think:

  • Op lent £100 to sibling. Part of that money was used by sibling to pay for a cab journey that was split with a relative. Said relative owes sibling £20.

  • OP borrowed £30 off the same relative who asked Op to pay sibling £20 what the relative owed.

  • op hasn't paid the sibling the £20 who has now asked for that money. Not sure if op has explained why to the various parties.

Oysterbabe · 16/02/2021 23:31

Take the fox first, go back for the chicken, leave the fox on the other side. Take the grain... No wait.

Onedrinktoomany2 · 16/02/2021 23:32

Sorry it is confusing.
I don’t know how to explain on any other way.

They had to go to family thing ( covid allowed ) I wasn’t going. She didn’t have any money for the day so I gave her it 2 days prior.

I then lost my bank card and needed to buy something with cash so relative dropped of the money to me that I was going to transfer to him straight away but he asked me to transfer it to sibling instead as she has paid for the taxi they had got home.
But in reality I had paid for it so I didn’t send the money.

OP posts:
DeRigueurMortis · 16/02/2021 23:33

@Oysterbabe

Take the fox first, go back for the chicken, leave the fox on the other side. Take the grain... No wait.
Oh I did that one first time trying Smile.

This one is another level!

Hankunamatata · 16/02/2021 23:35

So sibling borrowed £100
Sibling paid £20 for taxi (on behalf on X)
X loaned you £30 and instead of paying that back they said give it to sibling

So sibling owes you £70

DeRigueurMortis · 16/02/2021 23:35

@okokok000 you win the thread Grin

Get it - the sibling needs to pay the OP £80.

The OP doesn't "owe" the sibling or other relative anything.

Bootskates · 16/02/2021 23:36

But you only paid for the cab if you gave sibling the £100 as opposed to loaned.

When are they due to pay the £100 back?

DifficultBloodyWoman · 16/02/2021 23:36

Two separate transactions.

It is okay to say to your sister, ‘I’ll keep the £20 and you can pay me back £80instead’ but only if you a) actually say it instead of assume and b) she actually agrees to it.

She might have cash flow issues that mean she needs the £20 now and can pay you back in full next week/month/whatever you agreed.

DeRigueurMortis · 16/02/2021 23:36

@Hankunamatata

So sibling borrowed £100 Sibling paid £20 for taxi (on behalf on X) X loaned you £30 and instead of paying that back they said give it to sibling

So sibling owes you £70

Nope - pretty sure it's £80 but then I failed the puzzle at the first hurdle Grin
Onedrinktoomany2 · 16/02/2021 23:38

@Bootskates I would never expect it back they know that.

OP posts:
DancesWithCatsnDogs · 16/02/2021 23:40

You owe your relative. You can't pass on your siblings debts to them, totally unfair.

Onedrinktoomany2 · 16/02/2021 23:41

@DancesWithCatsnDogs I’m
Not passing on my debts. He wanted to pay for the taxi that he shared. The taxi my money paid for.

OP posts:
Onedrinktoomany2 · 16/02/2021 23:41

If he would of wanted the money back I would of transferred it straight there and then.

OP posts:
gobbynorthernbird · 16/02/2021 23:42

If your sibling needs to borrow money off you, they may well need the £20. You need to give that to your sibling and wait until the agreed date for your £100 to be repaid.

Onedrinktoomany2 · 16/02/2021 23:43

@gobbynorthernbird I haven’t asked for the money back and don’t attend to.

OP posts:
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