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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to spend £84 on takeaway coffees in three weeks?

280 replies

CheeseMongrel · 18/11/2020 21:41

So I’ve checked my online banking today to add up how much I’ve spent on takeaway coffee since I last got paid.

84 bloody pound

What on earth?

I have been going more due to not having much else to do but Christ that is a serious waste of money.

I was planning to go tomorrow but now I can’t justify it.

Not sure what other things I can treat myself to (that isn’t a massive waste) to keep me going .. any suggestions?

Has anyone else had a bigger waste of money than that lately?

OP posts:
Redlipstick55 · 19/11/2020 03:04

I don't think I've spent that much on takeaway coffee in my entire life! Chocolate, on the other hand... I probably spend over £84 per month on chocolate Grin

Rayna37 · 19/11/2020 03:51

Please confirm you're taking your own mug though? They do give you a discount if reduced waste isn't enough of a motivator!

Caeruleanblue · 19/11/2020 04:10

I make iced coffee by making it at home then chilling in fridge (make the coffee stronger and sweeter than normal) and take it in a flask. But maybe not so nice in cold weather.

AllByMySelfDontWannaBe · 19/11/2020 04:25

Meh. Some people will spend more than that on fags, or after work drinks, or snacks. If it makes you happy I dont really see what the difference between "I spend £84 on delicious and practical takeaway coffee" and "I spend £84 on two pieces of designer makeup" is.

GnomeDePlume · 19/11/2020 05:37

If you can afford it then there isnt a problem but if you are going without something you would rather have then there is a problem. But as a fellow WFH person I can see the issue with not going out otherwise (I last put on shoes on Sunday!).

When DD1 was getting ready to go to uni I strongly advised her not to get into a Costa habit as the spending creeps up on you.

When DD2 was getting ready to go to uni I heard DD1 giving her the self same advice!

BarbaraofSeville · 19/11/2020 05:38

Has anyone else had a bigger waste of money than that lately

In non covid times, I pay thousands of pounds a year for fresh air and to be taken out to sea to jump off a perfectly good boat (scuba diving).

I can afford it but I’m going without other (non-essential) things. There’s loads more I could be spending the money on that I’m always complaining I can’t afford - I wonder why

This is the key question for you. How you decide what you spend your spare money on after you've covered your essentials.

So as long as you have covered your essentials, and by that I mean rent/mortgage, bills, food, essential travel, pension, savings for annual and irregular expenses like insurance, replacement of white goods, car and car repairs, provision for loss of income etc it is up to you how you spend the money that gives you pleasure but, as you've rightly identified, there's only so much money available and if you find you're spending too much on one pleasure so you can't afford something else, that's when you need to make changes.

Because quite often, if you work out how to do coffee cheaper, you'll also be able to afford other nice things too - holidays, clothes, a nice car or save for a deposit for a mortgage, if that's your issue.

As you've realised, small regular purchases really add up. And food and drink out of the house is probably one of the most common ways to spend a lot of money on what seems like not very much and is also probably easiest to save most of that money, by just making it at home as much as you can. If you cut something down from daily to weekly, you're still having a nice treat, but you probably save about 2/3 of the cost, which frees up a lot of money for other things or to build a savings buffer, so it isn't a worry if your washing machine breaks, or the car needs fixing.

£4 a day, 5 days a week is £20 a week, which is over a thousand pounds a year, or about £12k in ten years if you got a bit of interest on savings. That could buy a nice car, or lots of nice holidays, just by cutting down on coffee.

If it makes you happy I dont really see what the difference between "I spend £84 on delicious and practical takeaway coffee" and "I spend £84 on two pieces of designer makeup" is

There isn't any difference. You won't have either in a few weeks/months but if you're in a position like the OP who might be saying 'I wish I could afford to buy nicer make up, or go on holiday, or fix my car, or put the heating on without worrying', or all manner of other things then being aware of the impact of her daily coffee and looking at ways to reduce this spend is a good place to start'.

Jellycatspyjamas · 19/11/2020 06:04

If you enjoy it, and can afford it and it’s not hurting anyone just buy your coffee and enjoy it. Every single thing we do doesn’t need to have some altruistic, virtuous motive you can just do something because you like doing it. Enjoy!

ivykaty44 · 19/11/2020 06:08

We love our coffee

So got a pod coffee machine and a really good milk frother

It’s saves us a fortune

We still go to coffee shops but atm we make a drink and go for a walk 😊

GnomeDePlume · 19/11/2020 06:10

BarbaraofSeville totally agree.

Like a lot of people, this year I have really looked hard at our spending habits. Keeping a closer eye on things has made me less willing to suggest takeaways as frequently as we used to have them.

Little 'treats' can quickly become hard habits to break.

Marmite27 · 19/11/2020 06:15

@JMG1234

I recently realised that my husband's Nespresso capsule consumption was averaging £150 a month in lockdown. He's the only one that drinks coffee in our house. Rather meanly (since I order them for him), I didn't rush to place another order when he finished the last batch and he's been making do with the more premium instant stuff for a while.
Wow that’s crazy! My husband gets the Aldi ones at £1.35 for 10 pods.
MargosKaftan · 19/11/2020 06:21

If you can afford it, im of the opinion that anything that makes 2020 more pleasant is worth it.

There are no other treats available, you can't pop into a shop and treat yourself to a new top, or got get your nails done, or go for lunch with a friend, or go to the theatre or a gig. You can't book a holiday or go to an exhibition at a gallery.

Right now, food and drink are the only nice little joys we are allowed. Dont feel you should be being more practical and getting rid of those little joys when all the big joys have gone.

If a walk and a coffee keeps you sane, go for it.

BarbaraofSeville · 19/11/2020 06:26

I recently realised that my husband's Nespresso capsule consumption was averaging £150 a month in lockdown. He's the only one that drinks coffee in our house

I'd also be worried about the amount of coffee he's drinking. That's about 12 coffees a day isn't it?

BefuddledPerson · 19/11/2020 06:36

You'll not get flamed by me op, it is your monet and up to you.

But to me it seems a poor use of £1000/year. I personally would prefer something bigger than that, that lasted, or just savings.

You could try just going for a walk for its own sake, rather than to buy the coffee.

KitKat1985 · 19/11/2020 06:38

It's only unreasonable if you can't afford it.

Frazzlefrazle · 19/11/2020 06:41

You sound like the family I see in my town! They always grab a Costa before they drop the kids off at school. I always wonder how they mange to be up and moving to get 4 kids to school without (what I presume) a coffee until 8.30 Grin

I would say if you can afford it then its fine but the frugal part of me would know that that is easily replacable with a cafetiere so that's what I personally do.

Now if we were talking pre children I dread to think how much I spent in Costa

maddiemookins16mum · 19/11/2020 06:48

It’s no different to people spending money on nice gin or wine though is it to drink through the week/month.

SewingBeeAddict · 19/11/2020 06:50

This, TBH. Life's too short to drink substandard coffee you made at home

Sorry but this made me laugh!
Why would coffee made at home be substandard?

I watch people shell out money on coffee at work, walk to my office and make a lovely coffee using my AeroPress.
Cant believe how many people are hooked on spending money on whats mostly hot water.

NewPapaGuinea · 19/11/2020 06:58

I used to spend a fair bit on takeaway coffees, but now take a thermos out as much as possible. The feeling of having that coffee knowing I’ve saved a lot of money is quite satisfying. I still treat myself now and again, but it feels more special. Simple things...

MargosKaftan · 19/11/2020 07:01

But its not just spending money on "hot water", its the reason to go out the house, its the interaction with another person who doesn't live in your home. Its a treat if you are getting something more complex than a black coffee, including the treat of not having to clean up afterwards.

Its keeping a company going.

If you can afford it, then why not?

Most importantly, there are very few things you can spend £1k of your own money on that is something just for you, that a MNer won't tell you is a waste. Buy a designer handbag? Plastic one from primark will do the job just as well. Go to a spa? Paying good money to sit around in a dressing gown. Buy a nice coat? Rip off, could have got one from next and no one can tell the difference...

Unless you spend all your spare cash paying down your mortgage then adding to savings, someone will tell you its a waste. The ideal is to die with massive savings and having had no fun inbetween.

Opportunities for fun are limited this year, we are all forced out of a lot of reckless spending. If going for a coffee makes your lockdown experience a little bit brighter, dont feel guilty about it.

justanotherneighinparadise · 19/11/2020 07:01

I agree you need to just go for a walk to get out the house and make your coffee at home. I’m all for being frivolous but that’s a crazy amount of money to literally piss away!!!

Terriblecreature · 19/11/2020 07:02

OP up until recently i was getting a take out coffee everyday. My monthly bill was around £112 🙈 this went on for months on end (doesn't help I have a Costa and Starbucks approximately 2 minutes from my house) over the last few weeks I have made a conscious effort to not go every day. I have had 1 a week. I think I enjoy it more now as I am not getting it everyday 😁
I am not a fan of coffee in the house and the next chance I have to warrant a treat on myself I will buy a nespresso machine for the house. My local pret just closed down for good too if not I would definately have signed up to the subscription service x

RainingBatsAndFrogs · 19/11/2020 07:11

Cafetière coffee is the best, cheapest and most environmentally friendly.

If takeaway coffees are about getting out and about, walking to a cafe in a park, walking in a park with a friend, and replace going for a drink, meeting up for a meal, then what’s the problem?
Pleasure and enjoyment, within what you can afford, are important.

SewingBeeAddict · 19/11/2020 07:11

@MargosKaftan

But its not just spending money on "hot water", its the reason to go out the house, its the interaction with another person who doesn't live in your home. Its a treat if you are getting something more complex than a black coffee, including the treat of not having to clean up afterwards.

Its keeping a company going.

If you can afford it, then why not?

Most importantly, there are very few things you can spend £1k of your own money on that is something just for you, that a MNer won't tell you is a waste. Buy a designer handbag? Plastic one from primark will do the job just as well. Go to a spa? Paying good money to sit around in a dressing gown. Buy a nice coat? Rip off, could have got one from next and no one can tell the difference...

Unless you spend all your spare cash paying down your mortgage then adding to savings, someone will tell you its a waste. The ideal is to die with massive savings and having had no fun inbetween.

Opportunities for fun are limited this year, we are all forced out of a lot of reckless spending. If going for a coffee makes your lockdown experience a little bit brighter, dont feel guilty about it.

You can do all those things without spending a penny. I certainly dont feel responsible for keeping Costa in business.
Rubyupbeat · 19/11/2020 07:16

But if you can afford it and you enjoy it, then carry on.

BarbaraofSeville · 19/11/2020 07:17

I must be the only person who doesn't find going to a coffee shop a particularly pleasurable experience.

Queuing for ages to get your drink, saying no thank you repeatedly to endless upselling because I don't want a bucket of sugary flavoured coffee plus cake and then struggling to find a table or somewhere to sit and then having my peace disturbed because the people on the next table are always those who never stop talking.

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